---
type: "Bill"
title: "Mortgages and deeds of trust: foreclosure."
description: "(1) Existing law, until January 1, 2013, requires a mortgagee, trustee, beneficiary, or authorized agent to contact the borrower prior to filing a notice of default to explore options for the borrower to avoid foreclosure, as specified. Existing law requires a notice of default or, in certain circumstances, a notice of sale, to include a declaration stating that the mortgagee, trustee, beneficiary, or authorized agent has contacted the borrower, has tried with due diligence to contact the borrower, or that no contact was required for a specified reason."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20112012"
identifier: "SB 900"
citation: "California SB 900 (20112012)"
classification: ["bill"]
subjects: ["Mortgages and deeds of trust: foreclosure."]
status: "enacted"
primary_sponsors: ["Leno"]
version_count: 7
action_count: 43
vote_count: 10
first_action: "2011-02-18"
last_action: "2012-07-11"
source: "openstates"
source_identifier: "ocd-bill/a298a544-1095-4478-9074-105e7ad1d938"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201120120SB900"
source_hash: "1dd269f112a3828f93c3032c830753b6d75a77d53ab41be144247e1a7f3c4d96"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California SB 900 (20112012) — Mortgages and deeds of trust: foreclosure.

(1) Existing law, until January 1, 2013, requires a mortgagee, trustee, beneficiary, or authorized agent to contact the borrower prior to filing a notice of default to explore options for the borrower to avoid foreclosure, as specified. Existing law requires a notice of default or, in certain circumstances, a notice of sale, to include a declaration stating that the mortgagee, trustee, beneficiary, or authorized agent has contacted the borrower, has tried with due diligence to contact the borrower, or that no contact was required for a specified reason.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/18/11 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120SB900&version=20110SB90099INT)
2. **04/06/11 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120SB900&version=20110SB90098AMD)
3. **04/26/12 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120SB900&version=20110SB90096AMD)
4. **05/09/11 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120SB900&version=20110SB90097AMD)
5. **07/11/12 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120SB900&version=20110SB90093CHP)
6. **SB900** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201120120SB900)
7. **07/03/12 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120SB900&version=20110SB90094ENR)

## Votes

- Conference Reports SB900 Leno Reconsider — **24–12** (pass) · upper
- Conference Reports — **24–13** (pass) · upper
- Unfinished Business SB900 Leno Concurrence — **1–26** (fail) · upper
- Conference Reports — **25–13** (pass) · upper
- Do pass as amended, and re-refer to the Committee on Appropriations. — **5–0** (pass) · upper
- Do pass. — **9–0** (pass) · lower
- SB 900 Leno Senate Third Reading By ENG — **47–24** (pass) · lower
- SB 900 Steinberg Senate Third Reading By ENG Amend By ENG Set #1 — **50–24** (pass) · lower
- 3rd Reading — **34–0** (pass) · upper
- SB 900 Leno Conference Report — **54–26** (pass) · lower

## Sponsors

- Leno — primary (person)
- Calderon — principal coauthor (person)
- Carter — principal coauthor (person)
- Corbett — author (person)
- Davis — principal coauthor (person)
- DeSaulnier — author (person)
- Eng — principal coauthor (person)
- Evans — author (person)
- Feuer — principal coauthor (person)
- Hancock — principal coauthor (person)
- John A. Pérez — principal coauthor (person)
- Mitchell — principal coauthor (person)
- Pavley — author (person)
- Skinner — principal coauthor (person)
- Steinberg — author (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2011-02-18** Introduced. Read first time. To Com. on RLS. for assignment. To print. `introduction, reading-1`
- **2011-02-20** From printer. May be acted upon on or after March 22.
- **2011-03-10** Referred to Com. on RLS. `referral-committee`
- **2011-04-06** From committee with author's amendments. Read second time and amended. Re-referred to Com. on RLS. `reading-2, reading-1, committee-passage, amendment-passage, referral-committee`
- **2011-04-14** Re-referred to Com. on E.Q. `referral-committee`
- **2011-04-15** Set for hearing May 2.
- **2011-05-05** From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 5. Noes 0. Page 856.) (May 2). `amendment-passage, committee-passage, committee-passage-favorable`
- **2011-05-09** Read second time and amended. Re-referred to Com. on APPR. `reading-2, reading-1, amendment-passage, referral-committee`
- **2011-05-10** Withdrawn from committee.
- **2011-05-10** Ordered to second reading.
- **2011-05-11** Read second time. Ordered to third reading. `reading-2, reading-1`
- **2011-05-19** Read third time. Passed. (Ayes 34. Noes 0. Page 1038.) Ordered to the Assembly. `reading-3, reading-1, passage`
- **2011-05-19** In Assembly. Read first time. Held at Desk. `reading-1`
- **2011-06-16** Referred to Com. on E.S. & T.M. `referral-committee`
- **2011-06-29** From committee: Do pass. (Ayes 9. Noes 0.) (June 28). `committee-passage, committee-passage-favorable`
- **2011-06-30** Read second time. Ordered to third reading. `reading-2, reading-1`
- **2011-07-01** Ordered to inactive file on request of Assembly Member Charles Calderon.
- **2012-04-19** Notice of intention to remove from inactive file given by Assembly Member Charles Calderon.
- **2012-04-23** From inactive file.
- **2012-04-23** Ordered to third reading.
- **2012-04-26** Read third time and amended. (Ayes 50. Noes 24. Page 4565.) `reading-3, reading-1, amendment-passage`
- **2012-04-26** Ordered to third reading.
- **2012-04-26** Assembly Rule 69(d) suspended. (Ayes 50. Noes 24. Page 4566.)
- **2012-04-26** Read third time. Passed. (Ayes 47. Noes 24. Page 4567.) Ordered to the Senate. `reading-3, reading-1, passage`
- **2012-04-26** In Senate. Concurrence in Assembly amendments pending.
- **2012-04-30** Senate refused to concur in Assembly amendments. (Ayes 1. Noes 26. Page 3331.) `committee-failure, amendment-failure`
- **2012-04-30** Ordered to Conference Committee. `referral-committee`
- **2012-04-30** Senators Vargas, Evans, and Blakeslee appointed to Conference Committee.
- **2012-04-30** Assembly Members Eng, Feuer, and Wagner appointed to Conference Committee.
- **2012-05-02** Senators Evans, Calderon, and Blakeslee appointed to Conference Committee.
- **2012-05-14** Joint Rule 29.5(a) suspended in the Assembly. (Ayes 72. Noes 0. Page 4808.)
- **2012-05-14** Joint Rule 29.5(a) suspended in the Senate. (Ayes 37. Noes 0. Page 3498.)
- **2012-06-27** From Conference Committee: Be adopted. (Ayes 4: Senators Evans and Calderon, Assembly Members Feuer and Eng. Noes 1: Assembly Member Wagner. Page 4161.) (June 26.)
- **2012-06-27** (Corrected June 28.)
- **2012-06-27** (Corrected June 29.)
- **2012-07-02** Assembly adopted Conference Committee report. (Ayes 54. Noes 26. Page 5550.) `committee-passage`
- **2012-07-02** Senate adopted Conference Committee report. (Ayes 24. Noes 13. Page 4220.) `committee-passage`
- **2012-07-02** Motion to reconsider made by Senator Vargas.
- **2012-07-02** Reconsideration granted. (Ayes 24. Noes 12. Page 4221.)
- **2012-07-02** Senate adopted Conference Committee report. (Ayes 25. Noes 13. Page 4221.) `committee-passage`
- **2012-07-05** Enrolled and presented to the Governor at 5 p.m.
- **2012-07-11** Approved by the Governor. `executive-signature`
- **2012-07-11** Chaptered by Secretary of State. Chapter 87, Statutes of 2012.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a298a544-1095-4478-9074-105e7ad1d938`. Confidence: reported (aggregated from official California legislature records).