---
type: "Bill"
title: "Insurance policies."
description: "(1) Existing law requires that a disability insurance policy or life insurance policy and certificate offered for sale to individuals 65 years of age or older in California provide a 30-day examination period during which the applicant may return the contract and receive a refund of all premiums and any membership fee paid. This information is required to be disclosed on the cover sheet of the policy or certificate, in no less than 10-point uppercase type. Existing law allows the applicant to return the policy or certificate by regular mail."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20132014"
identifier: "AB 2347"
citation: "California AB 2347 (20132014)"
classification: ["bill"]
subjects: ["Insurance policies."]
status: "enacted"
primary_sponsors: ["Gonzalez"]
version_count: 7
action_count: 20
vote_count: 5
first_action: "2014-02-21"
last_action: "2014-07-21"
source: "openstates"
source_identifier: "ocd-bill/9947e99a-24df-4cf4-84d4-e7d099a61fff"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201320140AB2347"
source_hash: "578f8f5af6d76f4e8000236c6de795ec8b6fdd2155079cf1560b9da59e3e0cdb"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 2347 (20132014) — Insurance policies.

(1) Existing law requires that a disability insurance policy or life insurance policy and certificate offered for sale to individuals 65 years of age or older in California provide a 30-day examination period during which the applicant may return the contract and receive a refund of all premiums and any membership fee paid. This information is required to be disclosed on the cover sheet of the policy or certificate, in no less than 10-point uppercase type. Existing law allows the applicant to return the policy or certificate by regular mail.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/21/14 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201320140AB2347&version=20130AB234799INT)
2. **04/30/14 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201320140AB2347&version=20130AB234798AMD)
3. **06/03/14 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201320140AB2347&version=20130AB234797AMD)
4. **06/19/14 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201320140AB2347&version=20130AB234796AMD)
5. **07/21/14 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201320140AB2347&version=20130AB234794CHP)
6. **AB2347** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201320140AB2347)
7. **07/08/14 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201320140AB2347&version=20130AB234795ENR)

## Votes

- Do pass as amended. — **10–0** (pass) · upper
- AB 2347 GONZALEZ Concurrence in Senate Amendments — **76–0** (pass) · lower
- AB 2347 GONZALEZ Consent Calendar Second Day — **78–0** (pass) · lower
- 3rd Reading AB2347 Gonzalez By Torres — **36–0** (pass) · upper
- Do pass, to Consent Calendar. — **12–0** (pass) · lower

## Sponsors

- Gonzalez — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2014-02-21** Introduced. To print. `introduction`
- **2014-02-23** From printer. May be heard in committee March 25.
- **2014-02-24** Read first time. `reading-1`
- **2014-03-10** Referred to Com. on INS. `referral-committee`
- **2014-04-30** From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended. `amendment-introduction, amendment-passage, reading-2, reading-1`
- **2014-05-01** Re-referred to Com. on INS. `referral-committee`
- **2014-05-07** From committee: Do pass. To consent calendar. (Ayes 12. Noes 0.) (May 7). `committee-passage-favorable, committee-passage`
- **2014-05-08** Read second time. Ordered to consent calendar. `reading-2, reading-1`
- **2014-05-15** Read third time. Passed. Ordered to the Senate. (Ayes 78. Noes 0. Page 4968.) `reading-3, reading-1, passage`
- **2014-05-15** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2014-05-22** Referred to Com. on INS. `referral-committee`
- **2014-06-03** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS. `amendment-introduction, amendment-passage, reading-2, reading-1, referral-committee`
- **2014-06-18** From committee: Do pass as amended. (Ayes 10. Noes 0.) (June 11). `committee-passage-favorable, committee-passage, amendment-passage`
- **2014-06-19** Read second time and amended. Ordered to third reading. `reading-2, reading-1, amendment-passage`
- **2014-06-30** Read third time. Passed. Ordered to the Assembly. (Ayes 36. Noes 0. Page 4192.). `reading-3, reading-1, passage`
- **2014-06-30** In Assembly. Concurrence in Senate amendments pending. May be considered on or after July 2 pursuant to Assembly Rule 77.
- **2014-07-03** Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 76. Noes 0. Page 5805.). `committee-passage-favorable, amendment-passage`
- **2014-07-11** Enrolled and presented to the Governor at 3:30 p.m.
- **2014-07-21** Approved by the Governor. `executive-signature`
- **2014-07-21** Chaptered by Secretary of State - Chapter 166, Statutes of 2014.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9947e99a-24df-4cf4-84d4-e7d099a61fff`. Confidence: reported (aggregated from official California legislature records).