---
type: "Bill"
title: "Buyer's Choice Act."
description: "Existing law, the Buyer's Choice Act, prohibits a mortgagee or beneficiary under a deed of trust who acquired title to residential real property improved by 4 or fewer dwelling units at a foreclosure sale from requiring, directly or indirectly, as a condition of selling the property, that the buyer purchase title insurance or escrow services in connection with the sale from a particular title insurer or escrow agent. Under existing law, a seller who violates these provisions is liable to the buyer for an amount equal to 3 times all the charges made for the title insurance or escrow services. Existing law makes the act operative until January 1, 2015."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20132014"
identifier: "SB 1051"
citation: "California SB 1051 (20132014)"
classification: ["bill"]
subjects: ["Buyer's Choice Act."]
status: "enacted"
primary_sponsors: ["Galgiani"]
version_count: 5
action_count: 20
vote_count: 6
first_action: "2014-02-18"
last_action: "2014-08-15"
source: "openstates"
source_identifier: "ocd-bill/d355ac46-3d86-48b6-9b36-bd1febd08f65"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201320140SB1051"
source_hash: "11721df7e3f3f7873ac66ca9fd29537f886421c7426fbc10252b5da9480df09f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California SB 1051 (20132014) — Buyer's Choice Act.

Existing law, the Buyer's Choice Act, prohibits a mortgagee or beneficiary under a deed of trust who acquired title to residential real property improved by 4 or fewer dwelling units at a foreclosure sale from requiring, directly or indirectly, as a condition of selling the property, that the buyer purchase title insurance or escrow services in connection with the sale from a particular title insurer or escrow agent. Under existing law, a seller who violates these provisions is liable to the buyer for an amount equal to 3 times all the charges made for the title insurance or escrow services. Existing law makes the act operative until January 1, 2015.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/18/14 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201320140SB1051&version=20130SB105199INT)
2. **06/17/14 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201320140SB1051&version=20130SB105198AMD)
3. **08/15/14 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201320140SB1051&version=20130SB105196CHP)
4. **SB1051** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201320140SB1051)
5. **08/05/14 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201320140SB1051&version=20130SB105197ENR)

## Votes

- Do pass. — **7–0** (pass) · upper
- SB 1051 Galgiani Senate Third Reading — **77–0** (pass) · lower
- 3rd Reading — **35–0** (pass) · upper
- Unfinished Business SB1051 Galgiani Concurrence — **36–0** (pass) · upper
- Do pass. — **9–0** (pass) · lower
- Do pass and be re-referred to the Committee on Judiciary. — **12–0** (pass) · lower

## Sponsors

- Galgiani — primary (person)
- Garcia — coauthor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2014-02-18** Introduced. Read first time. To Com. on RLS. for assignment. To print. `reading-1, introduction`
- **2014-02-19** From printer. May be acted upon on or after March 21.
- **2014-02-27** Referred to Com. on JUD. `referral-committee`
- **2014-03-19** Set for hearing April 1.
- **2014-04-01** From committee: Do pass. (Ayes 7. Noes 0. Page 3018.) (April 1). `committee-passage-favorable, committee-passage`
- **2014-04-02** Read second time. Ordered to third reading. `reading-2, reading-1`
- **2014-04-03** Read third time. Passed. (Ayes 35. Noes 0. Page 3046.) Ordered to the Assembly. `reading-3, reading-1, passage`
- **2014-04-03** In Assembly. Read first time. Held at Desk. `reading-1`
- **2014-05-08** Referred to Coms. on B. & F. and JUD. `referral-committee`
- **2014-06-10** From committee: Do pass and re-refer to Com. on JUD. (Ayes 12. Noes 0.) (June 9). Re-referred to Com. on JUD. `committee-passage-favorable, referral-committee, committee-passage`
- **2014-06-17** Set, first hearing. Hearing canceled at the request of author.
- **2014-06-17** From committee with author's amendments. Read second time and amended. Re-referred to Com. on JUD. `committee-passage, amendment-passage, reading-2, reading-1, referral-committee`
- **2014-06-24** From committee: Do pass. (Ayes 9. Noes 0.) (June 24). `committee-passage-favorable, committee-passage`
- **2014-06-25** Read second time. Ordered to third reading. `reading-2, reading-1`
- **2014-07-03** Read third time. Passed. (Ayes 77. Noes 0. Page 5812.) Ordered to the Senate. `reading-3, reading-1, passage`
- **2014-07-03** In Senate. Concurrence in Assembly amendments pending.
- **2014-08-04** Assembly amendments concurred in. (Ayes 36. Noes 0. Page 4296.) Ordered to engrossing and enrolling. `committee-passage-favorable, amendment-passage`
- **2014-08-07** Enrolled and presented to the Governor at 3 p.m.
- **2014-08-15** Approved by the Governor. `executive-signature`
- **2014-08-15** Chaptered by Secretary of State. Chapter 198, Statutes of 2014.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/d355ac46-3d86-48b6-9b36-bd1febd08f65`. Confidence: reported (aggregated from official California legislature records).