---
type: "Bill"
title: "Consumer credit reports: security freezes: protected consumer."
description: "Existing state law defines and regulates consumer credit reports and authorizes a consumer to place a security freeze on his or her credit report by making a request in writing by mail to a consumer credit reporting agency. Existing state law requires a consumer credit reporting agency to place the security freeze on the consumer's credit report no later than 3 business days after receiving the consumer's request."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20152016"
identifier: "AB 1580"
citation: "California AB 1580 (20152016)"
classification: ["bill"]
subjects: ["Consumer credit reports: security freezes: protected consumer."]
status: "enacted"
primary_sponsors: ["Gatto"]
version_count: 9
action_count: 24
vote_count: 6
first_action: "2016-01-05"
last_action: "2016-09-23"
source: "openstates"
source_identifier: "ocd-bill/9f02cb67-690c-41fb-b3d3-4121df5fd365"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201520160AB1580"
source_hash: "a9d0d6f88dac1d7f020c5df0868176b745ecfa7e98b055c5eacf4e0eb9179399"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 1580 (20152016) — Consumer credit reports: security freezes: protected consumer.

Existing state law defines and regulates consumer credit reports and authorizes a consumer to place a security freeze on his or her credit report by making a request in writing by mail to a consumer credit reporting agency. Existing state law requires a consumer credit reporting agency to place the security freeze on the consumer's credit report no later than 3 business days after receiving the consumer's request.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **01/05/16 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB1580&version=20150AB158099INT)
2. **03/03/16 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB1580&version=20150AB158098AMD)
3. **03/17/16 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB1580&version=20150AB158097AMD)
4. **04/18/16 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB1580&version=20150AB158096AMD)
5. **05/05/16 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB1580&version=20150AB158095AMD)
6. **06/21/16 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB1580&version=20150AB158094AMD)
7. **09/23/16 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB1580&version=20150AB158092CHP)
8. **AB1580** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201520160AB1580)
9. **08/25/16 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB1580&version=20150AB158093ENR)

## Votes

- Do pass as amended. To Consent Calendar. — **11–0** (pass) · lower
- 3rd Reading AB1580 Gatto By Hertzberg — **38–0** (pass) · upper
- Do pass as amended and be re-referred to the Committee on [Privacy and Consumer Protection] — **12–0** (pass) · lower
- Do pass as amended — **7–0** (pass) · upper
- AB 1580 GATTO Consent Calendar Second Day — **78–0** (pass) · lower
- AB 1580 GATTO Concurrence in Senate Amendments — **80–0** (pass) · lower

## Sponsors

- Gatto — primary (person)
- Cannella — coauthor (person)
- Dodd — coauthor (person)
- Gallagher — coauthor (person)
- Hertzberg — coauthor (person)
- Irwin — author (person)
- Lackey — coauthor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2016-01-05** Read first time. To print. `reading-1`
- **2016-01-06** From printer. May be heard in committee February 5.
- **2016-02-01** Referred to Coms. on B. & F. and P. & C.P. `referral-committee`
- **2016-03-03** From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended. `reading-2, amendment-introduction, amendment-passage, reading-1`
- **2016-03-07** Re-referred to Com. on B. & F. `referral-committee`
- **2016-03-16** From committee: Amend, and do pass as amended and re-refer to Com. on P. & C.P. (Ayes 12. Noes 0.) (March 14). `amendment-introduction, committee-passage, amendment-passage`
- **2016-03-17** Read second time and amended. `amendment-passage, reading-2, reading-1`
- **2016-03-28** Re-referred to Com. on P. & C.P. `referral-committee`
- **2016-04-18** From committee chair, with author's amendments: Amend, and re-refer to Com. on P. & C.P. Read second time and amended. `reading-2, amendment-introduction, amendment-passage, reading-1`
- **2016-04-19** Re-referred to Com. on P. & C.P. `referral-committee`
- **2016-05-04** From committee: Amend, and do pass as amended. To Consent Calendar. (Ayes 11. Noes 0.) (May 3). `amendment-introduction, committee-passage, amendment-passage`
- **2016-05-05** Read second time and amended. Ordered returned to second reading. `amendment-passage, reading-2, reading-1`
- **2016-05-09** Read second time. Ordered to Consent Calendar. `reading-2, reading-1`
- **2016-05-12** Read third time. Passed. Ordered to the Senate. (Ayes 78. Noes 0. Page 4791.) `reading-3, passage, reading-1`
- **2016-05-12** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2016-05-19** Referred to Com. on JUD. `referral-committee`
- **2016-06-20** From committee: Amend, and do pass as amended. (Ayes 7. Noes 0.) (June 14). `amendment-introduction, committee-passage, amendment-passage`
- **2016-06-21** Read second time and amended. Ordered to third reading. `amendment-passage, reading-2, reading-1`
- **2016-08-18** Read third time. Passed. Ordered to the Assembly. (Ayes 38. Noes 0. Page 5128.). `reading-3, passage, reading-1`
- **2016-08-19** In Assembly. Concurrence in Senate amendments pending. May be considered on or after August 21 pursuant to Assembly Rule 77.
- **2016-08-23** Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 80. Noes 0. Page 6155.). `committee-passage-favorable, amendment-passage`
- **2016-08-30** Enrolled and presented to the Governor at 4 p.m.
- **2016-09-23** Approved by the Governor. `executive-signature`
- **2016-09-23** Chaptered by Secretary of State - Chapter 494, Statutes of 2016.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9f02cb67-690c-41fb-b3d3-4121df5fd365`. Confidence: reported (aggregated from official California legislature records).