---
type: "Bill"
title: "Financial institutions and services: regulation."
description: "(1) The Uniform Commercial Code–Bank Deposits and Collections, among other things, limits the time in which a customer, who receives a sufficient statement of account, as specified, from a bank regarding the payments of items for the customer's account, is able to assert a claim against the bank based on an unauthorized signature or alteration against the account."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20152016"
identifier: "AB 2907"
citation: "California AB 2907 (20152016)"
classification: ["bill"]
subjects: ["Financial institutions and services: regulation."]
status: "enacted"
primary_sponsors: ["Committee on Banking and Finance"]
version_count: 7
action_count: 21
vote_count: 5
first_action: "2016-03-08"
last_action: "2016-09-09"
source: "openstates"
source_identifier: "ocd-bill/9a0b31b9-5b71-48da-a3bc-3bf7e40bf093"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201520160AB2907"
source_hash: "90aa4c96cb39ba7d540b210191bee7635f37cd36e4d4e35b07c621367cff0e46"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 2907 (20152016) — Financial institutions and services: regulation.

(1) The Uniform Commercial Code–Bank Deposits and Collections, among other things, limits the time in which a customer, who receives a sufficient statement of account, as specified, from a bank regarding the payments of items for the customer's account, is able to assert a claim against the bank based on an unauthorized signature or alteration against the account.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **03/08/16 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB2907&version=20150AB290799INT)
2. **05/23/16 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB2907&version=20150AB290798AMD)
3. **06/13/16 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB2907&version=20150AB290797AMD)
4. **06/22/16 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB2907&version=20150AB290796AMD)
5. **09/09/16 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB2907&version=20150AB290794CHP)
6. **AB2907** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201520160AB2907)
7. **08/19/16 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201520160AB2907&version=20150AB290795ENR)

## Votes

- Do pass. To Consent Calendar. — **12–0** (pass) · lower
- Do pass and be ordered to the Consent Calendar — **7–0** (pass) · upper
- AB 2907 B. & F. Concurrence in Senate Amendments By DABABNEH — **79–0** (pass) · lower
- AB 2907 B. & F. Consent Calendar Second Day — **76–0** (pass) · lower
- Consent Calendar 2nd AB2907 Committee On B. & F. — **37–0** (pass) · upper

## Sponsors

- Committee on Banking and Finance — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2016-03-08** Read first time. To print. `reading-1`
- **2016-03-09** From printer. May be heard in committee April 8.
- **2016-03-28** Referred to Com. on B. & F. `referral-committee`
- **2016-04-26** From committee: Do pass. To Consent Calendar. (Ayes 12. Noes 0.) (April 25). `committee-passage-favorable, committee-passage`
- **2016-04-27** Read second time. Ordered to Consent Calendar. `reading-2, reading-1`
- **2016-05-02** Read third time. Passed. Ordered to the Senate. (Ayes 76. Noes 0. Page 4626.) `reading-3, passage, reading-1`
- **2016-05-02** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2016-05-12** Referred to Com. on B. & F.I. `referral-committee`
- **2016-05-23** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on B. & F.I. `referral-committee, reading-2, amendment-introduction, amendment-passage, reading-1`
- **2016-06-13** In committee: Hearing postponed by committee.
- **2016-06-13** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on B. & F.I. `referral-committee, reading-2, amendment-introduction, amendment-passage, reading-1`
- **2016-06-20** In committee: Hearing postponed by committee.
- **2016-06-22** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on B. & F.I. `referral-committee, reading-2, amendment-introduction, amendment-passage, reading-1`
- **2016-06-29** From committee: Do pass. To Consent Calendar. (Ayes 7. Noes 0.) (June 29). `committee-passage-favorable, committee-passage`
- **2016-06-30** Read second time. Ordered to Consent Calendar. `reading-2, reading-1`
- **2016-08-11** Read third time. Passed. Ordered to the Assembly. (Ayes 37. Noes 0. Page 4869.). `reading-3, passage, reading-1`
- **2016-08-11** In Assembly. Concurrence in Senate amendments pending. May be considered on or after August 14 pursuant to Assembly Rule 77.
- **2016-08-18** Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 79. Noes 0. Page 5873.). `committee-passage-favorable, amendment-passage`
- **2016-08-24** Enrolled and presented to the Governor at 11:45 a.m.
- **2016-09-09** Approved by the Governor. `executive-signature`
- **2016-09-09** Chaptered by Secretary of State - Chapter 277, Statutes of 2016.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9a0b31b9-5b71-48da-a3bc-3bf7e40bf093`. Confidence: reported (aggregated from official California legislature records).