--- type: "Bill" title: "Insurance: long-term care." description: "Existing law generally regulates long-term care insurance policies delivered or issued after January 1, 1990. As to these policies, existing law requires a policy or certificate to include a provision that gives the policyholder or certificate holder certain specified rights to reduce coverage and lower premiums." jurisdiction: "us/states/ca" legislature: "California Legislature" session: "20172018" identifier: "SB 1046" citation: "California SB 1046 (20172018)" classification: ["bill"] subjects: ["Insurance: long-term care."] status: "enacted" primary_sponsors: ["Roth"] version_count: 7 action_count: 24 vote_count: 6 first_action: "2018-02-08" last_action: "2018-09-11" source: "openstates" source_identifier: "ocd-bill/76dfd9e4-83cc-4142-a71d-ca5d356f117b" source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180SB1046" source_hash: "9b4b190533ce03c5f0b1dd093d2c86f9c6a9f805a6fdd64ea584526cebef3d68" vintage: "2026-07-01" source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump" retrieved_at: "2026-07-06" confidence: "reported" tags: ["legislation", "bill", "us-ca"] --- # California SB 1046 (20172018) — Insurance: long-term care. Existing law generally regulates long-term care insurance policies delivered or issued after January 1, 1990. As to these policies, existing law requires a policy or certificate to include a provision that gives the policyholder or certificate holder certain specified rights to reduce coverage and lower premiums. ## Version chain The bill's text revisions, in order — the diff chain from filing to enrollment. 1. **02/08/18 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB1046&version=20170SB104699INT) 2. **04/12/18 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB1046&version=20170SB104698AMD) 3. **06/12/18 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB1046&version=20170SB104697AMD) 4. **08/06/18 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB1046&version=20170SB104696AMD) 5. **09/11/18 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB1046&version=20170SB104694CHP) 6. **SB1046** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180SB1046) 7. **08/28/18 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB1046&version=20170SB104695ENR) ## Votes - SB 1046 Roth Consent Calendar Second Day — **75–0** (pass) · lower - Do pass and be ordered to the Consent Calendar — **11–0** (pass) · upper - Do pass and be re-referred to the Committee on [Appropriations] with recommendation: To Consent Calendar — **12–0** (pass) · lower - Unfinished Business SB1046 Roth Concurrence — **39–0** (pass) · upper - Do pass. To Consent Calendar. — **17–0** (pass) · lower - Consent Calendar SB1046 — **38–0** (pass) · upper ## Sponsors - Roth — primary (person) ## Timeline The legislative action history — every referral, reading, and vote. - **2018-02-08** Introduced. Read first time. To Com. on RLS. for assignment. To print. `introduction, reading-1` - **2018-02-09** From printer. May be acted upon on or after March 11. - **2018-02-22** Referred to Com. on I., B. & F.I. `referral-committee` - **2018-03-15** Withdrawn from committee. - **2018-03-15** Re-referred to Com. on RLS. `referral-committee` - **2018-03-15** Re-referred to Com. on INS. `referral-committee` - **2018-03-23** Set for hearing April 25. - **2018-04-12** From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS. `reading-2, referral-committee, amendment-passage, committee-passage, reading-1` - **2018-04-30** From committee: Do pass. Ordered to consent calendar. (Ayes 11. Noes 0. Page 4884.) (April 25). `committee-passage-favorable, committee-passage` - **2018-05-01** Read second time. Ordered to consent calendar. `reading-2, reading-1` - **2018-05-03** Read third time. Passed. (Ayes 38. Noes 0. Page 4942.) Ordered to the Assembly. `reading-3, passage, reading-1` - **2018-05-03** In Assembly. Read first time. Held at Desk. `reading-1` - **2018-05-10** Referred to Com. on INS. `referral-committee` - **2018-06-12** From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS. `reading-2, referral-committee, amendment-passage, committee-passage, reading-1` - **2018-06-20** From committee: Do pass and re-refer to Com. on APPR. with recommendation: To consent calendar. (Ayes 12. Noes 0.) (June 20). Re-referred to Com. on APPR. `committee-passage-favorable, committee-passage, referral-committee` - **2018-08-06** From committee with author's amendments. Read second time and amended. Re-referred to Com. on APPR. `reading-2, referral-committee, amendment-passage, committee-passage, reading-1` - **2018-08-15** From committee: Do pass. Ordered to consent calendar. (Ayes 17. Noes 0.) (August 15). `committee-passage-favorable, committee-passage` - **2018-08-16** Read second time. Ordered to consent calendar. `reading-2, reading-1` - **2018-08-23** Read third time. Passed. (Ayes 75. Noes 0. Page 6516.) Ordered to the Senate. `reading-3, passage, reading-1` - **2018-08-23** In Senate. Concurrence in Assembly amendments pending. - **2018-08-24** Assembly amendments concurred in. (Ayes 39. Noes 0. Page 5689.) Ordered to engrossing and enrolling. `committee-passage-favorable, amendment-passage` - **2018-08-30** Enrolled and presented to the Governor at 5 p.m. - **2018-09-11** Approved by the Governor. `executive-signature` - **2018-09-11** Chaptered by Secretary of State. Chapter 352, Statutes of 2018. ## Source OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/76dfd9e4-83cc-4142-a71d-ca5d356f117b`. Confidence: reported (aggregated from official California legislature records).