---
type: "Bill"
title: "Mortgages: deeds of trust: successors in interest."
description: "Existing state law regulates reverse mortgages and defines a reverse mortgage to mean a nonrecourse loan secured by real property if the loan provides cash advances to a borrower based on the equity or the value in a borrower's owner-occupied principal residence, the loan requires no payment of principal or interest until the entire loan becomes due and payable, and the loan is made by a specified licensed or chartered lender."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20172018"
identifier: "SB 1183"
citation: "California SB 1183 (20172018)"
classification: ["bill"]
subjects: ["Mortgages: deeds of trust: successors in interest."]
status: "enacted"
primary_sponsors: ["Morrell"]
version_count: 4
action_count: 22
vote_count: 6
first_action: "2018-02-15"
last_action: "2018-07-18"
source: "openstates"
source_identifier: "ocd-bill/e69e39e4-5b6e-43e4-8b64-3a1554e28440"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180SB1183"
source_hash: "43e0bc885af1ebb5f8b38a37a88361772b98155433ec544b78b07c15d0d11c75"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California SB 1183 (20172018) — Mortgages: deeds of trust: successors in interest.

Existing state law regulates reverse mortgages and defines a reverse mortgage to mean a nonrecourse loan secured by real property if the loan provides cash advances to a borrower based on the equity or the value in a borrower's owner-occupied principal residence, the loan requires no payment of principal or interest until the entire loan becomes due and payable, and the loan is made by a specified licensed or chartered lender.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/15/18 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB1183&version=20170SB118399INT)
2. **07/18/18 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB1183&version=20170SB118397CHP)
3. **SB1183** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180SB1183)
4. **07/05/18 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB1183&version=20170SB118398ENR)

## Votes

- Do pass and be re-referred to the Committee on [Judiciary] with recommendation: To Consent Calendar — **11–0** (pass) · lower
- SB 1183 Morrell Consent Calendar Second Day — **77–0** (pass) · lower
- Consent Calendar SB1183 — **38–0** (pass) · upper
- Do pass, but first be re-referred to the Committee on [Judiciary] with the recommendation: To Consent Calendar — **7–0** (pass) · upper
- Do pass. To Consent Calendar. — **10–0** (pass) · lower
- Do pass and be ordered to the Consent Calendar — **7–0** (pass) · upper

## Sponsors

- Morrell — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-02-15** Introduced. Read first time. To Com. on RLS. for assignment. To print. `introduction, reading-1`
- **2018-02-16** From printer. May be acted upon on or after March 18.
- **2018-03-01** Referred to Coms. on I., B. & F.I. and JUD. `referral-committee`
- **2018-03-15** Withdrawn from committee.
- **2018-03-15** Re-referred to Com. on RLS. `referral-committee`
- **2018-03-15** Re-referred to Coms. on B. & F.I. and JUD. `referral-committee`
- **2018-03-16** Set for hearing April 4.
- **2018-04-04** From committee: Do pass and re-refer to Com. on JUD. with recommendation: To consent calendar. (Ayes 7. Noes 0. Page 4532.) (April 4). Re-referred to Com. on JUD. `committee-passage-favorable, committee-passage, referral-committee`
- **2018-04-19** Set for hearing May 1.
- **2018-05-02** From committee: Do pass. Ordered to consent calendar. (Ayes 7. Noes 0. Page 4915.) (May 1). `committee-passage-favorable, committee-passage`
- **2018-05-03** Read second time. Ordered to consent calendar. `reading-2, reading-1`
- **2018-05-10** Read third time. Passed. (Ayes 38. Noes 0. Page 5011.) Ordered to the Assembly. `reading-3, passage, reading-1`
- **2018-05-10** In Assembly. Read first time. Held at Desk. `reading-1`
- **2018-05-25** Referred to Coms. on B. & F. and JUD. `referral-committee`
- **2018-06-19** From committee: Do pass and re-refer to Com. on JUD. with recommendation: To consent calendar. (Ayes 11. Noes 0.) (June 18). Re-referred to Com. on JUD. `committee-passage-favorable, committee-passage, referral-committee`
- **2018-06-26** From committee: Do pass. Ordered to consent calendar. (Ayes 10. Noes 0.) (June 26). `committee-passage-favorable, committee-passage`
- **2018-06-27** Read second time. Ordered to consent calendar. `reading-2, reading-1`
- **2018-07-02** Read third time. Passed. (Ayes 77. Noes 0. Page 6066.) Ordered to the Senate. `reading-3, passage, reading-1`
- **2018-07-02** In Senate. Ordered to engrossing and enrolling.
- **2018-07-10** Enrolled and presented to the Governor at 3:30 p.m.
- **2018-07-18** Approved by the Governor. `executive-signature`
- **2018-07-18** Chaptered by Secretary of State. Chapter 136, Statutes of 2018.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e69e39e4-5b6e-43e4-8b64-3a1554e28440`. Confidence: reported (aggregated from official California legislature records).