---
type: "Bill"
title: "Property insurance."
description: "Existing law requires an insurer, in the case of a total loss to the primary insured structure under a policy of residential property insurance, to offer to renew the policy at least once if the loss to the primary insured structure was caused by a disaster, as defined, and was not also due to the negligence of the insured, except as specified."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20172018"
identifier: "SB 894"
citation: "California SB 894 (20172018)"
classification: ["bill"]
subjects: ["Property insurance."]
status: "enacted"
primary_sponsors: ["Dodd"]
version_count: 11
action_count: 30
vote_count: 5
first_action: "2018-01-12"
last_action: "2018-09-21"
source: "openstates"
source_identifier: "ocd-bill/f7f43ee7-8103-4764-b59c-0af81bfd0016"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180SB894"
source_hash: "17f8d91bdc4cab88c078a31d93c98cb29b743f20d7ccd73be652ff4286204efa"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California SB 894 (20172018) — Property insurance.

Existing law requires an insurer, in the case of a total loss to the primary insured structure under a policy of residential property insurance, to offer to renew the policy at least once if the loss to the primary insured structure was caused by a disaster, as defined, and was not also due to the negligence of the insured, except as specified.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **01/12/18 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB894&version=20170SB89499INT)
2. **02/26/18 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB894&version=20170SB89498AMD)
3. **03/08/18 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB894&version=20170SB89497AMD)
4. **05/02/18 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB894&version=20170SB89496AMD)
5. **05/23/18 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB894&version=20170SB89495AMD)
6. **06/14/18 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB894&version=20170SB89494AMD)
7. **07/05/18 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB894&version=20170SB89493AMD)
8. **08/24/18 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB894&version=20170SB89492AMD)
9. **09/21/18 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB894&version=20170SB89490CHP)
10. **SB894** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180SB894)
11. **09/06/18 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB894&version=20170SB89491ENR)

## Votes

- 3rd Reading SB894 Dodd et al. — **24–11** (pass) · upper
- SB 894 Dodd Senate Third Reading By LEVINE — **51–25** (pass) · lower
- Unfinished Business SB894 Dodd et al. Concurrence — **26–12** (pass) · upper
- Do pass as amended — **8–0** (pass) · upper
- Do pass as amended. — **9–2** (pass) · lower

## Sponsors

- Dodd — primary (person)
- Levine — coauthor (person)
- McGuire — author (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-01-12** Introduced. Read first time. To Com. on RLS. for assignment. To print. `introduction, reading-1`
- **2018-01-16** From printer. May be acted upon on or after February 15.
- **2018-01-24** Referred to Com. on I., B. & F.I. `referral-committee`
- **2018-02-26** From committee with author's amendments. Read second time and amended. Re-referred to Com. on I., B. & F.I. `reading-2, referral-committee, amendment-passage, committee-passage, reading-1`
- **2018-03-08** From committee with author's amendments. Read second time and amended. Re-referred to Com. on I., B. & F.I. `reading-2, referral-committee, amendment-passage, committee-passage, reading-1`
- **2018-03-15** Withdrawn from committee.
- **2018-03-15** Re-referred to Com. on RLS. `referral-committee`
- **2018-03-15** Re-referred to Com. on INS. `referral-committee`
- **2018-03-23** Set for hearing April 25.
- **2018-05-01** From committee: Do pass as amended. (Ayes 8. Noes 0. Page 4884.) (April 25). `committee-passage-favorable, committee-passage, amendment-passage`
- **2018-05-02** Read second time and amended. Ordered to third reading. `reading-1, amendment-passage, reading-2`
- **2018-05-23** Read third time and amended. `amendment-passage, reading-3, reading-1`
- **2018-05-23** Ordered to second reading.
- **2018-05-24** Read second time. Ordered to third reading. `reading-2, reading-1`
- **2018-05-29** Read third time. Passed. (Ayes 24. Noes 11. Page 4342.) Ordered to the Assembly. `reading-3, passage, reading-1`
- **2018-05-29** In Assembly. Read first time. Held at Desk. `reading-1`
- **2018-06-11** Referred to Com. on INS. `referral-committee`
- **2018-06-14** From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS. `reading-2, referral-committee, amendment-passage, committee-passage, reading-1`
- **2018-06-20** June 20 hearing postponed by committee.
- **2018-07-03** From committee: Do pass as amended. (Ayes 9. Noes 2.) (June 27). `committee-passage-favorable, committee-passage, amendment-passage`
- **2018-07-05** Read second time and amended. Ordered to second reading. `reading-1, amendment-passage, reading-2`
- **2018-08-06** Read second time. Ordered to third reading. `reading-2, reading-1`
- **2018-08-24** Read third time and amended. `amendment-passage, reading-3, reading-1`
- **2018-08-24** Ordered to third reading.
- **2018-08-30** Read third time. Passed. (Ayes 51. Noes 25. Page 6959.) Ordered to the Senate. `reading-3, passage, reading-1`
- **2018-08-30** In Senate. Concurrence in Assembly amendments pending.
- **2018-08-31** Assembly amendments concurred in. (Ayes 26. Noes 12. Page 6135.) Ordered to engrossing and enrolling. `committee-passage-favorable, amendment-passage`
- **2018-09-11** Enrolled and presented to the Governor at 4 p.m.
- **2018-09-21** Approved by the Governor. `executive-signature`
- **2018-09-21** Chaptered by Secretary of State. Chapter 618, Statutes of 2018.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f7f43ee7-8103-4764-b59c-0af81bfd0016`. Confidence: reported (aggregated from official California legislature records).