--- type: "Bill" title: "Insurance policies." description: "Existing law regulates insurance and the business of insurance in the state. Under existing law, an insurer is liable for a loss of which a peril insured against was the proximate cause, although a peril not contemplated by the contract may have been a remote cause of the loss. Under existing law, an insurer is not liable for a loss of which the peril insured was only the remote cause." jurisdiction: "us/states/ca" legislature: "California Legislature" session: "20172018" identifier: "SB 917" citation: "California SB 917 (20172018)" classification: ["bill"] subjects: ["Insurance policies."] status: "enacted" primary_sponsors: ["Jackson"] version_count: 8 action_count: 25 vote_count: 5 first_action: "2018-01-22" last_action: "2018-09-21" source: "openstates" source_identifier: "ocd-bill/61f26c06-e4db-4e91-a28b-74f4fd2f58d0" source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180SB917" source_hash: "c790baf7465fd6ede83dc07d5d8bd06e2aacb30c8b0cfe374906839c218e1be3" vintage: "2026-07-01" source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump" retrieved_at: "2026-07-06" confidence: "reported" tags: ["legislation", "bill", "us-ca"] --- # California SB 917 (20172018) — Insurance policies. Existing law regulates insurance and the business of insurance in the state. Under existing law, an insurer is liable for a loss of which a peril insured against was the proximate cause, although a peril not contemplated by the contract may have been a remote cause of the loss. Under existing law, an insurer is not liable for a loss of which the peril insured was only the remote cause. ## Version chain The bill's text revisions, in order — the diff chain from filing to enrollment. 1. **01/22/18 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB917&version=20170SB91799INT) 2. **04/16/18 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB917&version=20170SB91798AMD) 3. **05/01/18 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB917&version=20170SB91797AMD) 4. **07/02/18 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB917&version=20170SB91796AMD) 5. **08/23/18 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB917&version=20170SB91795AMD) 6. **09/21/18 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB917&version=20170SB91793CHP) 7. **SB917** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180SB917) 8. **09/04/18 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB917&version=20170SB91794ENR) ## Votes - Do pass as amended — **8–1** (pass) · upper - 3rd Reading — **25–11** (pass) · upper - Unfinished Business SB917 Jackson Concurrence — **27–12** (pass) · upper - Do pass as amended. — **8–3** (pass) · lower - SB 917 Jackson Senate Third Reading By COOLEY — **47–22** (pass) · lower ## Sponsors - Jackson — primary (person) ## Timeline The legislative action history — every referral, reading, and vote. - **2018-01-22** Introduced. Read first time. To Com. on RLS. for assignment. To print. `introduction, reading-1` - **2018-01-23** From printer. May be acted upon on or after February 22. - **2018-02-01** Referred to Com. on I., B. & F.I. `referral-committee` - **2018-03-15** Withdrawn from committee. - **2018-03-15** Re-referred to Com. on RLS. `referral-committee` - **2018-03-15** Re-referred to Com. on INS. `referral-committee` - **2018-03-23** Set for hearing April 25. - **2018-04-16** From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS. `reading-2, referral-committee, amendment-passage, committee-passage, reading-1` - **2018-04-30** From committee: Do pass as amended. (Ayes 8. Noes 1. Page 4884.) (April 25). `committee-passage-favorable, committee-passage, amendment-passage` - **2018-05-01** Read second time and amended. Ordered to third reading. `reading-1, amendment-passage, reading-2` - **2018-05-17** Read third time. Passed. (Ayes 25. Noes 11. Page 5085.) Ordered to the Assembly. `reading-3, passage, reading-1` - **2018-05-17** In Assembly. Read first time. Held at Desk. `reading-1` - **2018-05-25** Referred to Com. on INS. `referral-committee` - **2018-06-20** June 20 hearing postponed by committee. - **2018-06-28** From committee: Do pass as amended. (Ayes 8. Noes 3.) (June 27). `committee-passage-favorable, committee-passage, amendment-passage` - **2018-07-02** Read second time and amended. Ordered to second reading. `reading-1, amendment-passage, reading-2` - **2018-07-03** Read second time. Ordered to third reading. `reading-2, reading-1` - **2018-08-23** Read third time and amended. `amendment-passage, reading-3, reading-1` - **2018-08-23** Ordered to third reading. - **2018-08-28** Read third time. Passed. (Ayes 47. Noes 22. Page 6734.) Ordered to the Senate. `reading-3, passage, reading-1` - **2018-08-28** In Senate. Concurrence in Assembly amendments pending. - **2018-08-29** Assembly amendments concurred in. (Ayes 27. Noes 12. Page 5956.) Ordered to engrossing and enrolling. `committee-passage-favorable, amendment-passage` - **2018-09-06** Enrolled and presented to the Governor at 4 p.m. - **2018-09-21** Approved by the Governor. `executive-signature` - **2018-09-21** Chaptered by Secretary of State. Chapter 620, Statutes of 2018. ## Source OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/61f26c06-e4db-4e91-a28b-74f4fd2f58d0`. Confidence: reported (aggregated from official California legislature records).