---
type: "Bill"
title: "Long-term care benefits."
description: "Existing law generally regulates classes of insurance, including life and long-term care insurance. Under existing law, a life insurance policy may accelerate long-term care benefits as an alternative to a life settlement. Existing law authorizes an accelerated death benefit to be added to a life insurance policy to provide for the advance payment of a part of the death proceeds if a qualifying event, including a terminal or chronic illness, occurs. Existing law imposes requirements on an insurer before the lapse or termination of a long-term care insurance policy or certificate, and requires a long-term care insurance policy or certificate to provide for reinstatement of coverage if the insured has a cognitive impairment and specified criteria are met."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20192020"
identifier: "AB 1209"
citation: "California AB 1209 (20192020)"
classification: ["bill"]
subjects: ["Long-term care benefits."]
status: "enacted"
primary_sponsors: ["Nazarian"]
version_count: 8
action_count: 28
vote_count: 7
first_action: "2019-02-21"
last_action: "2019-10-08"
source: "openstates"
source_identifier: "ocd-bill/738e6033-69d3-4fe8-b3c8-dafe988259dc"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201920200AB1209"
source_hash: "068e7c545d51febd42c1f7416b43eff5759ed14a027269d98efe4d1ed22e7697"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 1209 (20192020) — Long-term care benefits.

Existing law generally regulates classes of insurance, including life and long-term care insurance. Under existing law, a life insurance policy may accelerate long-term care benefits as an alternative to a life settlement. Existing law authorizes an accelerated death benefit to be added to a life insurance policy to provide for the advance payment of a part of the death proceeds if a qualifying event, including a terminal or chronic illness, occurs. Existing law imposes requirements on an insurer before the lapse or termination of a long-term care insurance policy or certificate, and requires a long-term care insurance policy or certificate to provide for reinstatement of coverage if the insured has a cognitive impairment and specified criteria are met.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/21/19 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1209&version=20190AB120999INT)
2. **03/28/19 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1209&version=20190AB120998AMD)
3. **04/22/19 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1209&version=20190AB120997AMD)
4. **06/25/19 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1209&version=20190AB120996AMD)
5. **09/05/19 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1209&version=20190AB120995AMD)
6. **10/08/19 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1209&version=20190AB120993CHP)
7. **AB1209** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201920200AB1209)
8. **09/16/19 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1209&version=20190AB120994ENR)

## Votes

- AB 1209 Nazarian Concurrence in Senate Amendments — **78–0** (pass) · lower
- Do pass and be re-referred to the Committee on [Appropriations] with recommendation: To Consent Calendar — **14–0** (pass) · lower
- AB 1209 Nazarian Assembly Third Reading — **74–0** (pass) · lower
- Do pass and be re-referred to the Committee on [Insurance] — **15–0** (pass) · lower
- Do pass. — **18–0** (pass) · lower
- Do pass, but first be re-referred to the Committee on [Appropriations] — **9–0** (pass) · upper
- 3rd Reading AB1209 Nazarian et al. By Rubio — **37–0** (pass) · upper

## Sponsors

- Nazarian — primary (person)
- Voepel — coauthor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-02-21** Read first time. To print. `reading-1`
- **2019-02-22** From printer. May be heard in committee March 24.
- **2019-03-28** Referred to Coms. on HEALTH and INS. `referral-committee`
- **2019-03-28** From committee chair, with author's amendments: Amend, and re-refer to Com. on HEALTH. Read second time and amended. `reading-1, reading-2, amendment-passage, amendment-introduction`
- **2019-04-01** Re-referred to Com. on HEALTH. `referral-committee`
- **2019-04-10** From committee: Do pass and re-refer to Com. on INS. (Ayes 15. Noes 0.) (April 9). Re-referred to Com. on INS. `committee-passage-favorable, committee-passage, referral-committee`
- **2019-04-22** From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended. `reading-1, reading-2, amendment-passage, amendment-introduction`
- **2019-04-24** Re-referred to Com. on INS. `referral-committee`
- **2019-04-24** From committee: Do pass and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 14. Noes 0.) (April 24). Re-referred to Com. on APPR. `committee-passage-favorable, committee-passage, referral-committee`
- **2019-05-08** From committee: Do pass. (Ayes 18. Noes 0.) (May 8). `committee-passage-favorable, committee-passage`
- **2019-05-09** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2019-05-13** Read third time. Passed. Ordered to the Senate. (Ayes 74. Noes 0. Page 1629.) `passage, reading-3, reading-1`
- **2019-05-14** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2019-05-22** Referred to Com. on INS. `referral-committee`
- **2019-06-18** In committee: Hearing postponed by committee.
- **2019-06-25** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS. `reading-1, reading-2, amendment-passage, referral-committee, amendment-introduction`
- **2019-07-10** From committee: Do pass and re-refer to Com. on APPR. (Ayes 9. Noes 0.) (July 10). Re-referred to Com. on APPR. `committee-passage-favorable, committee-passage, referral-committee`
- **2019-08-12** From committee: Be ordered to second reading pursuant to Senate Rule 28.8. `committee-passage, reading-2`
- **2019-08-13** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2019-09-05** Read third time and amended. Ordered to second reading. `amendment-passage, reading-3, reading-1`
- **2019-09-06** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2019-09-10** Read third time. Passed. Ordered to the Assembly. (Ayes 37. Noes 0. Page 2774.). `passage, reading-3, reading-1`
- **2019-09-10** In Assembly. Concurrence in Senate amendments pending. May be considered on or after September 12 pursuant to Assembly Rule 77.
- **2019-09-11** Assembly Rule 77 suspended. (Page 3370.)
- **2019-09-11** Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 78. Noes 0. Page 3386.). `amendment-passage, committee-passage-favorable`
- **2019-09-23** Enrolled and presented to the Governor at 3:30 p.m.
- **2019-10-08** Approved by the Governor. `executive-signature`
- **2019-10-08** Chaptered by Secretary of State - Chapter 625, Statutes of 2019.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/738e6033-69d3-4fe8-b3c8-dafe988259dc`. Confidence: reported (aggregated from official California legislature records).