--- type: "Bill" title: "Commercial property insurance cancellation and nonrenewal." description: "Existing law generally regulates classes of insurance, including commercial property insurance. Existing law prohibits an insurer from canceling or refusing to renew a policy of residential property insurance for a property located in a ZIP Code within or adjacent to the fire perimeter for one year after the declaration of a state of emergency, if the cancellation or nonrenewal is based solely on the fact that the insured structure is located in an area in which a wildfire has occurred, except as specified." jurisdiction: "us/states/ca" legislature: "California Legislature" session: "20252026" identifier: "SB 547" citation: "California SB 547 (20252026)" classification: ["bill"] subjects: ["Commercialpropertyinsurancecancellationandnonrenewal"] status: "enacted" primary_sponsors: ["Pérez"] version_count: 6 action_count: 23 vote_count: 6 first_action: "2025-02-20" last_action: "2025-10-10" source: "openstates" source_identifier: "ocd-bill/38fbc960-c48a-458a-bbe2-be2269d7adbe" source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260SB547" source_hash: "1ca063610bddec22876bbc92cfae3e30768c141d3580fddd8cca5c958ee69f9a" vintage: "2026-07-01" source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump" retrieved_at: "2026-07-06" confidence: "reported" tags: ["legislation", "bill", "us-ca"] --- # California SB 547 (20252026) — Commercial property insurance cancellation and nonrenewal. Existing law generally regulates classes of insurance, including commercial property insurance. Existing law prohibits an insurer from canceling or refusing to renew a policy of residential property insurance for a property located in a ZIP Code within or adjacent to the fire perimeter for one year after the declaration of a state of emergency, if the cancellation or nonrenewal is based solely on the fact that the insured structure is located in an area in which a wildfire has occurred, except as specified. ## Version chain The bill's text revisions, in order — the diff chain from filing to enrollment. 1. **02/20/25 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260SB547&version=20250SB54799INT) 2. **07/10/25 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260SB547&version=20250SB54798AMD) 3. **07/17/25 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260SB547&version=20250SB54797AMD) 4. **10/10/25 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260SB547&version=20250SB54795CHP) 5. **SB547** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260SB547) 6. **09/18/25 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202520260SB547&version=20250SB54796ENR) ## Votes - 3rd Reading SB547 Pérez et al. — **39–0** (pass) · upper - Do pass as amended and be re-referred to the Committee on [Appropriations] — **17–0** (pass) · lower - Unfinished Business SB547 Pérez et al. Concurrence — **36–0** (pass) · upper - SB 547 Pérez Senate Third Reading By Calderon — **79–0** (pass) · lower - Do pass, but first be re-referred to the Committee on [Appropriations] — **6–0** (pass) · upper - Do pass. — **15–0** (pass) · lower ## Sponsors - Pérez — primary (person) - Cervantes — principal coauthor (person) - Cortese — principal coauthor (person) - Gonzalez — principal coauthor (person) - Reyes — principal coauthor (person) - Rubio — author (person) - Smallwood-Cuevas — principal coauthor (person) ## Timeline The legislative action history — every referral, reading, and vote. - **2025-02-20** Introduced. Read first time. To Com. on RLS. for assignment. To print. `introduction, reading-1` - **2025-02-21** From printer. May be acted upon on or after March 23. - **2025-03-05** Referred to Com. on INS. `referral-committee` - **2025-04-04** Set for hearing April 23. - **2025-04-24** From committee: Do pass and re-refer to Com. on APPR. (Ayes 6. Noes 0. Page 869.) (April 23). Re-referred to Com. on APPR. `committee-passage, committee-passage-favorable, referral-committee` - **2025-04-25** Set for hearing May 5. - **2025-05-05** From committee: Be ordered to second reading pursuant to Senate Rule 28.8. `committee-passage, reading-2` - **2025-05-06** Read second time. Ordered to third reading. `reading-1, reading-2` - **2025-06-03** Read third time. Passed. (Ayes 39. Noes 0. Page 1452.) Ordered to the Assembly. `passage, reading-1, reading-3` - **2025-06-04** In Assembly. Read first time. Held at Desk. `reading-1` - **2025-06-09** Referred to Com. on INS. `referral-committee` - **2025-07-10** From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS. `amendment-passage, committee-passage, reading-1, reading-2, referral-committee` - **2025-07-16** From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 17. Noes 0.) (July 16). `amendment-passage, committee-passage, committee-passage-favorable` - **2025-07-17** Read second time and amended. Re-referred to Com. on APPR. `amendment-passage, reading-1, reading-2, referral-committee` - **2025-08-20** From committee: Do pass. (Ayes 15. Noes 0.) (August 20). `committee-passage, committee-passage-favorable` - **2025-08-21** Read second time. Ordered to third reading. `reading-1, reading-2` - **2025-09-13** Joint Rule 61(a)(14) and 51(a)(4) suspended. (Ayes 59. Noes 20. Page 3413.) - **2025-09-13** Read third time. Passed. (Ayes 79. Noes 1. Page 3442.) Ordered to the Senate. `passage, reading-1, reading-3` - **2025-09-13** In Senate. Concurrence in Assembly amendments pending. - **2025-09-13** Assembly amendments concurred in. (Ayes 36. Noes 0. Page 3052.) Ordered to engrossing and enrolling. `amendment-passage, committee-passage-favorable` - **2025-09-23** Enrolled and presented to the Governor at 2 p.m. - **2025-10-10** Approved by the Governor. `executive-signature` - **2025-10-10** Chaptered by Secretary of State. Chapter 544, Statutes of 2025. `became-law` ## Source OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/38fbc960-c48a-458a-bbe2-be2269d7adbe`. Confidence: reported (aggregated from official California legislature records).