---
type: "Bill"
title: "Criminal Restitution Prohibited for Insurers"
description: "For the purpose of criminal restitution, the act excludes from the definition of 'restitution' losses for which a victim may be compensated through a private insurance policy, except for worker's compensation insurance. Current law defines a 'victim' as any person who has suffered losses because of a contractual relationship, including an insurance company. The act excludes a person from the definition of 'victim' because of a contractual relationship but clarifies that an insurance company is a 'victim' if the insurance company is a victim of a scheme to defraud the insurance company or when the insurance company's property is damaged or stolen through a criminal act. The act authorizes the court to award a victim restitution for a deductible amount under the victim's insurance policy. The act does not prohibit an insurance company from filing a civil action or pursuing any other civil action against a defendant to recover losses the insurance company has suffered.(Note: This summary applies to this bill as enacted.)"
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2026A"
identifier: "HB 1017"
citation: "Colorado HB 1017 (2026A)"
classification: ["bill"]
subjects: ["Courts & Judicial"]
status: "enacted"
primary_sponsors: ["C. Espenoza", "M. Weissman", "Y. Zokaie"]
version_count: 7
action_count: 15
vote_count: 3
first_action: "2026-01-14"
last_action: "2026-04-02"
source: "openstates"
source_identifier: "ocd-bill/9861903f-4638-4156-8a0e-7b03850dee62"
source_url: "https://leg.colorado.gov/bills/HB26-1017"
source_hash: "0fefa23fb1bd69af5d7411a3da33da8c4184dd3a98ddc68c798e093615a63a6c"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado HB 1017 (2026A) — Criminal Restitution Prohibited for Insurers

For the purpose of criminal restitution, the act excludes from the definition of 'restitution' losses for which a victim may be compensated through a private insurance policy, except for worker's compensation insurance. Current law defines a 'victim' as any person who has suffered losses because of a contractual relationship, including an insurance company. The act excludes a person from the definition of 'victim' because of a contractual relationship but clarifies that an insurance company is a 'victim' if the insurance company is a victim of a scheme to defraud the insurance company or when the insurance company's property is damaged or stolen through a criminal act. The act authorizes the court to award a victim restitution for a deductible amount under the victim's insurance policy. The act does not prohibit an insurance company from filing a civil action or pursuing any other civil action against a defendant to recover losses the insurance company has suffered.(Note: This summary applies to this bill as enacted.)

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://leg.colorado.gov/bill_files/110692/download)
2. **Engrossed** (committee substitute) — [source](https://leg.colorado.gov/bill_files/112550/download)
3. **Final Act** (committee substitute) — [source](https://leg.colorado.gov/bill_files/113625/download)
4. **Reengrossed** (committee substitute) — [source](https://leg.colorado.gov/bill_files/112582/download)
5. **Rerevised** (committee substitute) — [source](https://leg.colorado.gov/bill_files/113389/download)
6. **Revised** (committee substitute) — [source](https://leg.colorado.gov/bill_files/113349/download)
7. **Signed Act** (committee substitute) — [source](https://leg.colorado.gov/bill_files/114114/download)

## Votes

- Refer House Bill 26-1017 to the Committee of the Whole. — **pass** (pass) · lower
- BILL — **pass** (pass) · lower
- Refer House Bill 26-1017 to the Committee of the Whole. — **pass** (pass) · upper

## Sponsors

- C. Espenoza — primary (person)
- M. Weissman — primary (person)
- Y. Zokaie — primary (person)
- A. Boesenecker — cosponsor (person)
- A. Paschal — cosponsor (person)
- C. Kipp — cosponsor (person)
- E. Sirota — cosponsor (person)
- I. Jodeh — cosponsor (person)
- J. Bacon — cosponsor (person)
- J. Coleman — cosponsor (person)
- J. Gonzales — cosponsor (person)
- J. Mabrey — cosponsor (person)
- J. McCluskie — cosponsor (person)
- K. Nguyen — cosponsor (person)
- K. Wallace — cosponsor (person)
- M. Lindsay — cosponsor (person)
- M. Martinez — cosponsor (person)
- S. Woodrow — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-04-02** Governor Signed `executive-signature`
- **2026-03-26** Sent to the Governor `executive-receipt`
- **2026-03-26** Signed by the President of the Senate `passage`
- **2026-03-25** Signed by the Speaker of the House `passage`
- **2026-03-17** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2026-03-16** Senate Second Reading Passed - No Amendments `reading-2`
- **2026-03-13** Senate Second Reading Laid Over to 03/16/2026 - No Amendments
- **2026-03-12** Senate Second Reading Laid Over to 03/13/2026 - No Amendments
- **2026-03-09** Senate Committee on Judiciary Refer Unamended to Senate Committee of the Whole `committee-passage, referral-committee`
- **2026-03-02** Introduced In Senate - Assigned to Judiciary `introduction`
- **2026-02-25** House Third Reading Passed - No Amendments `passage, reading-3`
- **2026-02-24** House Second Reading Special Order - Passed with Amendments - Floor
- **2026-02-06** House Second Reading Laid Over Daily - No Amendments
- **2026-02-03** House Committee on Judiciary Refer Unamended to House Committee of the Whole `committee-passage, referral-committee`
- **2026-01-14** Introduced In House - Assigned to Judiciary `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9861903f-4638-4156-8a0e-7b03850dee62`. Confidence: reported (aggregated from official Colorado legislature records).