---
type: "Bill"
title: "AN ACT IMPLEMENTING THE DEPARTMENT OF BANKING'S RECOMMENDED CHANGES TO THE BANKING STATUTES CONCERNING FINANCIAL INSTITUTIONS AND CONSUMER CREDIT LICENSES."
description: "AN ACT IMPLEMENTING THE DEPARTMENT OF BANKING'S RECOMMENDED CHANGES TO THE BANKING STATUTES CONCERNING FINANCIAL INSTITUTIONS AND CONSUMER CREDIT LICENSES."
jurisdiction: "us/states/ct"
legislature: "Connecticut General Assembly"
session: "2021"
identifier: "SB 848"
citation: "Connecticut SB 848 (2021)"
classification: ["bill"]
subjects: ["Banks", "Financial institutions", "Mortgage loan originators"]
status: "enacted"
primary_sponsors: ["Delnicki, Tom"]
version_count: 4
action_count: 19
vote_count: 0
first_action: "2021-02-08"
last_action: "2021-07-07"
source: "openstates"
source_identifier: "ocd-bill/be674ae2-ece6-4c74-adb5-d6a001b8098d"
source_url: "ftp://ftp.cga.ct.gov/pub/data/bill_info.csv"
source_hash: "8e2a8766468b2fbe020631904ce97caf0bc206b5510f364e398f0da40e142436"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ct"]
---

# Connecticut SB 848 (2021) — AN ACT IMPLEMENTING THE DEPARTMENT OF BANKING'S RECOMMENDED CHANGES TO THE BANKING STATUTES CONCERNING FINANCIAL INSTITUTIONS AND CONSUMER CREDIT LICENSES.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **BA Joint Favorable Substitute** (committee substitute) — [source](https://www.cga.ct.gov/2021/TOB/S/PDF/2021SB-00848-R01-SB.PDF)
2. **File No. 127** (committee substitute) — [source](https://www.cga.ct.gov/2021/FC/PDF/2021SB-00848-R000127-FC.PDF)
3. **Public Act No. 21-138** (committee substitute) — [source](https://www.cga.ct.gov/2021/ACT/PA/PDF/2021PA-00138-R00SB-00848-PA.PDF)
4. **Raised Bill** (committee substitute) — [source](https://www.cga.ct.gov/2021/TOB/S/PDF/2021SB-00848-R00-SB.PDF)

## Sponsors

- Delnicki, Tom — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-02-08** REF. TO JOINT COMM. ON Banking `referral-committee`
- **2021-02-11** PUBLIC HEARING 0218
- **2021-03-09** Joint Favorable Substitute `committee-passage-favorable`
- **2021-03-09** FILED WITH LCO
- **2021-03-18** REFERRED TO Office of Legislative Research AND Office of Fiscal Analysis 03/23/21
- **2021-03-24** RPTD. OUT OF LCO
- **2021-03-24** FAV. RPT., TAB. FOR CAL., SEN.
- **2021-03-24** SENATE CALENDAR NUMBER 127
- **2021-03-24** FILE NO. 127
- **2021-05-13** SENATE PASSED `passage`
- **2021-05-13** ON CONSENT CALENDAR
- **2021-05-14** FAV. RPT., TABLED FOR HOUSE CALENDAR
- **2021-05-14** HOUSE CALENDAR NUMBER 489
- **2021-06-09** HOUSE PASSED `passage`
- **2021-06-09** IN CONCURRENCE
- **2021-06-24** PUBLIC ACT 21-138
- **2021-06-28** TRANSMITTED TO SECRETARY OF THE STATE
- **2021-06-28** TRANSMITTED BY SECRETARY OF THE STATE TO GOVERNOR
- **2021-07-07** SIGNED BY GOVERNOR `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/be674ae2-ece6-4c74-adb5-d6a001b8098d`. Confidence: reported (aggregated from official Connecticut legislature records).