---
type: "Bill"
title: "AN ACT CONCERNING THE INSURANCE DEPARTMENT'S AUTOMOBILE PHYSICAL AND PROPERTY DAMAGE ARBITRATION PROCESS."
description: "AN ACT CONCERNING THE INSURANCE DEPARTMENT'S AUTOMOBILE PHYSICAL AND PROPERTY DAMAGE ARBITRATION PROCESS."
jurisdiction: "us/states/ct"
legislature: "Connecticut General Assembly"
session: "2025"
identifier: "HB 6435"
citation: "Connecticut HB 6435 (2025)"
classification: ["bill"]
subjects: ["Arbitration and award", "Complaint", "Damages", "Insurance Department", "Insurance Fund", "Insurance companies", "Mediation", "Motor vehicles"]
status: "enacted"
primary_sponsors: []
version_count: 4
action_count: 19
vote_count: 2
first_action: "2025-01-23"
last_action: "2025-07-08"
source: "openstates"
source_identifier: "ocd-bill/8d12a6f1-4385-41e3-8f37-7915a9dee468"
source_url: "ftp://ftp.cga.ct.gov/pub/data/bill_info.csv"
source_hash: "f91c9e976ee60d4e68e5683be99137ccfd39ab6ea8f82e4e2e66368f944389e5"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ct"]
---

# Connecticut HB 6435 (2025) — AN ACT CONCERNING THE INSURANCE DEPARTMENT'S AUTOMOBILE PHYSICAL AND PROPERTY DAMAGE ARBITRATION PROCESS.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **File No. 52** (committee substitute) — [source](https://www.cga.ct.gov/2025/FC/PDF/2025HB-06435-R000052-FC.PDF)
2. **INS Joint Favorable Substitute** (committee substitute) — [source](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-06435-R01-HB.PDF)
3. **Public Act No. 25-131** (committee substitute) — [source](https://www.cga.ct.gov/2025/ACT/PA/PDF/2025PA-00131-R00HB-06435-PA.PDF)
4. **Raised Bill** (committee substitute) — [source](https://www.cga.ct.gov/2025/TOB/H/PDF/2025HB-06435-R00-HB.PDF)

## Votes

- Senate Roll Call Vote — **36–0** (pass) · upper
- House Roll Call Vote — **148–0** (pass) · lower

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-01-23** REF. TO JOINT COMM. ON Insurance and Real Estate `referral-committee`
- **2025-01-24** PUBLIC HEARING 0128
- **2025-02-20** Joint Favorable Substitute `committee-passage-favorable`
- **2025-02-20** FILED WITH LCO `filing`
- **2025-02-28** REFERRED TO Office of Legislative Research AND Office of Fiscal Analysis 03/05/25 `referral`
- **2025-03-06** RPTD. OUT OF LCO
- **2025-03-06** FAV. RPT., TABLED FOR HOUSE CALENDAR `reading-2`
- **2025-03-06** HOUSE CALENDAR NUMBER 60
- **2025-03-06** FILE NO. 52
- **2025-06-03** HOUSE PASSED `passage`
- **2025-06-03** TRANSMITTED PURSUANT TO JOINT RULE 17
- **2025-06-03** FAV. RPT., TAB. FOR CAL., SEN. `reading-2`
- **2025-06-03** SENATE CALENDAR NUMBER 614
- **2025-06-04** SENATE PASSED `passage`
- **2025-06-04** ON CONSENT CALENDAR /IN CONCURRENCE
- **2025-06-16** PUBLIC ACT 25-131
- **2025-06-25** TRANSMITTED TO SECRETARY OF THE STATE
- **2025-06-25** TRANSMITTED BY SECRETARY OF THE STATE TO GOVERNOR `executive-receipt`
- **2025-07-08** SIGNED BY GOVERNOR `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8d12a6f1-4385-41e3-8f37-7915a9dee468`. Confidence: reported (aggregated from official Connecticut legislature records).