--- type: "Bill" title: "AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES." description: "AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES." jurisdiction: "us/states/ct" legislature: "Connecticut General Assembly" session: "2025" identifier: "SB 1396" citation: "Connecticut SB 1396 (2025)" classification: ["bill"] subjects: ["Banking Department", "Complaint", "Consumer protection", "Disclosure", "Electronic government information", "Fees", "Lenders", "Licenses", "Loans", "Small loan lenders", "Wages"] status: "enacted" primary_sponsors: [] version_count: 5 action_count: 28 vote_count: 2 first_action: "2025-02-27" last_action: "2025-07-08" source: "openstates" source_identifier: "ocd-bill/096cc93f-bcf3-4462-b0a7-c1212483f35d" source_url: "ftp://ftp.cga.ct.gov/pub/data/bill_info.csv" source_hash: "509441fc7ae7d2c5e30a6707ee5c80e08808994635dbfc15e88590501d8e4e44" vintage: "2026-07-01" source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump" retrieved_at: "2026-07-06" confidence: "reported" tags: ["legislation", "bill", "us-ct"] --- # Connecticut SB 1396 (2025) — AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES. ## Version chain The bill's text revisions, in order — the diff chain from filing to enrollment. 1. **APP Joint Favorable** (committee substitute) — [source](https://www.cga.ct.gov/2025/TOB/S/PDF/2025SB-01396-R02-SB.PDF) 2. **BA Joint Favorable** (committee substitute) — [source](https://www.cga.ct.gov/2025/TOB/S/PDF/2025SB-01396-R01-SB.PDF) 3. **File No. 291** (committee substitute) — [source](https://www.cga.ct.gov/2025/FC/PDF/2025SB-01396-R000291-FC.PDF) 4. **Public Act No. 25-155** (committee substitute) — [source](https://www.cga.ct.gov/2025/ACT/PA/PDF/2025PA-00155-R00SB-01396-PA.PDF) 5. **Raised Bill** (committee substitute) — [source](https://www.cga.ct.gov/2025/TOB/S/PDF/2025SB-01396-R00-SB.PDF) ## Votes - Senate Roll Call Vote — **32–3** (pass) · upper - House Roll Call Vote — **101–46** (pass) · lower ## Timeline The legislative action history — every referral, reading, and vote. - **2025-02-27** REF. TO JOINT COMM. ON Banking `referral-committee` - **2025-02-28** PUBLIC HEARING 0304 - **2025-03-11** Joint Favorable `committee-passage-favorable` - **2025-03-11** FILED WITH LCO `filing` - **2025-03-21** REFERRED TO Office of Legislative Research AND Office of Fiscal Analysis 03/26/25 `referral` - **2025-03-27** RPTD. OUT OF LCO - **2025-03-27** FAV. RPT., TAB. FOR CAL., SEN. `reading-2` - **2025-03-27** SENATE CALENDAR NUMBER 191 - **2025-03-27** FILE NO. 291 - **2025-05-08** REF. BY SEN. TO COMM. ON Appropriations - **2025-05-08** IMMEDIATE TRANSMITTAL TO COMMITTEE - **2025-05-12** Joint Favorable `committee-passage-favorable` - **2025-05-13** FILED WITH LCO `filing` - **2025-05-13** RPTD. OUT OF LCO - **2025-05-13** NO NEW FILE BY COMM. ON Appropriations - **2025-05-13** FAV. RPT., TAB. FOR CAL., SEN. `reading-2` - **2025-05-30** SEN. ADOPTED SEN. AMEND. SCH. A `amendment-passage` - **2025-05-30** SEN. PASSED, SEN. AMEND. SCH. A `passage` - **2025-05-30** RULES SUSPENDED,TRANS.TO HOUSE - **2025-05-30** FAV. RPT., TABLED FOR HOUSE CALENDAR `reading-2` - **2025-05-30** HOUSE CALENDAR NUMBER 675 - **2025-06-04** HOUSE ADOPTED SEN. AMEND. SCH. A `amendment-passage` - **2025-06-04** HOUSE PASSED, SEN. AMEND. SCH. A `passage` - **2025-06-04** IN CONCURRENCE - **2025-06-17** PUBLIC ACT 25-155 - **2025-06-25** TRANSMITTED TO SECRETARY OF THE STATE - **2025-06-25** TRANSMITTED BY SECRETARY OF THE STATE TO GOVERNOR `executive-receipt` - **2025-07-08** SIGNED BY GOVERNOR `executive-signature` ## Source OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/096cc93f-bcf3-4462-b0a7-c1212483f35d`. Confidence: reported (aggregated from official Connecticut legislature records).