---
type: "Bill"
title: "FINANCIAL TRANSACTIONS – Amends existing law to prohibit the charging of a fee by a consumer credit reporting agency for a placement of a security freeze during a twelve-month period and for each temporary lift of a security freeze during a twelve-month period and to provide a fee for a second or subsequent placement or lift of a security freeze."
description: "FINANCIAL TRANSACTIONS – Amends existing law to prohibit the charging of a fee by a consumer credit reporting agency for a placement of a security freeze during a twelve-month period and for each temporary lift of a security freeze during a twelve-month period and to provide a fee for a second or subsequent placement or lift of a security freeze."
jurisdiction: "us/states/id"
legislature: "Idaho Legislature"
session: "2018"
identifier: "S 1265"
citation: "Idaho S 1265 (2018)"
classification: ["bill"]
subjects: ["CONSUMERS", "DEBTORS AND CREDITORS", "PAYMENT METHODS", "PRIVACY", "RECORDS", "REPORTS", "SECURITY"]
status: "enacted"
primary_sponsors: []
version_count: 1
action_count: 16
vote_count: 2
first_action: "2018-02-02"
last_action: "2018-03-20"
source: "openstates"
source_identifier: "ocd-bill/bd1c8a6e-f7ef-4d95-97c9-7431a81be0cc"
source_url: "http://legislature.idaho.gov/sessioninfo/2018/legislation/S1265/"
source_hash: "ceba8ea44beded23d03d9351ae6b69c208c0a3df01244422cc55567105ec1834"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-id"]
---

# Idaho S 1265 (2018) — FINANCIAL TRANSACTIONS – Amends existing law to prohibit the charging of a fee by a consumer credit reporting agency for a placement of a security freeze during a twelve-month period and for each temporary lift of a security freeze during a twelve-month period and to provide a fee for a second or subsequent placement or lift of a security freeze.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Bill Text** (committee substitute) — [source](http://legislature.idaho.gov/wp-content/uploads/sessioninfo/2018/legislation/S1265.pdf)

## Votes

- Read Third Time in Full – — **47–17** (pass) · upper
- Read third time in full – — **30–4** (pass) · lower

## Sponsors

- COMMERCE AND HUMAN RESOURCES COMMITTEE — primary (organization)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-02-02** Introduced; read first time; referred to JR for Printing `introduction`
- **2018-02-05** Reported Printed; referred to Commerce & Human Resources
- **2018-02-21** Reported out of Committee with Do Pass Recommendation; Filed for second reading `committee-passage-favorable`
- **2018-02-22** Read second time; filed for Third Reading
- **2018-02-23** Read third time in full – PASSED - 30-4-1AYES – Agenbroad, Bair, Bayer, Brackett, Buckner-Webb, Burgoyne, Den Hartog, Guthrie, Hagedorn, Harris, Heider, Hill, Johnson, Jordan, Keough, Lakey, Lee, Lodge, Martin, Mortimer, Nye, Patrick, Rice, Siddoway, Souza, Stennett, Thayn, Vick, Ward-Engelking, WinderNAYS – Crabtree, Foreman, Nonini, PottsAbsent and excused – AnthonFloor Sponsor - AgenbroadTitle apvd - to House `reading-3, passage`
- **2018-02-26** Received from the Senate, Filed for First Reading
- **2018-02-26** Read First Time, Referred to Business
- **2018-03-08** Reported out of Committee with Do Pass Recommendation, Filed for Second Reading `committee-passage-favorable`
- **2018-03-09** Read second time; Filed for Third Reading
- **2018-03-12** Read Third Time in Full – PASSED - 47-17-6AYES – Amador, Anderson, Bell, Blanksma, Boyle, Burtenshaw, Chew, Clow, Collins, Crane, Dayley, Dixon, Erpelding, Gannon(17), Gannon(5), Gestrin, Hartgen, Holtzclaw, Horman(Reed), Kauffman, King, Kloc(Tway), Loertscher, Luker, Malek, Manwaring, McCrostie, McDonald, Miller, Moyle, Packer, Palmer, Perry, Raybould, Redman, Rubel, Shepherd, Smith, Syme, Toone, VanOrden, Vander Woude, Wagoner, Wintrow, Wood, Youngblood, Mr. SpeakerNAYS – Chaney, Cheatham, DeMordaunt, Ehardt, Giddings, Hanks, Harris, Kerby, Kingsley, Mendive, Moon, Nate, Scott, Stevenson, Thompson, Zito, ZollingerAbsent – Anderst, Armstrong, Barbieri, Gibbs, Monks, TroyFloor Sponsor - CraneTitle apvd - to Senate `reading-3, passage`
- **2018-03-13** Returned From House Passed; referred to enrolling
- **2018-03-14** Reported enrolled; signed by President; to House for signature of Speaker
- **2018-03-14** Received from Senate; Signed by Speaker; Returned to Senate
- **2018-03-15** Reported signed by the Speaker & ordered delivered to Governor
- **2018-03-15** Reported delivered to Governor at 11:35 a.m. on 03/15/18
- **2018-03-20** Signed by Governor on 03/20/18 Session Law Chapter 163 Effective: 07/01/2018 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/bd1c8a6e-f7ef-4d95-97c9-7431a81be0cc`. Confidence: reported (aggregated from official Idaho legislature records).