---
type: "Bill"
title: "IDAHO CREDIT UNION ACT – Amends, repeals, and adds to existing law to revise the regulations for credit unions."
description: "IDAHO CREDIT UNION ACT – Amends, repeals, and adds to existing law to revise the regulations for credit unions."
jurisdiction: "us/states/id"
legislature: "Idaho Legislature"
session: "2020"
identifier: "H 473"
citation: "Idaho H 473 (2020)"
classification: ["bill"]
subjects: ["ACTS", "BANKS AND FINANCIAL INSTITUTIONS", "CREDIT UNIONS"]
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 25
vote_count: 2
first_action: "2020-02-10"
last_action: "2020-03-20"
source: "openstates"
source_identifier: "ocd-bill/4af42e23-5cc7-4682-a1a6-279f69f553d4"
source_url: "http://legislature.idaho.gov/sessioninfo/2020/legislation/H0473/"
source_hash: "292d490674b3272f355a32120465fba7f90ce3f77e1e1c48c3ef65484d4a2574"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-id"]
---

# Idaho H 473 (2020) — IDAHO CREDIT UNION ACT – Amends, repeals, and adds to existing law to revise the regulations for credit unions.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Amendment** (committee substitute) — [source](http://legislature.idaho.gov/wp-content/uploads/sessioninfo/2020/legislation/H0473A1.pdf)
2. **Bill Text** (committee substitute) — [source](http://legislature.idaho.gov/wp-content/uploads/sessioninfo/2020/legislation/H0473.pdf)
3. **Engrossment 1** (committee substitute) — [source](http://legislature.idaho.gov/wp-content/uploads/sessioninfo/2020/legislation/H0473E1.pdf)

## Votes

- Read third time in full – — **22–9** (pass) · lower
- Read third time in full as amended – — **51–18** (pass) · lower

## Sponsors

- BUSINESS COMMITTEE — primary (organization)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2020-02-10** Introduced, read first time, referred to JRA for Printing `introduction`
- **2020-02-11** Reported Printed and Referred to Business
- **2020-02-18** Reported out of Committee, Recommend place on General Orders
- **2020-02-25** Retained on General Orders
- **2020-02-28** Referred to the Committee of the Whole
- **2020-02-28** Reported out without recommendation as amended
- **2020-02-28** Amendments Referred to the JRA for Printing
- **2020-02-28** Bill as Amended Referred to JRA for Engrossing
- **2020-03-02** Reported Engrossed; Filed for First Reading of Engrossed Bills
- **2020-03-02** Read first time as amended; filed for Second Reading
- **2020-03-03** Read second time as amended; Filed for Third Reading
- **2020-03-04** Read third time in full as amended – PASSED - 51-18-1AYES – Abernathy, Addis, Amador, Anderson, Anderst, Andrus, Armstrong, Barbieri, Berch, Blanksma, Boyle, Chew, Clow, Collins, Crane, Davis, DeMordaunt, Dixon, Ehardt, Ellis, Furniss, Gannon, Gibbs, Goesling, Green, Hartgen, Holtzclaw, Horman, Kauffman, Kerby, Kiska, Lickley, Marshall, Mason, McCrostie, Necochea, Palmer, Raybould, Raymond, Remington, Ricks, Rubel, Shepherd, Syme, Toone, Troy, Wagoner, Wintrow, Wood, Youngblood, Mr. SpeakerNAYS – Chaney, Christensen, Gestrin, Giddings, Harris, Kingsley, Mendive, Monks, Moon, Moyle, Nichols, Scott, Stevenson, Vander Woude, Wisniewski, Young, Zito, ZollingerAbsent – SmithFloor Sponsor - FurnissTitle apvd - to Senate `reading-3, passage`
- **2020-03-05** Received from the House passed; filed for first reading
- **2020-03-05** Introduced, read first time; referred to: Commerce & Human Resources `introduction`
- **2020-03-05** Reported out of Committee with Do Pass Recommendation; Filed for second reading `committee-passage-favorable`
- **2020-03-06** Read second time; filed for Third Reading
- **2020-03-16** Retained on calendar
- **2020-03-17** Read third time in full – PASSED - 22-9-4AYES – Agenbroad, Brackett, Buckner-Webb, Burgoyne, Burtenshaw, Cheatham, Den Hartog, Guthrie, Harris, Heider, Hill, Lakey, Lee, Lodge, Nye, Patrick, Rice, Souza, Stennett, Thayn, Ward-Engelking, WinderNAYS – Anthon, Bair, Bayer, Crabtree, Johnson, Lent, Mortimer, Vick, WoodwardAbsent and excused – Grow, Jordan, Martin, NelsonFloor Sponsor - PatrickTitle apvd - to House `reading-3, passage`
- **2020-03-18** Returned from Senate Passed; to JRA for Enrolling
- **2020-03-18** Reported Enrolled; Signed by Speaker; Transmitted to Senate
- **2020-03-18** Received from the House enrolled/signed by Speaker
- **2020-03-18** Signed by President; returned to House
- **2020-03-18** Returned Signed by the President; Ordered Transmitted to Governor
- **2020-03-19** Delivered to Governor at 2:40 p.m. on March 18, 2020
- **2020-03-20** Reported Signed by Governor on March 19, 2020 Session Law Chapter 214 Effective: 07/01/2020 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4af42e23-5cc7-4682-a1a6-279f69f553d4`. Confidence: reported (aggregated from official Idaho legislature records).