---
type: "Bill"
title: "RESIDENTIAL MORTGAGE PRACTICES – Adds to existing law to provide for consumer privacy in mortgage applications."
description: "RESIDENTIAL MORTGAGE PRACTICES – Adds to existing law to provide for consumer privacy in mortgage applications."
jurisdiction: "us/states/id"
legislature: "Idaho Legislature"
session: "2025"
identifier: "H 149"
citation: "Idaho H 149 (2025)"
classification: ["bill"]
subjects: ["CONSUMERS", "DEBTORS AND CREDITORS", "HOMES AND HOUSING", "PRIVACY"]
status: "enacted"
primary_sponsors: []
version_count: 1
action_count: 19
vote_count: 2
first_action: "2025-02-06"
last_action: "2025-03-17"
source: "openstates"
source_identifier: "ocd-bill/0505ea13-b494-4b0e-b5d0-1d0447b99999"
source_url: "https://legislature.idaho.gov/sessioninfo/2025/legislation/H0149/"
source_hash: "a595aa299b1c933ab6ea23b4ef6bcbb0c2902d768be9387be76c43aa382dcd62"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-id"]
---

# Idaho H 149 (2025) — RESIDENTIAL MORTGAGE PRACTICES – Adds to existing law to provide for consumer privacy in mortgage applications.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Bill Text** (committee substitute) — [source](https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2025/legislation/H0149.pdf)

## Votes

- Read Third Time in Full – — **55–12** (pass) · lower
- Read third time in full – — **26–9** (pass) · upper

## Sponsors

- BUSINESS COMMITTEE — primary (organization)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-02-06** Introduced, read first time, referred to JRA for Printing `introduction`
- **2025-02-07** Reported Printed and Referred to Business
- **2025-02-18** Reported out of Committee with Do Pass Recommendation, Filed for Second Reading `committee-passage-favorable`
- **2025-02-19** Read second time; Filed for Third Reading `reading-2`
- **2025-02-20** U.C. to hold place on third reading calendar one legislative day
- **2025-02-21** U.C. to hold place on third reading calendar until Monday, February 24, 2025
- **2025-02-24** Read Third Time in Full – PASSED - 55-12-3AYES – Achilles, Alfieri, Andrus, Beiswenger, Berch, Boyle, Bruce, Burgoyne, Cannon, Church, Crane(13), Dygert, Egbert, Ehardt, Ehlers, Erickson, Fuhriman, Furniss, Galaviz, Gannon, Green, Handy, Harris, Hawkins, Healey, Hill, Holtzclaw, Horman, Hostetler, Leavitt, Manwaring, Marmon, Mathias, McCann, Mickelsen, Miller, Nelsen, Palmer, Petzke, Pickett, Pohanka, Price, Rasor, Raybould, Raymond, Redman, Rubel, Sauter, Scott, Shirts, Tanner(13), Thompson, Vander Woude, Weber, WisniewskiNAYS – Barbieri, Cayler, Cornilles, Crane(12), Garner, Mendive, Mitchell, Monks, Shepherd, Skaug, Tanner(14), Mr. SpeakerAbsent – Cheatum, Clow, WheelerFloor Sponsor - BruceTitle apvd - to Senate `passage, reading-3`
- **2025-02-25** Received from the House passed; filed for first reading
- **2025-02-25** Introduced, read first time; referred to: Commerce & Human Resources `introduction`
- **2025-03-04** Reported out of Committee with Do Pass Recommendation; Filed for second reading `committee-passage-favorable`
- **2025-03-05** Read second time; filed for Third Reading `reading-2`
- **2025-03-10** Read third time in full – PASSED - 26-9-0AYES – Anthon, Bernt, Bjerke, Blaylock, Burtenshaw, Cook, Den Hartog, Foreman, Goodrich(Rabe), Grow, Guthrie, Keyser, Lakey, Lenney, Lent, Markley(Carlson), Okuniewicz, Ruchti, Semmelroth, Shippy, Taylor, Toews, VanOrden, Ward-Engelking, Wintrow, WoodwardNAYS – Adams, Galloway, Harris, Hart, Kohl, Nichols, Ricks, Zito, ZuiderveldAbsent and excused – NoneFloor Sponsor - LenneyTitle apvd - to House `passage`
- **2025-03-11** Returned from Senate Passed; to JRA for Enrolling `enrolled`
- **2025-03-12** Reported Enrolled; Signed by Speaker; Transmitted to Senate `passage`
- **2025-03-12** Received from the House enrolled/signed by Speaker
- **2025-03-12** Signed by President; returned to House `passage`
- **2025-03-13** Returned Signed by the President; Ordered Transmitted to Governor `executive-receipt`
- **2025-03-14** Delivered to Governor at 11:20 a.m. on March 13, 2025 `executive-receipt`
- **2025-03-17** Reported Signed by Governor on March 17, 2025 Session Law Chapter 87 Effective: 07/01/2025 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/0505ea13-b494-4b0e-b5d0-1d0447b99999`. Confidence: reported (aggregated from official Idaho legislature records).