---
type: "Bill"
title: "VEH CD-MANDATORY VEH INSURANCE"
description: "Amends the Illinois Vehicle Code. Reinforces that no person shall operate, register, or maintain registration of a motor vehicle in this State unless the motor vehicle is covered by a liability insurance policy."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "100th"
identifier: "HB 3874"
citation: "Illinois HB 3874 (100th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 25
vote_count: 2
first_action: "2017-02-10"
last_action: "2017-08-18"
source: "openstates"
source_identifier: "ocd-bill/777ce903-67b3-4b57-9f0f-3b3107a09612"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=3874&GAID=14&DocTypeID=HB&LegId=105860&SessionID=91&GA=100"
source_hash: "9e64d734abfd0342416ab5e2db57c07c51305b6382ee86668dabd9737f69a8bf"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 3874 (100th) — VEH CD-MANDATORY VEH INSURANCE

Amends the Illinois Vehicle Code. Reinforces that no person shall operate, register, or maintain registration of a motor vehicle in this State unless the motor vehicle is covered by a liability insurance policy.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB3874&GA=100&SessionId=91&DocTypeId=HB&LegID=105860&DocNum=3874&GAID=14&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB3874eng&GA=100&SessionId=91&DocTypeId=HB&LegID=105860&DocNum=3874&GAID=14&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB3874enr&GA=100&SessionId=91&DocTypeId=HB&LegID=105860&DocNum=3874&GAID=14&Session=&print=true)

## Votes

- Third Reading — **47–0** (pass) · upper
- Third Reading — **106–4** (pass) · lower

## Sponsors

- Michelle Mussman — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2017-02-10** Filed with the Clerk by Rep. Michelle Mussman `filing`
- **2017-02-10** First Reading `reading-1`
- **2017-02-10** Referred to Rules Committee `referral-committee`
- **2017-03-01** Assigned to Transportation: Vehicles & Safety Committee `referral-committee`
- **2017-03-08** Do Pass / Short Debate Transportation: Vehicles & Safety Committee; 009-000-000 `committee-passage`
- **2017-03-08** Placed on Calendar 2nd Reading - Short Debate
- **2017-03-09** Second Reading - Short Debate `reading-2`
- **2017-03-09** Placed on Calendar Order of 3rd Reading - Short Debate
- **2017-03-15** Third Reading - Short Debate - Passed 106-004-000 `reading-3, passage`
- **2017-03-16** Arrive in Senate `introduction`
- **2017-03-16** Placed on Calendar Order of First Reading March 28, 2017 `reading-1`
- **2017-03-28** Chief Senate Sponsor Sen. John G. Mulroe
- **2017-03-29** First Reading `reading-1`
- **2017-03-29** Referred to Assignments `referral-committee`
- **2017-04-25** Assigned to Insurance `referral-committee`
- **2017-05-04** Do Pass Insurance; 010-000-000 `committee-passage`
- **2017-05-04** Placed on Calendar Order of 2nd Reading May 5, 2017
- **2017-05-18** Second Reading `reading-2`
- **2017-05-18** Placed on Calendar Order of 3rd Reading May 19, 2017
- **2017-05-26** Third Reading - Passed; 047-000-000 `reading-3, passage`
- **2017-05-26** Passed Both Houses
- **2017-06-23** Sent to the Governor `executive-receipt`
- **2017-08-18** Governor Approved `executive-signature`
- **2017-08-18** Effective Date January 1, 2018
- **2017-08-18** Public Act . . . . . . . . . 100-0202 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/777ce903-67b3-4b57-9f0f-3b3107a09612`. Confidence: reported (aggregated from official Illinois legislature records).