---
type: "Bill"
title: "STUDENT LOAN SERVICER-DEBT"
description: "Amends the Student Loan Servicing Rights Act. Provides that, as used in the Act, \"student loan servicer\" does not include a law firm or licensed attorney that is collecting post-default debt. Effective December 31, 2018."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "100th"
identifier: "HB 4397"
citation: "Illinois HB 4397 (100th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 30
vote_count: 2
first_action: "2018-01-30"
last_action: "2018-07-27"
source: "openstates"
source_identifier: "ocd-bill/c8cfcc05-2c3e-4cd2-acc2-9adf3fa9f28a"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=4397&GAID=14&DocTypeID=HB&LegId=109147&SessionID=91&GA=100"
source_hash: "7ae0becedc15376c32214415a818e88fa07e65b929dba8eee89ffa5126cdf9cb"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 4397 (100th) — STUDENT LOAN SERVICER-DEBT

Amends the Student Loan Servicing Rights Act. Provides that, as used in the Act, "student loan servicer" does not include a law firm or licensed attorney that is collecting post-default debt. Effective December 31, 2018.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB4397&GA=100&SessionId=91&DocTypeId=HB&LegID=109147&DocNum=4397&GAID=14&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB4397eng&GA=100&SessionId=91&DocTypeId=HB&LegID=109147&DocNum=4397&GAID=14&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB4397enr&GA=100&SessionId=91&DocTypeId=HB&LegID=109147&DocNum=4397&GAID=14&Session=&print=true)

## Votes

- Third Reading — **100–0** (pass) · lower
- Third Reading — **52–0** (pass) · upper

## Sponsors

- Lou Lang — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-01-30** Filed with the Clerk by Rep. Lou Lang `filing`
- **2018-01-30** First Reading `reading-1`
- **2018-01-30** Referred to Rules Committee `referral-committee`
- **2018-02-12** Assigned to Judiciary - Civil Committee `referral-committee`
- **2018-02-28** To Commercial Law Subcommittee
- **2018-03-07** Recommends Do Pass Subcommittee/ Judiciary - Civil Committee; 005-000-000 `committee-passage`
- **2018-03-07** Reported Back To Judiciary - Civil Committee;
- **2018-03-07** Do Pass / Short Debate Judiciary - Civil Committee; 011-000-000 `committee-passage`
- **2018-03-08** Placed on Calendar 2nd Reading - Short Debate
- **2018-04-10** Second Reading - Short Debate `reading-2`
- **2018-04-10** Placed on Calendar Order of 3rd Reading - Short Debate
- **2018-04-13** Third Reading - Short Debate - Passed 100-000-000 `reading-3, passage`
- **2018-04-13** Added Chief Co-Sponsor Rep. Carol Ammons
- **2018-04-13** Added Co-Sponsor Rep. David S. Olsen
- **2018-04-13** Arrive in Senate `introduction`
- **2018-04-13** Placed on Calendar Order of First Reading April 17, 2018 `reading-1`
- **2018-04-23** Chief Senate Sponsor Sen. Scott M. Bennett
- **2018-04-23** First Reading `reading-1`
- **2018-04-23** Referred to Assignments `referral-committee`
- **2018-04-25** Assigned to Judiciary `referral-committee`
- **2018-05-02** Do Pass Judiciary; 011-000-000 `committee-passage`
- **2018-05-02** Placed on Calendar Order of 2nd Reading May 3, 2018
- **2018-05-10** Second Reading `reading-2`
- **2018-05-10** Placed on Calendar Order of 3rd Reading May 15, 2018
- **2018-05-16** Third Reading - Passed; 052-000-000 `reading-3, passage`
- **2018-05-16** Passed Both Houses
- **2018-06-14** Sent to the Governor `executive-receipt`
- **2018-07-27** Governor Approved `executive-signature`
- **2018-07-27** Effective Date December 31, 2018
- **2018-07-27** Public Act . . . . . . . . . 100-0635 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c8cfcc05-2c3e-4cd2-acc2-9adf3fa9f28a`. Confidence: reported (aggregated from official Illinois legislature records).