---
type: "Bill"
title: "CONSUMER/PAYDAY LOAN-LICENSE"
description: "Amends the Consumer Installment Loan Act. Provides that the date of renewal for a license is December 1st (rather than December 15th). Amends the Payday Loan Reform Act. Provides that the date of renewal for a license is December 1 (rather than December 31). Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "100th"
identifier: "HB 4746"
citation: "Illinois HB 4746 (100th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 44
vote_count: 3
first_action: "2018-02-13"
last_action: "2018-08-16"
source: "openstates"
source_identifier: "ocd-bill/4982b33c-1f37-4c7f-a9d3-b89773bf7838"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=4746&GAID=14&DocTypeID=HB&LegId=110022&SessionID=91&GA=100"
source_hash: "74707e5e9d37174f2e7f2455273a90674c746d6373ee89aa9526b80c40be790d"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 4746 (100th) — CONSUMER/PAYDAY LOAN-LICENSE

Amends the Consumer Installment Loan Act. Provides that the date of renewal for a license is December 1st (rather than December 15th). Amends the Payday Loan Reform Act. Provides that the date of renewal for a license is December 1 (rather than December 31). Effective immediately.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB4746&GA=100&SessionId=91&DocTypeId=HB&LegID=110022&DocNum=4746&GAID=14&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB4746eng&GA=100&SessionId=91&DocTypeId=HB&LegID=110022&DocNum=4746&GAID=14&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB4746enr&GA=100&SessionId=91&DocTypeId=HB&LegID=110022&DocNum=4746&GAID=14&Session=&print=true)

## Votes

- Third Reading — **56–0** (pass) · upper
- Concurrence, Amendment 1 — **109–0** (pass) · lower
- Third Reading — **102–0** (pass) · lower

## Sponsors

- Carol Ammons — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-02-13** Filed with the Clerk by Rep. Keith P. Sommer `filing`
- **2018-02-13** First Reading `reading-1`
- **2018-02-13** Referred to Rules Committee `referral-committee`
- **2018-02-26** Assigned to Financial Institutions Committee `referral-committee`
- **2018-03-06** Do Pass / Short Debate Financial Institutions Committee; 008-000-000 `committee-passage`
- **2018-03-08** Placed on Calendar 2nd Reading - Short Debate
- **2018-04-10** Second Reading - Short Debate `reading-2`
- **2018-04-10** Placed on Calendar Order of 3rd Reading - Short Debate
- **2018-04-13** Third Reading - Short Debate - Passed 102-000-000 `reading-3, passage`
- **2018-04-13** Arrive in Senate `introduction`
- **2018-04-13** Placed on Calendar Order of First Reading `reading-1`
- **2018-04-13** Chief Senate Sponsor Sen. Chapin Rose
- **2018-04-13** First Reading `reading-1`
- **2018-04-13** Referred to Assignments `referral-committee`
- **2018-04-25** Assigned to Financial Institutions `referral-committee`
- **2018-05-02** Do Pass Financial Institutions; 006-000-000 `committee-passage`
- **2018-05-02** Placed on Calendar Order of 2nd Reading May 3, 2018
- **2018-05-10** Second Reading `reading-2`
- **2018-05-10** Placed on Calendar Order of 3rd Reading May 15, 2018
- **2018-05-17** Senate Floor Amendment No. 1 Filed with Secretary by Sen. Chapin Rose `amendment-introduction`
- **2018-05-17** Senate Floor Amendment No. 1 Referred to Assignments `referral-committee`
- **2018-05-21** Senate Floor Amendment No. 1 Assignments Refers to Environment and Conservation
- **2018-05-23** Senate Floor Amendment No. 1 Recommend Do Adopt Environment and Conservation; 005-000-000
- **2018-05-23** Added as Alternate Chief Co-Sponsor Sen. Scott M. Bennett
- **2018-05-24** Recalled to Second Reading `reading-2`
- **2018-05-24** Senate Floor Amendment No. 1 Adopted; Rose `amendment-passage`
- **2018-05-24** Placed on Calendar Order of 3rd Reading
- **2018-05-24** Third Reading - Passed; 056-000-000 `reading-3, passage`
- **2018-05-24** Arrived in House `introduction`
- **2018-05-24** Placed on Calendar Order of Concurrence Senate Amendment(s) 1
- **2018-05-24** Chief Sponsor Changed to Rep. Carol Ammons
- **2018-05-25** Senate Floor Amendment No. 1 Motion Filed Concur Rep. Carol Ammons
- **2018-05-25** Senate Floor Amendment No. 1 Motion to Concur Referred to Rules Committee `referral-committee`
- **2018-05-28** Senate Floor Amendment No. 1 Motion to Concur Rules Referred to Environment `referral-committee`
- **2018-05-30** Senate Floor Amendment No. 1 Motion to Concur Recommends Be Adopted Environment; 013-000-000
- **2018-05-31** Added Chief Co-Sponsor Rep. Sue Scherer
- **2018-05-31** Senate Floor Amendment No. 1 House Concurs 109-000-001
- **2018-05-31** House Concurs
- **2018-05-31** Passed Both Houses
- **2018-05-31** Added Chief Co-Sponsor Rep. Patricia R. Bellock
- **2018-06-29** Sent to the Governor `executive-receipt`
- **2018-08-16** Governor Approved `executive-signature`
- **2018-08-16** Effective Date January 1, 2019
- **2018-08-16** Public Act . . . . . . . . . 100-0896 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4982b33c-1f37-4c7f-a9d3-b89773bf7838`. Confidence: reported (aggregated from official Illinois legislature records).