---
type: "Bill"
title: "BANKS-COMMUNITY REINVESTMENT"
description: "Amends the Division of Banking Act. Requires the Division of Banking to implement a program intended to encourage financial institutions to help meet the credit needs of the communities in which they serve, including low and moderate-income neighborhoods, consistent with safe and sound banking practices. Provides that the State shall not enter into a contract or renew a contract with a financial institution that does not participate in the program."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "100th"
identifier: "HB 823"
citation: "Illinois HB 823 (100th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 33
vote_count: 2
first_action: "2017-01-30"
last_action: "2017-08-24"
source: "openstates"
source_identifier: "ocd-bill/fd145ad8-08c8-42be-8ad6-84589efc8986"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=823&GAID=14&DocTypeID=HB&LegId=101283&SessionID=91&GA=100"
source_hash: "7e372020bbc26f47d7d05e1aa78f007e98d724071b2f375813bc930badd26aed"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 823 (100th) — BANKS-COMMUNITY REINVESTMENT

Amends the Division of Banking Act. Requires the Division of Banking to implement a program intended to encourage financial institutions to help meet the credit needs of the communities in which they serve, including low and moderate-income neighborhoods, consistent with safe and sound banking practices. Provides that the State shall not enter into a contract or renew a contract with a financial institution that does not participate in the program.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB0823&GA=100&SessionId=91&DocTypeId=HB&LegID=101283&DocNum=823&GAID=14&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB0823eng&GA=100&SessionId=91&DocTypeId=HB&LegID=101283&DocNum=823&GAID=14&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB0823enr&GA=100&SessionId=91&DocTypeId=HB&LegID=101283&DocNum=823&GAID=14&Session=&print=true)

## Votes

- Third Reading — **55–0** (pass) · upper
- Third Reading — **105–0** (pass) · lower

## Sponsors

- La Shawn K. Ford — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2017-01-30** Filed with the Clerk by Rep. La Shawn K. Ford `filing`
- **2017-01-31** First Reading `reading-1`
- **2017-01-31** Referred to Rules Committee `referral-committee`
- **2017-02-08** Assigned to Business Incentives for Local Communities Committee `referral-committee`
- **2017-03-03** House Committee Amendment No. 1 Filed with Clerk by Rep. La Shawn K. Ford `amendment-introduction`
- **2017-03-03** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2017-03-08** House Committee Amendment No. 1 Rules Refers to Business Incentives for Local Communities Committee
- **2017-03-09** House Committee Amendment No. 1 Adopted in Business Incentives for Local Communities Committee; by Voice Vote `amendment-passage`
- **2017-03-09** Do Pass as Amended / Short Debate Business Incentives for Local Communities Committee; 012-000-000 `committee-passage`
- **2017-03-09** Placed on Calendar 2nd Reading - Short Debate
- **2017-03-15** Second Reading - Short Debate `reading-2`
- **2017-03-15** Placed on Calendar Order of 3rd Reading - Short Debate
- **2017-03-16** Third Reading - Short Debate - Passed 105-000-002 `reading-3, passage`
- **2017-03-17** Arrive in Senate `introduction`
- **2017-03-17** Placed on Calendar Order of First Reading `reading-1`
- **2017-03-21** Chief Senate Sponsor Sen. Mattie Hunter
- **2017-03-22** First Reading `reading-1`
- **2017-03-22** Referred to Assignments `referral-committee`
- **2017-04-25** Assigned to Financial Institutions `referral-committee`
- **2017-05-10** Do Pass Financial Institutions; 007-000-000 `committee-passage`
- **2017-05-10** Placed on Calendar Order of 2nd Reading May 11, 2017
- **2017-05-12** Second Reading `reading-2`
- **2017-05-12** Placed on Calendar Order of 3rd Reading May 15, 2017
- **2017-05-26** Rule 2-10 Third Reading Deadline Established As May 31, 2017 `reading-3`
- **2017-05-29** Added as Alternate Chief Co-Sponsor Sen. Jacqueline Y. Collins
- **2017-05-29** Added as Alternate Chief Co-Sponsor Sen. Donne E. Trotter
- **2017-05-29** Added as Alternate Chief Co-Sponsor Sen. Napoleon Harris, III
- **2017-05-29** Third Reading - Passed; 055-000-000 `reading-3, passage`
- **2017-05-29** Passed Both Houses
- **2017-06-27** Sent to the Governor `executive-receipt`
- **2017-08-24** Governor Approved `executive-signature`
- **2017-08-24** Effective Date January 1, 2018
- **2017-08-24** Public Act . . . . . . . . . 100-0304 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/fd145ad8-08c8-42be-8ad6-84589efc8986`. Confidence: reported (aggregated from official Illinois legislature records).