---
type: "Bill"
title: "INS CD-SUBSTANCE USE TREATMENT"
description: "Amends the Illinois Insurance Code. Provides that a company authorized to transact life insurance in this State may not: (1) cancel, terminate, or refuse to renew an individual's life insurance policy because of that individual's participation in a substance use disorder treatment or recovery support program; (2) charge an individual a different rate for life insurance coverage because of that individual's participation in a substance use disorder treatment or recovery support program; (3) deny a claim by a beneficiary because of an individual's participation in a substance use disorder treatment or recovery support program; or (4) ask an insured whether he or she is participating or has participated in a substance use disorder treatment or recovery support program. Contains provisions regarding confidentiality. Provides that the new provisions do not prohibit a company authorized to transact life insurance in this State from: (1) refusing to insure, refusing to continue to insure, limiting the amount, extent, or kind of coverage available to an individual, or charging a different rate for the same coverage on the basis of that individual's physical or mental condition regardless of the underlying cause of such condition; or (2) inquiring about a physical or mental condition, even if that condition was caused by or is related in any manner to a substance use disorder. Contains provisions regarding liability. Provides that the new provisions do not require a company authorized to transact life insurance to issue a life insurance policy to an applicant. Provides that the new provisions do not apply to a life insurance policy issued to an individual who is abusing drugs, is not seeking any form of treatment, and is not taking part in a substance use disorder treatment or recovery support program."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "102nd"
identifier: "HB 33"
citation: "Illinois HB 33 (102nd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Adriane Johnson", "Joyce Mason"]
version_count: 4
action_count: 41
vote_count: 2
first_action: "2021-01-13"
last_action: "2021-07-23"
source: "openstates"
source_identifier: "ocd-bill/f1ec31b6-549e-47bb-a02b-e3d649759895"
source_url: "https://ilga.gov/legislation/BillStatus.asp?DocNum=33&GAID=16&DocTypeID=HB&LegId=127844&SessionID=110&GA=102"
source_hash: "131f2ac72d0ba7e77ac6285951cd30dca50674df2b42b2b5314e6337d1720607"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 33 (102nd) — INS CD-SUBSTANCE USE TREATMENT

Amends the Illinois Insurance Code. Provides that a company authorized to transact life insurance in this State may not: (1) cancel, terminate, or refuse to renew an individual's life insurance policy because of that individual's participation in a substance use disorder treatment or recovery support program; (2) charge an individual a different rate for life insurance coverage because of that individual's participation in a substance use disorder treatment or recovery support program; (3) deny a claim by a beneficiary because of an individual's participation in a substance use disorder treatment or recovery support program; or (4) ask an insured whether he or she is participating or has participated in a substance use disorder treatment or recovery support program. Contains provisions regarding confidentiality. Provides that the new provisions do not prohibit a company authorized to transact life insurance in this State from: (1) refusing to insure, refusing to continue to insure, limiting the amount, extent, or kind of coverage available to an individual, or charging a different rate for the same coverage on the basis of that individual's physical or mental condition regardless of the underlying cause of such condition; or (2) inquiring about a physical or mental condition, even if that condition was caused by or is related in any manner to a substance use disorder. Contains provisions regarding liability. Provides that the new provisions do not require a company authorized to transact life insurance to issue a life insurance policy to an applicant. Provides that the new provisions do not apply to a life insurance policy issued to an individual who is abusing drugs, is not seeking any form of treatment, and is not taking part in a substance use disorder treatment or recovery support program.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB0033.pdf)
2. **Engrossed** (committee substitute) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB0033eng.pdf)
3. **House Amendment 001** (committee substitute) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB0033ham001.pdf)
4. **Enrolled** (enrolled) — [source](https://ilga.gov/legislation/102/HB/PDF/10200HB0033enr.pdf)

## Votes

- Third Reading — **59–0** (pass) · upper
- Third Reading — **77–34** (pass) · lower

## Sponsors

- Adriane Johnson — primary (person)
- Joyce Mason — primary (person)
- Christopher Belt — cosponsor (person)
- Deb Conroy — cosponsor (person)
- Elgie R. Sims, Jr. — cosponsor (person)
- Greg Harris — cosponsor (person)
- Jonathan Carroll — cosponsor (person)
- Mike Simmons — cosponsor (person)
- Patricia Van Pelt — cosponsor (person)
- Rita Mayfield — cosponsor (person)
- Sam Yingling — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-01-13** Filed with the Clerk by Rep. Joyce Mason `filing`
- **2021-01-14** First Reading `reading-1`
- **2021-01-14** Referred to Rules Committee `referral-committee`
- **2021-02-16** Added Chief Co-Sponsor Rep. Deb Conroy
- **2021-02-23** Assigned to Insurance Committee `referral-committee`
- **2021-02-24** Added Co-Sponsor Rep. Greg Harris
- **2021-03-15** Do Pass / Short Debate Insurance Committee; 016-002-000 `committee-passage`
- **2021-03-17** Added Co-Sponsor Rep. Sam Yingling
- **2021-03-17** Added Co-Sponsor Rep. Jonathan Carroll
- **2021-03-17** Added Co-Sponsor Rep. Rita Mayfield
- **2021-03-18** Placed on Calendar 2nd Reading - Short Debate
- **2021-04-16** House Floor Amendment No. 1 Filed with Clerk by Rep. Joyce Mason `amendment-introduction`
- **2021-04-16** House Floor Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2021-04-20** House Floor Amendment No. 1 Rules Refers to Insurance Committee
- **2021-04-21** Second Reading - Short Debate `reading-2`
- **2021-04-21** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2021-04-21** House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 015-000-000 `committee-passage-favorable`
- **2021-04-23** House Floor Amendment No. 1 Adopted `amendment-passage`
- **2021-04-23** Placed on Calendar Order of 3rd Reading - Short Debate
- **2021-04-23** Third Reading - Short Debate - Passed 077-034-000 `passage, reading-3`
- **2021-04-27** Arrive in Senate `introduction`
- **2021-04-27** Placed on Calendar Order of First Reading `reading-1`
- **2021-04-27** Chief Senate Sponsor Sen. Adriane Johnson
- **2021-04-27** First Reading `reading-1`
- **2021-04-27** Referred to Assignments `referral-committee`
- **2021-05-10** Assigned to Insurance `referral-committee`
- **2021-05-19** Added as Alternate Chief Co-Sponsor Sen. Elgie R. Sims, Jr.
- **2021-05-19** Added as Alternate Chief Co-Sponsor Sen. Mike Simmons
- **2021-05-19** Added as Alternate Chief Co-Sponsor Sen. Christopher Belt
- **2021-05-19** Do Pass Insurance; 011-000-000 `committee-passage`
- **2021-05-19** Placed on Calendar Order of 2nd Reading May 20, 2021
- **2021-05-20** Second Reading `reading-2`
- **2021-05-20** Placed on Calendar Order of 3rd Reading May 21, 2021
- **2021-05-26** Added as Alternate Chief Co-Sponsor Sen. Patricia Van Pelt
- **2021-05-27** Placed on Calendar Order of 3rd Reading ** May 28, 2021
- **2021-05-29** Third Reading - Passed; 059-000-000 `passage, reading-3`
- **2021-05-29** Passed Both Houses
- **2021-06-25** Sent to the Governor `executive-receipt`
- **2021-07-23** Governor Approved `executive-signature`
- **2021-07-23** Effective Date January 1, 2022
- **2021-07-23** Public Act . . . . . . . . . 102-0107 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f1ec31b6-549e-47bb-a02b-e3d649759895`. Confidence: reported (aggregated from official Illinois legislature records).