---
type: "Bill"
title: "STUDENT DEBT ASSISTANCE ACT"
description: "Creates the Student Debt Assistance Act. Prohibits an institution of higher learning or a public or private entity that provides academic transcripts from (i) withholding academic transcripts from a current or former student because the student owes a debt to the institution, (ii) conditioning the provision of an academic transcript on the payment of a debt, other than a fee charged to provide the transcript, (iii) charging a higher fee to obtain an academic transcript or providing less favorable treatment of a request for an academic transcript because a current or former student owes a debt, or (iv) using academic transcript issuance as a tool for debt collection. Beginning with the 2022-2023 academic year, requires an institution of higher learning to make a good faith effort to offer a debt repayment plan to any student who owes a debt of $250 or more to the institution. Sets forth provisions concerning the debt repayment plan and enrollment procedures. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "102nd"
identifier: "SB 3032"
citation: "Illinois SB 3032 (102nd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Bob Morgan", "Laura Fine"]
version_count: 6
action_count: 66
vote_count: 3
first_action: "2022-01-05"
last_action: "2022-05-27"
source: "openstates"
source_identifier: "ocd-bill/8ef0a55f-eebd-4be8-a00e-2dd713ca93a0"
source_url: "https://ilga.gov/legislation/BillStatus.asp?DocNum=3032&GAID=16&DocTypeID=SB&LegId=137564&SessionID=110&GA=102"
source_hash: "91f821db8489bee32632d5399d2d13623aa73095d2894a6cde48c34d234d094a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois SB 3032 (102nd) — STUDENT DEBT ASSISTANCE ACT

Creates the Student Debt Assistance Act. Prohibits an institution of higher learning or a public or private entity that provides academic transcripts from (i) withholding academic transcripts from a current or former student because the student owes a debt to the institution, (ii) conditioning the provision of an academic transcript on the payment of a debt, other than a fee charged to provide the transcript, (iii) charging a higher fee to obtain an academic transcript or providing less favorable treatment of a request for an academic transcript because a current or former student owes a debt, or (iv) using academic transcript issuance as a tool for debt collection. Beginning with the 2022-2023 academic year, requires an institution of higher learning to make a good faith effort to offer a debt repayment plan to any student who owes a debt of $250 or more to the institution. Sets forth provisions concerning the debt repayment plan and enrollment procedures. Effective immediately.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB3032.pdf)
2. **Engrossed** (committee substitute) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB3032eng.pdf)
3. **House Amendment 001** (committee substitute) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB3032ham001.pdf)
4. **House Amendment 002** (committee substitute) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB3032ham002.pdf)
5. **Senate Amendment 001** (committee substitute) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB3032sam001.pdf)
6. **Enrolled** (enrolled) — [source](https://ilga.gov/legislation/102/SB/PDF/10200SB3032enr.pdf)

## Votes

- Concurrence, Amendment 2 — **49–0** (pass) · upper
- Third Reading — **74–33** (pass) · lower
- Third Reading — **55–0** (pass) · upper

## Sponsors

- Bob Morgan — primary (person)
- Laura Fine — primary (person)
- Camille Y. Lilly — cosponsor (person)
- Carol Ammons — cosponsor (person)
- Celina Villanueva — cosponsor (person)
- Dagmara Avelar — cosponsor (person)
- Denyse Wang Stoneback — cosponsor (person)
- Elgie R. Sims, Jr. — cosponsor (person)
- Elizabeth Hernandez — cosponsor (person)
- Emanuel Chris Welch — cosponsor (person)
- Jacqueline Y. Collins — cosponsor (person)
- Jennifer Gong-Gershowitz — cosponsor (person)
- La Shawn K. Ford — cosponsor (person)
- LaToya Greenwood — cosponsor (person)
- Lakesia Collins — cosponsor (person)
- Lamont J. Robinson, Jr. — cosponsor (person)
- Laura Ellman — cosponsor (person)
- Laura M. Murphy — cosponsor (person)
- Michael E. Hastings — cosponsor (person)
- Mike Simmons — cosponsor (person)
- Napoleon Harris, III — cosponsor (person)
- Sonya M. Harper — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2022-01-05** Filed with Secretary by Sen. Laura Fine `filing`
- **2022-01-05** First Reading `reading-1`
- **2022-01-05** Referred to Assignments `referral-committee`
- **2022-01-11** Assigned to Higher Education `referral-committee`
- **2022-01-19** Do Pass Higher Education; 012-000-000 `committee-passage`
- **2022-01-19** Placed on Calendar Order of 2nd Reading February 1, 2022
- **2022-01-19** Added as Chief Co-Sponsor Sen. Laura M. Murphy
- **2022-02-07** Senate Floor Amendment No. 1 Filed with Secretary by Sen. Laura Fine `amendment-introduction`
- **2022-02-07** Senate Floor Amendment No. 1 Referred to Assignments `referral-committee`
- **2022-02-08** Senate Floor Amendment No. 1 Assignments Refers to Higher Education
- **2022-02-09** Senate Floor Amendment No. 1 Recommend Do Adopt Higher Education; 012-000-000
- **2022-02-10** Second Reading `reading-2`
- **2022-02-10** Senate Floor Amendment No. 1 Adopted; Fine `amendment-passage`
- **2022-02-10** Placed on Calendar Order of 3rd Reading February 15, 2022
- **2022-02-10** Added as Co-Sponsor Sen. Laura Ellman
- **2022-02-16** Added as Chief Co-Sponsor Sen. Michael E. Hastings
- **2022-02-16** Added as Chief Co-Sponsor Sen. Elgie R. Sims, Jr.
- **2022-02-16** Added as Co-Sponsor Sen. Mike Simmons
- **2022-02-16** Third Reading - Passed; 055-000-000 `passage, reading-3`
- **2022-02-16** Arrived in House `introduction`
- **2022-02-16** Chief House Sponsor Rep. Bob Morgan
- **2022-02-16** First Reading `reading-1`
- **2022-02-16** Referred to Rules Committee `referral-committee`
- **2022-03-01** Added as Co-Sponsor Sen. Celina Villanueva
- **2022-03-07** Assigned to Higher Education Committee `referral-committee`
- **2022-03-14** Added Alternate Co-Sponsor Rep. Jennifer Gong-Gershowitz
- **2022-03-16** House Committee Amendment No. 1 Filed with Clerk by Rep. Bob Morgan `amendment-introduction`
- **2022-03-16** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2022-03-16** House Committee Amendment No. 1 Tabled Pursuant to Rule 40 `amendment-failure`
- **2022-03-16** Do Pass / Short Debate Higher Education Committee; 008-002-000 `committee-passage`
- **2022-03-17** Placed on Calendar 2nd Reading - Short Debate
- **2022-03-17** House Floor Amendment No. 2 Filed with Clerk by Rep. Bob Morgan `amendment-introduction`
- **2022-03-17** House Floor Amendment No. 2 Referred to Rules Committee `referral-committee`
- **2022-03-21** Added Alternate Co-Sponsor Rep. Elizabeth Hernandez
- **2022-03-22** House Floor Amendment No. 2 Rules Refers to Higher Education Committee
- **2022-03-22** Added Alternate Co-Sponsor Rep. LaToya Greenwood
- **2022-03-23** House Floor Amendment No. 2 Recommends Be Adopted Higher Education Committee; 009-000-000 `committee-passage-favorable`
- **2022-03-23** Added Alternate Chief Co-Sponsor Rep. Carol Ammons
- **2022-03-24** Second Reading - Short Debate `reading-2`
- **2022-03-24** House Floor Amendment No. 2 Adopted `amendment-passage`
- **2022-03-24** Placed on Calendar Order of 3rd Reading - Short Debate
- **2022-03-25** Added Alternate Co-Sponsor Rep. Sonya M. Harper
- **2022-03-25** Added Alternate Co-Sponsor Rep. Lamont J. Robinson, Jr.
- **2022-03-28** Added Alternate Co-Sponsor Rep. Emanuel Chris Welch
- **2022-03-29** Third Reading - Short Debate - Passed 074-033-001 `passage, reading-3`
- **2022-03-29** Added Alternate Co-Sponsor Rep. Camille Y. Lilly
- **2022-03-29** Secretary's Desk - Concurrence House Amendment(s) 2
- **2022-03-29** Placed on Calendar Order of Concurrence House Amendment(s) 2 - March 30, 2022
- **2022-03-29** Added Alternate Co-Sponsor Rep. Lakesia Collins
- **2022-03-29** Added Alternate Co-Sponsor Rep. Dagmara Avelar
- **2022-03-29** Added Alternate Chief Co-Sponsor Rep. La Shawn K. Ford
- **2022-03-29** Added Alternate Co-Sponsor Rep. Denyse Wang Stoneback
- **2022-04-04** House Floor Amendment No. 2 Motion to Concur Filed with Secretary Sen. Laura Fine `filing`
- **2022-04-04** House Floor Amendment No. 2 Motion to Concur Referred to Assignments `referral-committee`
- **2022-04-04** House Floor Amendment No. 2 Motion to Concur Assignments Referred to Higher Education `referral-committee`
- **2022-04-05** House Floor Amendment No. 2 Motion To Concur Recommended Do Adopt Higher Education; 008-000-000
- **2022-04-05** Added as Co-Sponsor Sen. Napoleon Harris, III
- **2022-04-08** House Floor Amendment No. 2 Senate Concurs 049-000-000
- **2022-04-08** Senate Concurs
- **2022-04-08** Passed Both Houses
- **2022-04-08** Added as Chief Co-Sponsor Sen. Laura Ellman
- **2022-04-22** Added as Co-Sponsor Sen. Jacqueline Y. Collins
- **2022-05-06** Sent to the Governor `executive-receipt`
- **2022-05-27** Governor Approved `executive-signature`
- **2022-05-27** Effective Date May 27, 2022
- **2022-05-27** Public Act . . . . . . . . . 102-0998 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8ef0a55f-eebd-4be8-a00e-2dd713ca93a0`. Confidence: reported (aggregated from official Illinois legislature records).