---
type: "Bill"
title: "INS-HEALTH/NEONATAL COST SHARE"
description: "Amends the Accident and Health Article of the Illinois Insurance Code. Provides that no health insurer may charge a patient out-of-network rates for neonatal care at any hospital."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "104th"
identifier: "HB 2464"
citation: "Illinois HB 2464 (104th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Laura Faver Dias", "Laura Fine"]
version_count: 4
action_count: 44
vote_count: 5
first_action: "2025-02-03"
last_action: "2025-08-01"
source: "openstates"
source_identifier: "ocd-bill/fcea7f5f-c22c-4c4e-9126-c6592ce4cec8"
source_url: "https://ilga.gov/Legislation/BillStatus?DocNum=2464&GAID=18&DocTypeID=HB&LegId=160242&SessionID=114"
source_hash: "62edfa90d4c1558f17ff2a9e47376533e0ccafa6cd65780c27301f3922e5e043"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 2464 (104th) — INS-HEALTH/NEONATAL COST SHARE

Amends the Accident and Health Article of the Illinois Insurance Code. Provides that no health insurer may charge a patient out-of-network rates for neonatal care at any hospital.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://ilga.gov/documents/legislation/104/HB/PDF/10400HB2464.pdf)
2. **Engrossed** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/HB/PDF/10400HB2464eng.pdf)
3. **House Amendment 001** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/HB/PDF/10400HB2464ham001.pdf)
4. **Enrolled** (enrolled) — [source](https://ilga.gov/documents/legislation/104/HB/PDF/10400HB2464enr.pdf)

## Votes

- Insurance — **8–4** (pass) · upper
- Health Care Availability & Access, Amendment 1 — **12–0** (pass) · lower
- Third Reading — **57–0** (pass) · upper
- Health Care Availability & Access — **10–1** (pass) · lower
- Third Reading — **84–30** (pass) · lower

## Sponsors

- Laura Faver Dias — primary (person)
- Laura Fine — primary (person)
- Barbara Hernandez — cosponsor (person)
- Camille Y. Lilly — cosponsor (person)
- Dagmara Avelar — cosponsor (person)
- Hoan Huynh — cosponsor (person)
- Michael Crawford — cosponsor (person)
- Nabeela Syed — cosponsor (person)
- Natalie A. Manley — cosponsor (person)
- Nicolle Grasse — cosponsor (person)
- Norma Hernandez — cosponsor (person)
- Robert "Bob" Rita — cosponsor (person)
- Sharon Chung — cosponsor (person)
- Yolonda Morris — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-02-03** Filed with the Clerk by Rep. Robert "Bob" Rita `filing`
- **2025-02-03** Chief Sponsor Changed to Rep. Laura Faver Dias
- **2025-02-04** First Reading `reading-1`
- **2025-02-04** Referred to Rules Committee
- **2025-03-04** Assigned to Health Care Availability & Accessibility Committee `referral-committee`
- **2025-03-13** Added Chief Co-Sponsor Rep. Robert "Bob" Rita
- **2025-03-18** Added Co-Sponsor Rep. Dagmara Avelar
- **2025-03-18** Added Co-Sponsor Rep. Nabeela Syed
- **2025-03-18** Added Co-Sponsor Rep. Michael Crawford
- **2025-03-18** Added Co-Sponsor Rep. Nicolle Grasse
- **2025-03-18** Added Chief Co-Sponsor Rep. Natalie A. Manley
- **2025-03-18** Do Pass / Short Debate Health Care Availability & Accessibility Committee; 010-001-000
- **2025-03-19** Placed on Calendar 2nd Reading - Short Debate `reading-2`
- **2025-03-19** Added Co-Sponsor Rep. Camille Y. Lilly
- **2025-03-19** Added Co-Sponsor Rep. Hoan Huynh
- **2025-03-26** Added Co-Sponsor Rep. Barbara Hernandez
- **2025-03-26** Second Reading - Short Debate `reading-2`
- **2025-03-26** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2025-04-07** House Floor Amendment No. 1 Filed with Clerk by Rep. Laura Faver Dias `amendment-introduction`
- **2025-04-07** House Floor Amendment No. 1 Referred to Rules Committee
- **2025-04-08** House Floor Amendment No. 1 Rules Refers to Health Care Availability & Accessibility Committee
- **2025-04-08** House Floor Amendment No. 1 Recommends Be Adopted Health Care Availability & Accessibility Committee; 012-000-000 `committee-passage-favorable`
- **2025-04-11** House Floor Amendment No. 1 Adopted `amendment-passage`
- **2025-04-11** Placed on Calendar Order of 3rd Reading - Short Debate
- **2025-04-11** Third Reading - Short Debate - Passed 084-030-000 `passage, reading-3`
- **2025-04-11** Added Co-Sponsor Rep. Yolonda Morris
- **2025-04-11** Added Co-Sponsor Rep. Sharon Chung
- **2025-04-11** Added Co-Sponsor Rep. Norma Hernandez
- **2025-04-14** Arrive in Senate `introduction`
- **2025-04-14** Placed on Calendar Order of First Reading April 29, 2025 `reading-1`
- **2025-04-29** Chief Senate Sponsor Sen. Laura Fine
- **2025-04-29** First Reading `reading-1`
- **2025-04-29** Referred to Assignments
- **2025-04-29** Assigned to Insurance `referral-committee`
- **2025-05-07** Do Pass Insurance; 008-004-000
- **2025-05-07** Placed on Calendar Order of 2nd Reading May 8, 2025 `reading-2`
- **2025-05-08** Second Reading `reading-2`
- **2025-05-08** Placed on Calendar Order of 3rd Reading May 13, 2025
- **2025-05-21** Third Reading - Passed; 057-000-000 `passage, reading-3`
- **2025-05-21** Passed Both Houses
- **2025-06-17** Sent to the Governor `executive-receipt`
- **2025-08-01** Governor Approved `executive-signature`
- **2025-08-01** Effective Date January 1, 2026
- **2025-08-01** Public Act . . . . . . . . . 104-0060 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/fcea7f5f-c22c-4c4e-9126-c6592ce4cec8`. Confidence: reported (aggregated from official Illinois legislature records).