---
type: "Bill"
title: "CIV PRO-POST-JUDGMENT RELIEF"
description: "Amends the Code of Civil Procedure. Changes disclosure in notice provisions to a judgment debtor in a citation to discover assets. Defines \"consumer debt judgment\". Creates an automatic exemption for a judgment debtor against execution in a consumer debt judgment. Provides that \"automatic exemption\" means the right of a judgment debtor, against whom a consumer debt judgment has been entered on or after January 1, 2020, to receive $1,000 of the judgment debtor's equity interest in personal property held in a checking, savings deposit account, or credit union account by a third-party citation respondent or garnishee. Provides that the automatic exemption is part of the judgment debtor's current exemption in any personal property not to exceed $4,000 in value. Makes other changes to personal property exemptions as follows: increases the exemption from $2,400 to $3,600 for a motor vehicle and from $1,500 to $2,250 in any implements, professional books, or tools of the debtor's trade. Increases the homestead exemption from $15,000 to $50,000 for one individual and to $100,000 if 2 or more individuals own the property. Makes changes to the list of items of personal property that are exempt from execution. Changes limitations for a revival of judgment for consumer debt entered before January 1, 2020, for a consumer debt judgment entered into after that date but before the effective date of the amendatory Act, and for a consumer debt judgment entered into after the effective date of the Act. Makes other changes. Amends the Clerks of Courts Act. Prohibits a fee from being charged under the Act for the filing of an appearance by a defendant in a small claim proceeding. Effective January 1, 2026."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "104th"
identifier: "SB 1738"
citation: "Illinois SB 1738 (104th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Jennifer Gong-Gershowitz", "Robert F. Martwick"]
version_count: 3
action_count: 33
vote_count: 4
first_action: "2025-02-05"
last_action: "2025-08-01"
source: "openstates"
source_identifier: "ocd-bill/b3702a1f-a35a-4bfd-9a99-2da0a7a0c3bf"
source_url: "https://ilga.gov/Legislation/BillStatus?DocNum=1738&GAID=18&DocTypeID=SB&LegId=160773&SessionID=114"
source_hash: "c8d64f4f14fd228aff6ff5a3cb9fc360f01139e9592d5002e06d5c85286e3504"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois SB 1738 (104th) — CIV PRO-POST-JUDGMENT RELIEF

Amends the Code of Civil Procedure. Changes disclosure in notice provisions to a judgment debtor in a citation to discover assets. Defines "consumer debt judgment". Creates an automatic exemption for a judgment debtor against execution in a consumer debt judgment. Provides that "automatic exemption" means the right of a judgment debtor, against whom a consumer debt judgment has been entered on or after January 1, 2020, to receive $1,000 of the judgment debtor's equity interest in personal property held in a checking, savings deposit account, or credit union account by a third-party citation respondent or garnishee. Provides that the automatic exemption is part of the judgment debtor's current exemption in any personal property not to exceed $4,000 in value. Makes other changes to personal property exemptions as follows: increases the exemption from $2,400 to $3,600 for a motor vehicle and from $1,500 to $2,250 in any implements, professional books, or tools of the debtor's trade. Increases the homestead exemption from $15,000 to $50,000 for one individual and to $100,000 if 2 or more individuals own the property. Makes changes to the list of items of personal property that are exempt from execution. Changes limitations for a revival of judgment for consumer debt entered before January 1, 2020, for a consumer debt judgment entered into after that date but before the effective date of the amendatory Act, and for a consumer debt judgment entered into after the effective date of the Act. Makes other changes. Amends the Clerks of Courts Act. Prohibits a fee from being charged under the Act for the filing of an appearance by a defendant in a small claim proceeding. Effective January 1, 2026.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB1738.pdf)
2. **Engrossed** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB1738eng.pdf)
3. **Enrolled** (enrolled) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB1738enr.pdf)

## Votes

- Judiciary — **8–0** (pass) · upper
- Third Reading — **109–0** (pass) · lower
- Third Reading — **56–0** (pass) · upper
- Third Reading — **19–0** (pass) · lower

## Sponsors

- Jennifer Gong-Gershowitz — primary (person)
- Robert F. Martwick — primary (person)
- Daniel Didech — cosponsor (person)
- Edgar González, Jr. — cosponsor (person)
- Margaret Croke — cosponsor (person)
- Maurice A. West, II — cosponsor (person)
- Michael E. Hastings — cosponsor (person)
- Robyn Gabel — cosponsor (person)
- Will Guzzardi — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-02-05** Filed with Secretary by Sen. Robert F. Martwick `filing`
- **2025-02-05** First Reading `reading-1`
- **2025-02-05** Referred to Assignments
- **2025-02-18** Assigned to Judiciary `referral-committee`
- **2025-02-27** Added as Chief Co-Sponsor Sen. Michael E. Hastings
- **2025-03-06** Do Pass Judiciary; 008-000-000
- **2025-03-06** Placed on Calendar Order of 2nd Reading March 18, 2025 `reading-2`
- **2025-03-18** Second Reading `reading-2`
- **2025-03-18** Placed on Calendar Order of 3rd Reading March 19, 2025
- **2025-04-04** Placed on Calendar Order of 3rd Reading **
- **2025-04-09** Placed on Calendar Order of 3rd Reading
- **2025-04-09** Third Reading - Passed; 056-000-000 `passage, reading-3`
- **2025-04-09** Arrived in House `introduction`
- **2025-04-09** Chief House Sponsor Rep. Jennifer Gong-Gershowitz
- **2025-04-09** First Reading `reading-1`
- **2025-04-09** Referred to Rules Committee
- **2025-04-17** Assigned to Judiciary - Civil Committee `referral-committee`
- **2025-04-23** Do Pass / Short Debate Judiciary - Civil Committee; 019-000-000
- **2025-04-23** Placed on Calendar 2nd Reading - Short Debate `reading-2`
- **2025-05-14** Second Reading - Short Debate `reading-2`
- **2025-05-14** Placed on Calendar Order of 3rd Reading - Short Debate
- **2025-05-20** Added Alternate Chief Co-Sponsor Rep. Daniel Didech
- **2025-05-20** Added Alternate Chief Co-Sponsor Rep. Margaret Croke
- **2025-05-20** Added Alternate Chief Co-Sponsor Rep. Maurice A. West, II
- **2025-05-21** Third Reading - Short Debate - Passed 109-000-000 `passage, reading-3`
- **2025-05-21** Passed Both Houses
- **2025-05-21** Added Alternate Co-Sponsor Rep. Will Guzzardi
- **2025-05-21** Added Alternate Co-Sponsor Rep. Robyn Gabel
- **2025-05-21** Added Alternate Co-Sponsor Rep. Edgar González, Jr.
- **2025-06-18** Sent to the Governor `executive-receipt`
- **2025-08-01** Governor Approved `executive-signature`
- **2025-08-01** Effective Date January 1, 2026
- **2025-08-01** Public Act . . . . . . . . . 104-0120 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b3702a1f-a35a-4bfd-9a99-2da0a7a0c3bf`. Confidence: reported (aggregated from official Illinois legislature records).