--- type: "Bill" title: "BUSINESS-TECH" description: "Amends the Illinois Fairness in Lending Act. Makes a technical change in a Section concerning the short title." jurisdiction: "us/states/il" legislature: "Illinois General Assembly" session: "104th" identifier: "SB 318" citation: "Illinois SB 318 (104th)" classification: ["bill"] subjects: [] status: "enacted" primary_sponsors: ["Nabeela Syed", "Steve Stadelman"] version_count: 9 action_count: 114 vote_count: 11 first_action: "2025-01-24" last_action: "2026-06-25" source: "openstates" source_identifier: "ocd-bill/86bfa863-b485-48ab-b8c0-2fccd3a0fb91" source_url: "https://ilga.gov/Legislation/BillStatus?DocNum=318&GAID=18&DocTypeID=SB&LegId=157800&SessionID=114" source_hash: "cb490a917a1961432d87d9fb54e3352608a8ef7e91b18bdab703e8772d0bd605" vintage: "2026-07-01" source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump" retrieved_at: "2026-07-06" confidence: "reported" tags: ["legislation", "bill", "us-il"] --- # Illinois SB 318 (104th) — BUSINESS-TECH Amends the Illinois Fairness in Lending Act. Makes a technical change in a Section concerning the short title. ## Version chain The bill's text revisions, in order — the diff chain from filing to enrollment. 1. **Introduced** (filed) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318.pdf) 2. **Engrossed** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318eng.pdf) 3. **House Amendment 001** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318ham001.pdf) 4. **House Amendment 002** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318ham002.pdf) 5. **House Amendment 003** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318ham003.pdf) 6. **House Amendment 004** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318ham004.pdf) 7. **Senate Amendment 001** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318sam001.pdf) 8. **Senate Amendment 002** (committee substitute) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318sam002.pdf) 9. **Enrolled** (enrolled) — [source](https://ilga.gov/documents/legislation/104/SB/PDF/10400SB0318enr.pdf) ## Votes - Third Reading — **57–0** (pass) · upper - Executive — **11–0** (pass) · upper - Concurrence, Amendment 4 — **56–0** (pass) · upper - Executive, Amendment 2 — **11–0** (pass) · upper - Executive, Amendment 4 — **12–0** (pass) · lower - Executive, Amendment 1 — **13–0** (pass) · upper - Executive — **12–0** (pass) · lower - Concurrence — **56–0** (pass) · upper - Executive — **12–0** (pass) · upper - Executive, Amendment 4 — **12–0** (pass) · upper - Third Reading — **117–0** (pass) · lower ## Sponsors - Nabeela Syed — primary (person) - Steve Stadelman — primary (person) - Abdelnasser Rashid — cosponsor (person) - Amy Briel — cosponsor (person) - Barbara Hernandez — cosponsor (person) - Bob Morgan — cosponsor (person) - Camille Y. Lilly — cosponsor (person) - Daniel Didech — cosponsor (person) - Darby A. Hills — cosponsor (person) - Dave Vella — cosponsor (person) - Donald P. DeWitte — cosponsor (person) - Edgar González, Jr. — cosponsor (person) - Gregg Johnson — cosponsor (person) - Harry Benton — cosponsor (person) - Jaime M. Andrade, Jr. — cosponsor (person) - Javier L. Cervantes — cosponsor (person) - Jennifer Gong-Gershowitz — cosponsor (person) - Joyce Mason — cosponsor (person) - Justin Cochran — cosponsor (person) - Katie Stuart — cosponsor (person) - Kelly M. Cassidy — cosponsor (person) - Laura Faver Dias — cosponsor (person) - Laura Fine — cosponsor (person) - Mark L. Walker — cosponsor (person) - Martha Deuter — cosponsor (person) - Mary Beth Canty — cosponsor (person) - Mary Edly-Allen — cosponsor (person) - Matt Hanson — cosponsor (person) - Mattie Hunter — cosponsor (person) - Maura Hirschauer — cosponsor (person) - Maurice A. West, II — cosponsor (person) - Michael Crawford — cosponsor (person) - Mike Porfirio — cosponsor (person) - Natalie A. Manley — cosponsor (person) - Nicolle Grasse — cosponsor (person) - Rachel Ventura — cosponsor (person) - Rick Ryan — cosponsor (person) - Sally J. Turner — cosponsor (person) - Theresa Mah — cosponsor (person) ## Timeline The legislative action history — every referral, reading, and vote. - **2025-01-24** Filed with Secretary by Sen. Don Harmon `filing` - **2025-01-24** First Reading `reading-1` - **2025-01-24** Referred to Assignments - **2025-03-12** Assigned to Executive `referral-committee` - **2025-03-19** Do Pass Executive; 011-000-000 - **2025-03-19** Placed on Calendar Order of 2nd Reading March 20, 2025 `reading-2` - **2025-03-20** Second Reading `reading-2` - **2025-03-20** Placed on Calendar Order of 3rd Reading April 1, 2025 - **2025-04-11** Rule 3-9(a) / Re-referred to Assignments - **2026-05-07** Rule 2-10 Third Reading Deadline Established As May 15, 2026 - **2026-05-07** Approved for Consideration Assignments - **2026-05-07** Placed on Calendar Order of 3rd Reading May 12, 2026 - **2026-05-11** Senate Floor Amendment No. 1 Filed with Secretary by Sen. Steve Stadelman `amendment-introduction` - **2026-05-11** Senate Floor Amendment No. 1 Referred to Assignments - **2026-05-12** Senate Floor Amendment No. 1 Assignments Refers to Executive - **2026-05-12** Chief Sponsor Changed to Sen. Steve Stadelman - **2026-05-13** Added as Co-Sponsor Sen. Rachel Ventura - **2026-05-13** Senate Floor Amendment No. 1 Recommend Do Adopt Executive; 013-000-000 - **2026-05-14** Added as Co-Sponsor Sen. Mary Edly-Allen - **2026-05-15** Added as Co-Sponsor Sen. Mike Porfirio - **2026-05-15** Rule 2-10 Third Reading Deadline Established As May 22, 2026 - **2026-05-20** Senate Floor Amendment No. 2 Filed with Secretary by Sen. Steve Stadelman `amendment-introduction` - **2026-05-20** Senate Floor Amendment No. 2 Referred to Assignments - **2026-05-20** Senate Floor Amendment No. 2 Assignments Refers to Executive - **2026-05-20** Senate Floor Amendment No. 2 Recommend Do Adopt Executive; 011-000-000 - **2026-05-21** Recalled to Second Reading `reading-2` - **2026-05-21** Senate Floor Amendment No. 1 Adopted; Stadelman `amendment-passage` - **2026-05-21** Senate Floor Amendment No. 2 Adopted; Stadelman `amendment-passage` - **2026-05-21** Placed on Calendar Order of 3rd Reading - **2026-05-21** Third Reading - Passed; 057-000-000 `passage, reading-3` - **2026-05-21** Arrived in House `introduction` - **2026-05-21** Chief House Sponsor Rep. Emanuel "Chris" Welch - **2026-05-21** Added as Co-Sponsor Sen. Javier L. Cervantes - **2026-05-21** Added as Co-Sponsor Sen. Mattie Hunter - **2026-05-21** Added as Co-Sponsor Sen. Laura Fine - **2026-05-21** First Reading `reading-1` - **2026-05-21** Referred to Rules Committee - **2026-05-21** Alternate Chief Sponsor Changed to Rep. Bob Morgan - **2026-05-21** Assigned to Executive Committee `referral-committee` - **2026-05-21** Committee/Final Action Deadline Extended-9(b) May 31, 2026 - **2026-05-22** Added Alternate Chief Co-Sponsor Rep. Abdelnasser Rashid - **2026-05-25** Added as Co-Sponsor Sen. Mark L. Walker - **2026-05-25** Moved to Suspend Rule 21 Rep. Elizabeth "Lisa" Hernandez - **2026-05-25** Suspend Rule 21 - Prevailed 066-029-000 - **2026-05-27** Alternate Chief Sponsor Changed to Rep. Nabeela Syed - **2026-05-27** House Committee Amendment No. 1 Filed with Clerk by Rep. Nabeela Syed `amendment-introduction` - **2026-05-27** House Committee Amendment No. 1 Referred to Rules Committee - **2026-05-27** Added Alternate Co-Sponsor Rep. Daniel Didech - **2026-05-27** Added Alternate Co-Sponsor Rep. Natalie A. Manley - **2026-05-27** Added Alternate Co-Sponsor Rep. Mary Beth Canty - **2026-05-27** Added Alternate Co-Sponsor Rep. Barbara Hernandez - **2026-05-27** Added Alternate Co-Sponsor Rep. Katie Stuart - **2026-05-27** Added Alternate Co-Sponsor Rep. Justin Cochran - **2026-05-27** Added Alternate Co-Sponsor Rep. Jaime M. Andrade, Jr. - **2026-05-27** Added Alternate Co-Sponsor Rep. Maurice A. West, II - **2026-05-27** Added Alternate Co-Sponsor Rep. Rick Ryan - **2026-05-27** Added Alternate Co-Sponsor Rep. Jennifer Gong-Gershowitz - **2026-05-27** Added Alternate Co-Sponsor Rep. Bob Morgan - **2026-05-27** Added Alternate Co-Sponsor Rep. Edgar González, Jr. - **2026-05-27** Added Alternate Co-Sponsor Rep. Maura Hirschauer - **2026-05-28** House Committee Amendment No. 2 Filed with Clerk by Rep. Nabeela Syed `amendment-introduction` - **2026-05-28** House Committee Amendment No. 2 Referred to Rules Committee - **2026-05-28** House Committee Amendment No. 1 Rules Refers to Executive Committee - **2026-05-28** Added Alternate Co-Sponsor Rep. Nicolle Grasse - **2026-05-28** Added Alternate Co-Sponsor Rep. Joyce Mason - **2026-05-28** Added Alternate Co-Sponsor Rep. Amy Briel - **2026-05-28** Added Alternate Co-Sponsor Rep. Camille Y. Lilly - **2026-05-28** House Committee Amendment No. 1 Adopted in Executive Committee; by Voice Vote `amendment-passage` - **2026-05-28** Do Pass as Amended / Short Debate Executive Committee; 012-000-000 - **2026-05-28** House Committee Amendment No. 2 Tabled `amendment-failure` - **2026-05-28** Placed on Calendar 2nd Reading - Short Debate `reading-2` - **2026-05-28** Added Alternate Chief Co-Sponsor Rep. Dave Vella - **2026-05-28** Second Reading - Short Debate `reading-2` - **2026-05-28** Held on Calendar Order of Second Reading - Short Debate `reading-2` - **2026-05-29** Added as Co-Sponsor Sen. Darby A. Hills - **2026-05-29** Added as Co-Sponsor Sen. Donald P. DeWitte - **2026-05-29** House Floor Amendment No. 3 Filed with Clerk by Rep. Nabeela Syed `amendment-introduction` - **2026-05-29** House Floor Amendment No. 3 Referred to Rules Committee - **2026-05-29** Added as Co-Sponsor Sen. Sally J. Turner - **2026-05-29** Added Alternate Co-Sponsor Rep. Kelly M. Cassidy - **2026-05-29** Added Alternate Chief Co-Sponsor Rep. Theresa Mah - **2026-05-29** House Floor Amendment No. 4 Filed with Clerk by Rep. Nabeela Syed `amendment-introduction` - **2026-05-29** House Floor Amendment No. 4 Referred to Rules Committee - **2026-05-29** House Floor Amendment No. 3 Rules Refers to Executive Committee - **2026-05-29** House Floor Amendment No. 4 Rules Refers to Executive Committee - **2026-05-30** House Floor Amendment No. 4 Recommends Be Adopted Executive Committee; 012-000-000 `committee-passage-favorable` - **2026-05-31** House Floor Amendment No. 4 Adopted `amendment-passage` - **2026-05-31** Placed on Calendar Order of 3rd Reading - Short Debate - **2026-05-31** Third Reading - Short Debate - Passed 117-000-000 `passage, reading-3` - **2026-05-31** House Floor Amendment No. 3 Tabled `amendment-failure` - **2026-05-31** Added Alternate Co-Sponsor Rep. Martha Deuter - **2026-05-31** Added Alternate Co-Sponsor Rep. Michael Crawford - **2026-05-31** Added Alternate Co-Sponsor Rep. Gregg Johnson - **2026-05-31** Added Alternate Co-Sponsor Rep. Matt Hanson - **2026-05-31** Added Alternate Co-Sponsor Rep. Laura Faver Dias - **2026-05-31** Added Alternate Co-Sponsor Rep. Harry Benton - **2026-05-31** Secretary's Desk - Concurrence House Amendment(s) 1, 4 - **2026-05-31** Placed on Calendar Order of Concurrence House Amendment(s) 1, 4 - May 31, 2026 - **2026-05-31** House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. Steve Stadelman `filing` - **2026-05-31** House Committee Amendment No. 1 Motion to Concur Referred to Assignments - **2026-05-31** House Floor Amendment No. 4 Motion to Concur Filed with Secretary Sen. Steve Stadelman `filing` - **2026-05-31** House Floor Amendment No. 4 Motion to Concur Referred to Assignments - **2026-05-31** House Committee Amendment No. 1 Motion to Concur Assignments Referred to Executive - **2026-05-31** House Floor Amendment No. 4 Motion to Concur Assignments Referred to Executive - **2026-05-31** House Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Executive; 012-000-000 - **2026-05-31** House Floor Amendment No. 4 Motion To Concur Recommended Do Adopt Executive; 012-000-000 - **2026-05-31** House Committee Amendment No. 1 Senate Concurs 056-000-000 - **2026-05-31** House Floor Amendment No. 4 Senate Concurs 056-000-000 - **2026-05-31** Senate Concurs - **2026-05-31** Passed Both Houses - **2026-06-22** Sent to the Governor `executive-receipt` - **2026-06-25** Governor Approved `executive-signature` - **2026-06-25** Effective Date January 1, 2027 - **2026-06-25** Public Act . . . . . . . . . 104-0474 `became-law` ## Source OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/86bfa863-b485-48ab-b8c0-2fccd3a0fb91`. Confidence: reported (aggregated from official Illinois legislature records).