---
type: "Bill"
title: "MORTGAGE INSURANCE LIMITS"
description: "MORTGAGE INSURANCE LIMITS"
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "90th"
identifier: "SB 1076"
citation: "Illinois SB 1076 (90th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 1
action_count: 64
vote_count: 0
first_action: "1997-02-07T00:00:00-06:00"
last_action: "1997-08-16T00:00:00-05:00"
source: "openstates"
source_identifier: "ocd-bill/c2993a1f-6748-47e5-9e87-1812d4ab5640"
source_url: "http://www.ilga.gov/legislation/legisnet90/90gatoc.html"
source_hash: "8999157f50d1293c973342ab050f89b9371d50eec57b791ad6c02682862d4811"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois SB 1076 (90th) — MORTGAGE INSURANCE LIMITS

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **SB1076** (committee substitute) — [source](http://www.ilga.gov/legislation/legisnet90/sbgroups/sb/900SB1076LV.html)

## Sponsors

- BUGIELSKI — cosponsor (person)
- CAPPARELLI — cosponsor (person)
- MCAULIFFE — cosponsor (person)
- MCKEON — cosponsor (person)
- SAVIANO — cosponsor (person)
- SEVERNS — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **1997-02-07T00:00:00-06:00** FIRST READING `reading-1`
- **1997-02-07T00:00:00-06:00** REFERRED TO SENATE RULES COMMITTEE RULES `referral-committee`
- **1997-02-19T00:00:00-06:00** ASSIGNED TO COMMITTEE FIN INST `referral-committee`
- **1997-02-28T00:00:00-06:00** POSTPONED
- **1997-03-06T00:00:00-06:00** AMENDMENT NO. 01-FINANC. INST. S
- **1997-03-06T00:00:00-06:00** ADOPTED `passage`
- **1997-03-06T00:00:00-06:00** DO PASS AS AMENDED 008-000-000 SFIC
- **1997-03-06T00:00:00-06:00** PLACED ON CALENDAR ORDER OF 2ND READING 97-03-11
- **1997-03-17T00:00:00-06:00** SECOND READING `reading-2`
- **1997-03-17T00:00:00-06:00** PLACED ON CALENDAR ORDER OF 3RD READING 97-03-18
- **1997-03-18T00:00:00-06:00** THIRD READING - PASSED 054-000-001 `reading-3`
- **1997-03-18T00:00:00-06:00** ARRIVE IN HOUSE
- **1997-03-18T00:00:00-06:00** PLACED CALENDAR ORDER OF FIRST READING
- **1997-03-20T00:00:00-06:00** HOUSE SPONSOR BUGIELSKI
- **1997-03-20T00:00:00-06:00** FIRST READING `reading-1`
- **1997-03-20T00:00:00-06:00** REFERRED TO HOUSE RULES COMMITTEE RULES `referral-committee`
- **1997-03-21T00:00:00-06:00** ASSIGNED TO COMMITTEE FIN INSTIT `referral-committee`
- **1997-04-22T00:00:00-05:00** ADDED AS A JOINT SPONSOR MCKEON
- **1997-05-06T00:00:00-05:00** JOINT-ALTERNATE-SPONSOR CHANGED TO CAPPARELLI
- **1997-05-06T00:00:00-05:00** ADDED AS A JOINT SPONSOR SAVIANO
- **1997-05-06T00:00:00-05:00** ADDED AS A JOINT SPONSOR MCAULIFFE
- **1997-05-07T00:00:00-05:00** AMENDMENT NO. 01-FIN INSTIT H
- **1997-05-07T00:00:00-05:00** ADOPTED `passage`
- **1997-05-07T00:00:00-05:00** AMENDMENT NO. 02-FIN INSTIT H
- **1997-05-07T00:00:00-05:00** ADOPTED `passage`
- **1997-05-07T00:00:00-05:00** DO PASS AMENDED/SHORT DEBATE 027-000-000 HFIN
- **1997-05-07T00:00:00-05:00** PLACED CALENDAR 2ND READING-SHORT DEBATE
- **1997-05-07T00:00:00-05:00** FISCAL NOTE REQUESTED DEUCHLER
- **1997-05-07T00:00:00-05:00** HOUSING AFORDABLTY IMPCT NOTE REQUESTED DEUCHLER
- **1997-05-07T00:00:00-05:00** CALENDAR ORDER 2ND READING-SHORT DEBATE
- **1997-05-12T00:00:00-05:00** FISCAL NOTE FILED AS AMENDED
- **1997-05-12T00:00:00-05:00** CALENDAR ORDER 2ND READING-SHORT DEBATE
- **1997-05-13T00:00:00-05:00** HOUSING AFORDABLTY IMPCT NOTE REQUESTED WITHDRAWN/DEUCHLER
- **1997-05-13T00:00:00-05:00** AMENDMENT NO. 03-BUGIELSKI
- **1997-05-13T00:00:00-05:00** AMENDMENT REFERRED TO HRUL
- **1997-05-13T00:00:00-05:00** SECOND READING-SHORT DEBATE `reading-2`
- **1997-05-13T00:00:00-05:00** HELD ON CAL ORDER 2ND RDG - SHORT DEBATE
- **1997-05-14T00:00:00-05:00** HOUSING AFORDABILITY IMPCT NOTE FILED AS AMENDED
- **1997-05-14T00:00:00-05:00** AMENDMENT NO. 03-BUGIELSKI
- **1997-05-14T00:00:00-05:00** RULES REFERS TO HFIN
- **1997-05-14T00:00:00-05:00** HELD ON CAL ORDER 2ND RDG - SHORT DEBATE
- **1997-05-15T00:00:00-05:00** AMENDMENT NO. 03-BUGIELSKI
- **1997-05-15T00:00:00-05:00** BE ADOPTED HFIN
- **1997-05-15T00:00:00-05:00** AMENDMENT NO. 03-BUGIELSKI
- **1997-05-15T00:00:00-05:00** ADOPTED `passage`
- **1997-05-15T00:00:00-05:00** FISCAL NOTE REQUESTED AS AMEND.-03/BLACK
- **1997-05-15T00:00:00-05:00** MOTION TO TABLE AMENDMENT - PREVAILED 03
- **1997-05-15T00:00:00-05:00** PLCD CAL ORDER 3RD READING-SHORT DEBATE
- **1997-05-16T00:00:00-05:00** THIRD READING/SHORT DEBATE/PASSED 118-000-000 `reading-3`
- **1997-05-16T00:00:00-05:00** SECRETARYS DESK - CONCURRENCE 01,02
- **1997-05-19T00:00:00-05:00** FILED WITH SECRETARY `introduction`
- **1997-05-19T00:00:00-05:00** MOTION TO CONCUR - HOUSE AMENDMENT NO 01,02/SEVERNS
- **1997-05-19T00:00:00-05:00** MOTION REFERRED TO SRUL
- **1997-05-20T00:00:00-05:00** MOTION TO CONCUR - HOUSE AMENDMENT NO 01,02/SEVERNS
- **1997-05-20T00:00:00-05:00** RULES REFERS TO SFIC
- **1997-05-21T00:00:00-05:00** MOTION TO CONCUR - HOUSE AMENDMENT NO 01,02/SEVERNS
- **1997-05-21T00:00:00-05:00** BE ADOPTED SFIC/007-000-000
- **1997-05-21T00:00:00-05:00** MOTION TO CONCUR - HOUSE AMENDMENT NO 01,02/SEVERNS
- **1997-05-21T00:00:00-05:00** SEN CONCURS IN HSE AMENDMENTS (NO.) 01,02/057-000-001
- **1997-05-21T00:00:00-05:00** PASSED BOTH HOUSES
- **1997-06-19T00:00:00-05:00** SENT TO THE GOVERNOR `executive-receipt`
- **1997-08-16T00:00:00-05:00** GOVERNOR APPROVED `executive-signature`
- **1997-08-16T00:00:00-05:00** EFFECTIVE DATE 98-07-01
- **1997-08-16T00:00:00-05:00** PUBLIC ACT.............................. 90-0455

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c2993a1f-6748-47e5-9e87-1812d4ab5640`. Confidence: reported (aggregated from official Illinois legislature records).