---
type: "Bill"
title: "MORTG LENDER-EDUCATION"
description: "MORTG LENDER-EDUCATION"
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "91st"
identifier: "SB 445"
citation: "Illinois SB 445 (91st)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 1
action_count: 54
vote_count: 0
first_action: "1999-02-18T00:00:00-06:00"
last_action: "1999-08-14T00:00:00-05:00"
source: "openstates"
source_identifier: "ocd-bill/591c18bc-d012-4ad4-98fa-413e3e811874"
source_url: "http://www.ilga.gov/legislation/legisnet91/91gatoc.html"
source_hash: "8d4319dffc29b965ead0b18b2eb4aa5c17ed8abbc028920cb2e09d9d5a263314"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois SB 445 (91st) — MORTG LENDER-EDUCATION

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **SB0445** (committee substitute) — [source](http://www.ilga.gov/legislation/legisnet91/sbgroups/sb/910SB0445LV.html)

## Sponsors

- BASSI — cosponsor (person)
- BUGIELSKI — cosponsor (person)
- MCAULIFFE — cosponsor (person)
- SAVIANO — cosponsor (person)
- WALSH,T — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **1999-02-18T00:00:00-06:00** FIRST READING `reading-1`
- **1999-02-18T00:00:00-06:00** REFERRED TO SENATE RULES COMMITTEE RULES `referral-committee`
- **1999-02-24T00:00:00-06:00** ASSIGNED TO COMMITTEE LICENSED ACT. `referral-committee`
- **1999-03-04T00:00:00-06:00** POSTPONED
- **1999-03-11T00:00:00-06:00** POSTPONED
- **1999-03-18T00:00:00-06:00** AMENDMENT NO. 01-LICENSED ACT. S
- **1999-03-18T00:00:00-06:00** ADOPTED `passage`
- **1999-03-18T00:00:00-06:00** DO PASS AS AMENDED 008-000-000 SLIC
- **1999-03-18T00:00:00-06:00** PLACED ON CALENDAR ORDER OF 2ND READING 99-03-19
- **1999-03-23T00:00:00-06:00** FILED WITH SECRETARY `introduction`
- **1999-03-23T00:00:00-06:00** AMENDMENT NO. 02-WALSH,T
- **1999-03-23T00:00:00-06:00** AMENDMENT REFERRED TO SRUL
- **1999-03-23T00:00:00-06:00** AMENDMENT NO. 02-WALSH,T
- **1999-03-23T00:00:00-06:00** RULES REFERS TO SLIC
- **1999-03-24T00:00:00-06:00** AMENDMENT NO. 02-WALSH,T
- **1999-03-24T00:00:00-06:00** BE ADOPTED SLIC/007-000-000
- **1999-03-24T00:00:00-06:00** SECOND READING `reading-2`
- **1999-03-24T00:00:00-06:00** AMENDMENT NO. 02-WALSH,T
- **1999-03-24T00:00:00-06:00** ADOPTED `passage`
- **1999-03-24T00:00:00-06:00** PLACED ON CALENDAR ORDER OF 3RD READING 99-03-25
- **1999-03-25T00:00:00-06:00** THIRD READING - PASSED 058-000-000 `reading-3`
- **1999-03-25T00:00:00-06:00** ARRIVE IN HOUSE
- **1999-03-25T00:00:00-06:00** HOUSE SPONSOR SAVIANO
- **1999-03-25T00:00:00-06:00** FIRST READING `reading-1`
- **1999-03-25T00:00:00-06:00** REFERRED TO HOUSE RULES COMMITTEE RULES `referral-committee`
- **1999-04-14T00:00:00-05:00** ASSIGNED TO COMMITTEE REG & REG `referral-committee`
- **1999-04-14T00:00:00-05:00** ADDED AS A JOINT SPONSOR BUGIELSKI
- **1999-04-14T00:00:00-05:00** ADDED AS A JOINT SPONSOR BASSI
- **1999-04-14T00:00:00-05:00** ADDED AS A JOINT SPONSOR MCAULIFFE
- **1999-04-22T00:00:00-05:00** AMENDMENT NO. 01-REGIS REGULAT H
- **1999-04-22T00:00:00-05:00** ADOPTED `passage`
- **1999-04-22T00:00:00-05:00** DO PASS AMENDED/SHORT DEBATE 015-000-000 HREG
- **1999-04-22T00:00:00-05:00** PLACED CALENDAR 2ND READING-SHORT DEBATE
- **1999-04-28T00:00:00-05:00** SECOND READING-SHORT DEBATE `reading-2`
- **1999-04-28T00:00:00-05:00** PLCD CAL ORDER 3RD READING-SHORT DEBATE
- **1999-04-29T00:00:00-05:00** THIRD READING/SHORT DEBATE/PASSED 115-000-000 `reading-3`
- **1999-05-04T00:00:00-05:00** SECRETARYS DESK - CONCURRENCE 01
- **1999-05-17T00:00:00-05:00** FILED WITH SECRETARY `introduction`
- **1999-05-17T00:00:00-05:00** MOTION TO CONCUR - HOUSE AMENDMENT NO 01/BURZYNSKI
- **1999-05-17T00:00:00-05:00** MOTION REFERRED TO SRUL
- **1999-05-17T00:00:00-05:00** FILED WITH SECRETARY `introduction`
- **1999-05-17T00:00:00-05:00** MOTION TO CONCUR - HOUSE AMENDMENT NO 01/WALSH,T
- **1999-05-17T00:00:00-05:00** MOTION REFERRED TO SRUL
- **1999-05-18T00:00:00-05:00** MOTION TO CONCUR - HOUSE AMENDMENT NO 01/WALSH,T
- **1999-05-18T00:00:00-05:00** RULES REFERS TO SLIC
- **1999-05-19T00:00:00-05:00** MOTION TO CONCUR - HOUSE AMENDMENT NO 01/WALSH,T
- **1999-05-19T00:00:00-05:00** BE ADOPTED SLIC/006-000-000
- **1999-05-19T00:00:00-05:00** MOTION TO CONCUR - HOUSE AMENDMENT NO 01/WALSH,T
- **1999-05-19T00:00:00-05:00** SEN CONCURS IN HSE AMENDMENTS (NO.) 01/058-000-000
- **1999-05-19T00:00:00-05:00** PASSED BOTH HOUSES
- **1999-06-17T00:00:00-05:00** SENT TO THE GOVERNOR `executive-receipt`
- **1999-08-14T00:00:00-05:00** GOVERNOR APPROVED `executive-signature`
- **1999-08-14T00:00:00-05:00** EFFECTIVE DATE 99-08-14
- **1999-08-14T00:00:00-05:00** PUBLIC ACT.............................. 91-0586

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/591c18bc-d012-4ad4-98fa-413e3e811874`. Confidence: reported (aggregated from official Illinois legislature records).