---
type: "Bill"
title: "CONS FRAUD ACT-SEC FREEZE"
description: "Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a consumer who has been the victim of identity theft may place a security freeze on his or her credit report by making a request in writing by certified mail to a consumer credit reporting agency with a valid copy of a police report, investigative report, or complaint that the consumer has filed with a law enforcement agency about unlawful use of his or her personal information by another person. Requires a credit reporting agency to place a security freeze on a consumer's credit report no later than 5 business days after receiving a written request from the consumer. Provides that if the consumer wishes to allow his or her credit report to be accessed for a specific party, parties, or period of time while a freeze is in place, he or she shall contact the consumer credit reporting agency, request that the freeze be temporarily lifted, and provide certain information. Provides that if a security freeze is in place, a credit reporting agency shall not change any of the following official information in a credit report without sending a written confirmation of the change to the consumer within 30 days of the change being posted to the consumer's file: (i) name; (ii) date of birth; (iii) Social Security number; and (iv) address. Provides that certain entities are not required to place a security freeze in a credit report provided certain conditions are met. Defines \"proper identification\"."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "94th"
identifier: "SB 1892"
citation: "Illinois SB 1892 (94th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 86
vote_count: 3
first_action: "2005-02-25"
last_action: "2006-07-12"
source: "openstates"
source_identifier: "ocd-bill/8c2a032c-fcf2-4a40-b6b5-7cb0ef875332"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=1892&GAID=8&DocTypeID=SB&LegId=20306&SessionID=50&GA=94"
source_hash: "9a0dc6e72630f05221ecb17a774c56c67979d2c995c8ff66530c42b66f283ead"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois SB 1892 (94th) — CONS FRAUD ACT-SEC FREEZE

Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a consumer who has been the victim of identity theft may place a security freeze on his or her credit report by making a request in writing by certified mail to a consumer credit reporting agency with a valid copy of a police report, investigative report, or complaint that the consumer has filed with a law enforcement agency about unlawful use of his or her personal information by another person. Requires a credit reporting agency to place a security freeze on a consumer's credit report no later than 5 business days after receiving a written request from the consumer. Provides that if the consumer wishes to allow his or her credit report to be accessed for a specific party, parties, or period of time while a freeze is in place, he or she shall contact the consumer credit reporting agency, request that the freeze be temporarily lifted, and provide certain information. Provides that if a security freeze is in place, a credit reporting agency shall not change any of the following official information in a credit report without sending a written confirmation of the change to the consumer within 30 days of the change being posted to the consumer's file: (i) name; (ii) date of birth; (iii) Social Security number; and (iv) address. Provides that certain entities are not required to place a security freeze in a credit report provided certain conditions are met. Defines "proper identification".

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400SB1892&GA=94&SessionId=50&DocTypeId=SB&LegID=20306&DocNum=1892&GAID=8&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400SB1892eng&GA=94&SessionId=50&DocTypeId=SB&LegID=20306&DocNum=1892&GAID=8&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400SB1892enr&GA=94&SessionId=50&DocTypeId=SB&LegID=20306&DocNum=1892&GAID=8&Session=&print=true)

## Votes

- Third Reading — **100–9** (pass) · lower
- Concurrence, Amendment 2 — **57–1** (pass) · upper
- Third Reading — **59–0** (pass) · upper

## Sponsors

- Annazette Collins — cosponsor (person)
- Cynthia Soto — cosponsor (person)
- Dave Winters — cosponsor (person)
- Edward J. Acevedo — cosponsor (person)
- Gary Hannig — cosponsor (person)
- Ira I. Silverstein — primary (person)
- John D'Amico — cosponsor (person)
- Kathleen A. Ryg — cosponsor (person)
- Linda Chapa LaVia — cosponsor (person)
- Michael K. Smith — cosponsor (person)
- Milton Patterson — cosponsor (person)
- Patricia Reid Lindner — cosponsor (person)
- Robin Kelly — cosponsor (person)
- Ronald A. Wait — cosponsor (person)
- William Delgado — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2005-02-25** Filed with Secretary by Sen. Ira I. Silverstein `filing`
- **2005-02-25** First Reading `reading-1`
- **2005-02-25** Referred to Rules `referral-committee`
- **2005-03-02** Assigned to Executive `referral-committee`
- **2005-03-10** Do Pass Executive; 011-000-000 `committee-passage`
- **2005-03-10** Placed on Calendar Order of 2nd Reading March 15, 2005
- **2005-03-10** Added as Chief Co-Sponsor Sen. Peter J. Roskam
- **2005-03-15** Added as Chief Co-Sponsor Sen. Carole Pankau
- **2005-03-17** Second Reading `reading-2`
- **2005-03-17** Placed on Calendar Order of 3rd Reading April 6, 2005
- **2005-04-13** Added as Chief Co-Sponsor Sen. Jacqueline Y. Collins
- **2005-04-13** Third Reading - Passed; 059-000-000 `reading-3, passage`
- **2005-04-13** Arrived in House `introduction`
- **2005-04-13** Placed on Calendar Order of First Reading `reading-1`
- **2005-04-13** Chief House Sponsor Rep. Sidney H. Mathias
- **2005-04-13** First Reading `reading-1`
- **2005-04-13** Referred to Rules Committee `referral-committee`
- **2005-04-14** Alternate Chief Sponsor Changed to Rep. Marlow H. Colvin
- **2005-04-14** Added Alternate Chief Co-Sponsor Rep. Sidney H. Mathias
- **2005-04-20** Assigned to Consumer Protection Committee `referral-committee`
- **2005-04-26** Do Pass / Short Debate Consumer Protection Committee; 011-000-000 `committee-passage`
- **2005-04-27** Placed on Calendar 2nd Reading - Short Debate
- **2005-04-27** Added Alternate Co-Sponsor Rep. Careen M Gordon
- **2005-04-27** Added Alternate Co-Sponsor Rep. Patricia Reid Lindner
- **2005-04-28** Added Alternate Chief Co-Sponsor Rep. Brandon W. Phelps
- **2005-04-28** Added Alternate Chief Co-Sponsor Rep. Robert F. Flider
- **2005-04-28** Second Reading - Short Debate `reading-2`
- **2005-04-28** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2005-04-28** Added Alternate Co-Sponsor Rep. Naomi D. Jakobsson
- **2005-04-28** Added Alternate Co-Sponsor Rep. Milton Patterson
- **2005-04-28** Added Alternate Co-Sponsor Rep. Robin Kelly
- **2005-05-03** Added Alternate Co-Sponsor Rep. Lisa M. Dugan
- **2005-05-05** Added Alternate Co-Sponsor Rep. Linda Chapa LaVia
- **2005-05-05** Added Alternate Co-Sponsor Rep. Edward J. Acevedo
- **2005-05-05** Added Alternate Co-Sponsor Rep. Daniel V. Beiser
- **2005-05-05** Added Alternate Co-Sponsor Rep. John E. Bradley
- **2005-05-05** House Floor Amendment No. 1 Filed with Clerk by Rep. Marlow H. Colvin `amendment-introduction`
- **2005-05-05** House Floor Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2005-05-11** Added Alternate Co-Sponsor Rep. William Delgado
- **2005-05-11** Added Alternate Co-Sponsor Rep. Cynthia Soto
- **2005-05-16** House Floor Amendment No. 1 Recommends Be Adopted Rules Committee; 003-001-000 `committee-passage-favorable`
- **2005-05-18** Added Alternate Co-Sponsor Rep. Michael K. Smith
- **2005-05-18** Added Alternate Co-Sponsor Rep. John D'Amico
- **2005-05-19** Second Reading - Short Debate `reading-2`
- **2005-05-19** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2005-05-20** Final Action Deadline Extended-9(b) May 31, 2005
- **2005-05-30** Added Alternate Co-Sponsor Rep. Annazette Collins
- **2005-05-30** Added Alternate Co-Sponsor Rep. Kathleen A. Ryg
- **2005-05-30** Added Alternate Co-Sponsor Rep. Gary Hannig
- **2005-05-31** Rule 19(a) / Re-referred to Rules Committee `referral-committee`
- **2006-05-03** Final Action Deadline Extended-9(b) May 5, 2006
- **2006-05-03** Approved for Consideration Rules Committee; 004-000-000
- **2006-05-03** Placed on Calendar 2nd Reading - Short Debate
- **2006-05-03** House Floor Amendment No. 2 Filed with Clerk by Rep. Charles E. Jefferson `amendment-introduction`
- **2006-05-03** House Floor Amendment No. 2 Referred to Rules Committee `referral-committee`
- **2006-05-03** House Floor Amendment No. 2 Rules Refers to Revenue Committee
- **2006-05-03** House Floor Amendment No. 2 Recommends Be Adopted Revenue Committee; 012-000-000 `committee-passage-favorable`
- **2006-05-03** Added as Co-Sponsor Sen. Dave Syverson
- **2006-05-04** Alternate Chief Sponsor Changed to Rep. Charles E. Jefferson
- **2006-05-04** House Floor Amendment No. 1 Withdrawn by Rep. Marlow H. Colvin
- **2006-05-04** House Floor Amendment No. 2 Adopted by Voice Vote `amendment-passage`
- **2006-05-04** Placed on Calendar Order of 3rd Reading - Short Debate
- **2006-05-04** Added Alternate Co-Sponsor Rep. Dave Winters
- **2006-05-04** Added Alternate Co-Sponsor Rep. Ronald A. Wait
- **2006-05-04** Third Reading - Short Debate - Passed 100-009-000 `reading-3, passage`
- **2006-05-04** Secretary's Desk - Concurrence House Amendment(s) 02
- **2006-05-04** Placed on Calendar Order of Concurrence House Amendment(s) 02
- **2006-05-04** House Floor Amendment No. 2 Motion to Concur Filed with Secretary Sen. Ira I. Silverstein `filing`
- **2006-05-04** House Floor Amendment No. 2 Motion to Concur Referred to Rules `referral-committee`
- **2006-05-04** House Floor Amendment No. 2 Motion to Concur Be Approved for Consideration Rules
- **2006-05-04** State Debt Impact Note Filed as amended with House Amendment No. 2 from the Commission on Government Forecasting and Accountability.
- **2006-05-04** Pension Note Filed as amended with House Amendment No. 2 from the Commission on Government Forecasting and Accountability.
- **2006-05-04** Correctional Note Filed as amended with House Amendment No. 2 from the Illinois Department of Corrections.
- **2006-05-04** House Floor Amendment No. 2 Senate Concurs 057-001-000
- **2006-05-04** Passed Both Houses
- **2006-05-10** Alternate Chief Co-Sponsor Removed Rep. Robert F. Flider
- **2006-05-10** Alternate Co-Sponsor Removed Rep. John E. Bradley
- **2006-05-11** Alternate Co-Sponsor Removed Rep. Careen M Gordon
- **2006-05-11** Alternate Co-Sponsor Removed Rep. Naomi D. Jakobsson
- **2006-05-11** Alternate Co-Sponsor Removed Rep. Lisa M. Dugan
- **2006-05-11** Alternate Co-Sponsor Removed Rep. Daniel V. Beiser
- **2006-06-02** Judicial Note Filed as amended by House Amendment No. 2, from the Administrative Office of the Illinois Courts.
- **2006-06-02** Sent to the Governor `executive-receipt`
- **2006-07-12** Governor Approved `executive-signature`
- **2006-07-12** Effective Date July 12, 2006
- **2006-07-12** Public Act . . . . . . . . . 94-1022 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8c2a032c-fcf2-4a40-b6b5-7cb0ef875332`. Confidence: reported (aggregated from official Illinois legislature records).