---
type: "Bill"
title: "EMPLOYEE CREDIT PRIVACY"
description: "Creates the Employee Credit Privacy Act. Prohibits employers from inquiring about or using an employee's or prospective employee's credit history as a basis for employment, recruitment, discharge, or compensation with some exceptions. Prohibits an employer from retaliating or discriminating against a person who files a complaint under the Act, participates in an investigation, proceeding, or action concerning a violation of the Act, or opposes a violation of the Act. Contains provisions concerning waiver and remedies."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "96th"
identifier: "HB 4658"
citation: "Illinois HB 4658 (96th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 84
vote_count: 3
first_action: "2009-10-16"
last_action: "2010-08-10"
source: "openstates"
source_identifier: "ocd-bill/516550ce-4bcb-412f-838b-58fb24aa0e52"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=4658&GAID=10&DocTypeID=HB&LegId=48740&SessionID=76&GA=96"
source_hash: "8e0a2eed25d8fe496918787d5813b18d7ca09130527b2285acd9c31d1829e5b5"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 4658 (96th) — EMPLOYEE CREDIT PRIVACY

Creates the Employee Credit Privacy Act. Prohibits employers from inquiring about or using an employee's or prospective employee's credit history as a basis for employment, recruitment, discharge, or compensation with some exceptions. Prohibits an employer from retaliating or discriminating against a person who files a complaint under the Act, participates in an investigation, proceeding, or action concerning a violation of the Act, or opposes a violation of the Act. Contains provisions concerning waiver and remedies.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09600HB4658&GA=96&SessionId=76&DocTypeId=HB&LegID=48740&DocNum=4658&GAID=10&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09600HB4658eng&GA=96&SessionId=76&DocTypeId=HB&LegID=48740&DocNum=4658&GAID=10&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09600HB4658enr&GA=96&SessionId=76&DocTypeId=HB&LegID=48740&DocNum=4658&GAID=10&Session=&print=true)

## Votes

- Third Reading — **41–12** (pass) · upper
- Concurrence — **101–10** (pass) · lower
- Third Reading — **89–24** (pass) · lower

## Sponsors

- Donne E. Trotter — cosponsor (person)
- Jack D. Franks — primary (person)
- Jeffrey M. Schoenberg — cosponsor (person)
- Michael Noland — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2009-10-16** Filed with the Clerk by Rep. Jack D. Franks `filing`
- **2009-10-21** First Reading `reading-1`
- **2009-10-21** Referred to Rules Committee `referral-committee`
- **2010-01-27** Assigned to Judiciary I - Civil Law Committee `referral-committee`
- **2010-03-02** Added Co-Sponsor Rep. Fred Crespo
- **2010-03-02** Added Co-Sponsor Rep. Linda Chapa LaVia
- **2010-03-02** Added Co-Sponsor Rep. Keith Farnham
- **2010-03-02** Added Co-Sponsor Rep. Cynthia Soto
- **2010-03-03** House Committee Amendment No. 1 Filed with Clerk by Judiciary I - Civil Law Committee `amendment-introduction`
- **2010-03-03** House Committee Amendment No. 1 Adopted in Judiciary I - Civil Law Committee; by Voice Vote `amendment-passage`
- **2010-03-03** Do Pass as Amended / Short Debate Judiciary I - Civil Law Committee; 014-000-000 `committee-passage`
- **2010-03-03** Placed on Calendar 2nd Reading - Short Debate
- **2010-03-04** Added Co-Sponsor Rep. Luis Arroyo
- **2010-03-04** Added Co-Sponsor Rep. Chapin Rose
- **2010-03-04** Added Co-Sponsor Rep. Michael J. Zalewski
- **2010-03-09** Added Chief Co-Sponsor Rep. Keith Farnham
- **2010-03-09** Removed Co-Sponsor Rep. Keith Farnham
- **2010-03-09** Added Chief Co-Sponsor Rep. Fred Crespo
- **2010-03-09** Removed Co-Sponsor Rep. Fred Crespo
- **2010-03-09** Added Co-Sponsor Rep. Mark L. Walker
- **2010-03-11** House Floor Amendment No. 2 Filed with Clerk by Rep. Jack D. Franks `amendment-introduction`
- **2010-03-11** House Floor Amendment No. 2 Referred to Rules Committee `referral-committee`
- **2010-03-15** House Floor Amendment No. 2 Rules Refers to Rules Committee
- **2010-03-15** House Floor Amendment No. 2 Rules Refers to Judiciary I - Civil Law Committee
- **2010-03-17** Added Co-Sponsor Rep. Michael K. Smith
- **2010-03-17** Added Co-Sponsor Rep. Jehan A. Gordon
- **2010-03-18** Added Co-Sponsor Rep. Emily McAsey
- **2010-03-23** House Floor Amendment No. 2 Recommends Be Adopted Judiciary I - Civil Law Committee; 014-001-000 `committee-passage-favorable`
- **2010-03-23** Added Chief Co-Sponsor Rep. Chapin Rose
- **2010-03-23** Removed Co-Sponsor Rep. Chapin Rose
- **2010-03-23** Second Reading - Short Debate `reading-2`
- **2010-03-23** House Floor Amendment No. 2 Adopted by Voice Vote `amendment-passage`
- **2010-03-23** Placed on Calendar Order of 3rd Reading - Short Debate
- **2010-03-25** Added Co-Sponsor Rep. Rosemary Mulligan
- **2010-03-25** Added Co-Sponsor Rep. Greg Harris
- **2010-03-25** Added Co-Sponsor Rep. Carol A. Sente
- **2010-03-25** Added Co-Sponsor Rep. Naomi D. Jakobsson
- **2010-03-25** Added Co-Sponsor Rep. Karen May
- **2010-03-25** Third Reading - Short Debate - Passed 089-024-000 `reading-3, passage`
- **2010-04-06** Arrive in Senate `introduction`
- **2010-04-06** Placed on Calendar Order of First Reading `reading-1`
- **2010-04-06** Chief Senate Sponsor Sen. Don Harmon
- **2010-04-06** First Reading `reading-1`
- **2010-04-06** Referred to Assignments `referral-committee`
- **2010-04-06** Assigned to Labor `referral-committee`
- **2010-04-15** Added as Alternate Chief Co-Sponsor Sen. Emil Jones, III
- **2010-04-20** Held in Labor
- **2010-04-20** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Don Harmon `amendment-introduction`
- **2010-04-20** Senate Committee Amendment No. 1 Referred to Assignments `referral-committee`
- **2010-04-21** Senate Committee Amendment No. 1 Assignments Refers to Labor
- **2010-04-22** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2010-04-22** Do Pass as Amended Labor; 009-000-000 `committee-passage`
- **2010-04-22** Placed on Calendar Order of 2nd Reading April 23, 2010
- **2010-04-23** Second Reading `reading-2`
- **2010-04-23** Placed on Calendar Order of 3rd Reading April 27, 2010
- **2010-04-23** Added as Alternate Chief Co-Sponsor Sen. M. Maggie Crotty
- **2010-04-23** Added as Alternate Chief Co-Sponsor Sen. Pamela J. Althoff
- **2010-04-28** Senate Floor Amendment No. 2 Filed with Secretary by Sen. Don Harmon `amendment-introduction`
- **2010-04-28** Senate Floor Amendment No. 2 Referred to Assignments `referral-committee`
- **2010-04-28** Senate Floor Amendment No. 2 Assignments Refers to Labor
- **2010-04-29** Senate Floor Amendment No. 2 Recommend Do Adopt Labor; 008-000-000
- **2010-04-29** Added as Alternate Chief Co-Sponsor Sen. Jacqueline Y. Collins
- **2010-05-04** Added as Alternate Co-Sponsor Sen. Jeffrey M. Schoenberg
- **2010-05-04** Added as Alternate Co-Sponsor Sen. Michael Noland
- **2010-05-04** Added as Alternate Co-Sponsor Sen. Donne E. Trotter
- **2010-05-04** Recalled to Second Reading `reading-2`
- **2010-05-04** Senate Floor Amendment No. 2 Adopted; Harmon `amendment-passage`
- **2010-05-04** Placed on Calendar Order of 3rd Reading
- **2010-05-04** Third Reading - Passed; 041-012-000 `reading-3, passage`
- **2010-05-04** Arrived in House `introduction`
- **2010-05-04** Placed on Calendar Order of Concurrence Senate Amendment(s) 1, 2
- **2010-05-04** Senate Committee Amendment No. 1 Motion Filed Concur Rep. Jack D. Franks
- **2010-05-04** Senate Floor Amendment No. 2 Motion Filed Concur Rep. Jack D. Franks
- **2010-05-04** Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee `referral-committee`
- **2010-05-04** Senate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee `referral-committee`
- **2010-05-06** Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Rules Committee; 004-000-000
- **2010-05-06** Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee; 004-000-000
- **2010-05-26** Senate Committee Amendment No. 1 House Concurs 101-010-000
- **2010-05-26** Senate Floor Amendment No. 2 House Concurs 101-010-000
- **2010-05-26** Passed Both Houses
- **2010-06-24** Sent to the Governor `executive-receipt`
- **2010-08-10** Governor Approved `executive-signature`
- **2010-08-10** Effective Date January 1, 2011
- **2010-08-10** Public Act . . . . . . . . . 96-1426 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/516550ce-4bcb-412f-838b-58fb24aa0e52`. Confidence: reported (aggregated from official Illinois legislature records).