---
type: "Bill"
title: "PAYDAY LOAN - SERVICEMEMBERS"
description: "Amends the Payday Loan Reform Act. Provides that notwithstanding any other provision of law, a violation of any provision of Section 670 of the John Warner National Defense Authorization Act for Fiscal Year 2007, Public Law 109-364, or any regulation adopted pursuant thereto shall be deemed to be a violation of the Payday Loan Reform Act. Strikes language regarding limiting collection efforts of payday loan lenders against consumers who are members of the military."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "97th"
identifier: "HB 3257"
citation: "Illinois HB 3257 (97th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 34
vote_count: 2
first_action: "2011-02-24"
last_action: "2011-08-16"
source: "openstates"
source_identifier: "ocd-bill/b941a6fd-7050-4422-ad81-62f07e2da279"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=3257&GAID=11&DocTypeID=HB&LegId=60623&SessionID=84&GA=97"
source_hash: "a11a249de25581990f0a9bea67ac402b44a8f27d9d1b72a6a9621370c129355b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 3257 (97th) — PAYDAY LOAN - SERVICEMEMBERS

Amends the Payday Loan Reform Act. Provides that notwithstanding any other provision of law, a violation of any provision of Section 670 of the John Warner National Defense Authorization Act for Fiscal Year 2007, Public Law 109-364, or any regulation adopted pursuant thereto shall be deemed to be a violation of the Payday Loan Reform Act. Strikes language regarding limiting collection efforts of payday loan lenders against consumers who are members of the military.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700HB3257&GA=97&SessionId=84&DocTypeId=HB&LegID=60623&DocNum=3257&GAID=11&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700HB3257eng&GA=97&SessionId=84&DocTypeId=HB&LegID=60623&DocNum=3257&GAID=11&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700HB3257enr&GA=97&SessionId=84&DocTypeId=HB&LegID=60623&DocNum=3257&GAID=11&Session=&print=true)

## Votes

- Third Reading — **109–0** (pass) · lower
- Third Reading — **49–0** (pass) · upper

## Sponsors

- Robert W. Pritchard — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2011-02-24** Filed with the Clerk by Rep. Robert W. Pritchard `filing`
- **2011-02-24** First Reading `reading-1`
- **2011-02-24** Referred to Rules Committee `referral-committee`
- **2011-02-28** Assigned to Financial Institutions Committee `referral-committee`
- **2011-03-07** House Committee Amendment No. 1 Filed with Clerk by Rep. Robert W. Pritchard `amendment-introduction`
- **2011-03-07** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2011-03-08** House Committee Amendment No. 1 Rules Refers to Financial Institutions Committee
- **2011-03-08** Added Chief Co-Sponsor Rep. Linda Chapa LaVia
- **2011-03-08** Added Chief Co-Sponsor Rep. Patrick J. Verschoore
- **2011-03-08** House Committee Amendment No. 1 Adopted in Financial Institutions Committee; by Voice Vote `amendment-passage`
- **2011-03-08** Do Pass as Amended / Short Debate Financial Institutions Committee; 019-000-000 `committee-passage`
- **2011-03-09** Placed on Calendar 2nd Reading - Short Debate
- **2011-03-09** Added Chief Co-Sponsor Rep. Thomas Holbrook
- **2011-03-17** Added Co-Sponsor Rep. Elaine Nekritz
- **2011-03-17** Second Reading - Short Debate `reading-2`
- **2011-03-17** Placed on Calendar Order of 3rd Reading - Short Debate
- **2011-04-06** Third Reading - Short Debate - Passed 109-000-001 `reading-3, passage`
- **2011-04-07** Arrive in Senate `introduction`
- **2011-04-07** Placed on Calendar Order of First Reading April 8, 2011 `reading-1`
- **2011-04-13** Chief Senate Sponsor Sen. Kimberly A. Lightford
- **2011-04-13** First Reading `reading-1`
- **2011-04-13** Referred to Assignments `referral-committee`
- **2011-04-27** Assigned to Financial Institutions `referral-committee`
- **2011-05-05** Postponed - Financial Institutions
- **2011-05-12** Do Pass Financial Institutions; 007-000-000 `committee-passage`
- **2011-05-12** Placed on Calendar Order of 2nd Reading May 13, 2011
- **2011-05-13** Second Reading `reading-2`
- **2011-05-13** Placed on Calendar Order of 3rd Reading May 16, 2011
- **2011-05-20** Third Reading - Passed; 049-000-000 `reading-3, passage`
- **2011-05-20** Passed Both Houses
- **2011-06-17** Sent to the Governor `executive-receipt`
- **2011-08-16** Governor Approved `executive-signature`
- **2011-08-16** Effective Date January 1, 2012
- **2011-08-16** Public Act . . . . . . . . . 97-0413 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b941a6fd-7050-4422-ad81-62f07e2da279`. Confidence: reported (aggregated from official Illinois legislature records).