---
type: "Bill"
title: "PAYDAY LOAN-INSTALLMENTS"
description: "Amends the Consumer Fraud and Deceptive Business Practices Act. Makes a technical change in a Section concerning the short title."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "97th"
identifier: "SB 1133"
citation: "Illinois SB 1133 (97th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 40
vote_count: 2
first_action: "2011-02-08"
last_action: "2011-08-16"
source: "openstates"
source_identifier: "ocd-bill/9c7b9d69-15c7-4d7d-a6d5-e6e7261ba5e3"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=1133&GAID=11&DocTypeID=SB&LegId=55950&SessionID=84&GA=97"
source_hash: "27bc133b75deb6932a7454fc50e4f8545443b736f9644073b4c1632867da042a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois SB 1133 (97th) — PAYDAY LOAN-INSTALLMENTS

Amends the Consumer Fraud and Deceptive Business Practices Act. Makes a technical change in a Section concerning the short title.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700SB1133&GA=97&SessionId=84&DocTypeId=SB&LegID=55950&DocNum=1133&GAID=11&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700SB1133eng&GA=97&SessionId=84&DocTypeId=SB&LegID=55950&DocNum=1133&GAID=11&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700SB1133enr&GA=97&SessionId=84&DocTypeId=SB&LegID=55950&DocNum=1133&GAID=11&Session=&print=true)

## Votes

- Third Reading — **54–0** (pass) · upper
- Third Reading — **111–0** (pass) · lower

## Sponsors

- Camille Y. Lilly — cosponsor (person)
- Kimberly A. Lightford — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2011-02-08** Filed with Secretary by Sen. John J. Cullerton `filing`
- **2011-02-08** First Reading `reading-1`
- **2011-02-08** Referred to Assignments `referral-committee`
- **2011-03-09** Assigned to Executive `referral-committee`
- **2011-03-17** Do Pass Executive; 015-000-000 `committee-passage`
- **2011-03-17** Placed on Calendar Order of 2nd Reading March 17, 2011
- **2011-03-17** Second Reading `reading-2`
- **2011-03-17** Placed on Calendar Order of 3rd Reading March 29, 2011
- **2011-04-08** Chief Sponsor Changed to Sen. Kimberly A. Lightford
- **2011-04-11** Senate Floor Amendment No. 1 Filed with Secretary by Sen. Kimberly A. Lightford `amendment-introduction`
- **2011-04-11** Senate Floor Amendment No. 1 Referred to Assignments `referral-committee`
- **2011-04-12** Senate Floor Amendment No. 1 Assignments Refers to Financial Institutions
- **2011-04-12** Senate Floor Amendment No. 1 Recommend Do Adopt Financial Institutions; 009-000-000
- **2011-04-13** Added as Chief Co-Sponsor Sen. Jacqueline Y. Collins
- **2011-04-15** Rule 2-10 Third Reading Deadline Established As May 4, 2011 `reading-3`
- **2011-05-03** Recalled to Second Reading `reading-2`
- **2011-05-03** Senate Floor Amendment No. 1 Adopted; Lightford `amendment-passage`
- **2011-05-03** Placed on Calendar Order of 3rd Reading
- **2011-05-03** Third Reading - Passed; 054-000-000 `reading-3, passage`
- **2011-05-04** Arrived in House `introduction`
- **2011-05-04** Placed on Calendar Order of First Reading `reading-1`
- **2011-05-04** Chief House Sponsor Rep. Lou Lang
- **2011-05-04** First Reading `reading-1`
- **2011-05-04** Referred to Rules Committee `referral-committee`
- **2011-05-11** Assigned to Executive Committee `referral-committee`
- **2011-05-13** Committee Deadline Extended-Rule 9(b) May 20, 2011
- **2011-05-16** Re-assigned to Financial Institutions Committee `referral-committee`
- **2011-05-16** Motion Filed to Suspend Rule 25 Financial Institutions Committee; Rep. Barbara Flynn Currie
- **2011-05-16** Motion to Suspend Rule 25 - Prevailed by Voice Vote
- **2011-05-18** Do Pass / Short Debate Financial Institutions Committee; 019-000-000 `committee-passage`
- **2011-05-18** Placed on Calendar 2nd Reading - Short Debate
- **2011-05-19** Second Reading - Short Debate `reading-2`
- **2011-05-19** Placed on Calendar Order of 3rd Reading - Short Debate
- **2011-05-20** Third Reading - Short Debate - Passed 111-000-000 `reading-3, passage`
- **2011-05-20** Passed Both Houses
- **2011-05-20** Added Alternate Co-Sponsor Rep. Camille Y. Lilly
- **2011-06-17** Sent to the Governor `executive-receipt`
- **2011-08-16** Governor Approved `executive-signature`
- **2011-08-16** Effective Date January 1, 2012
- **2011-08-16** Public Act . . . . . . . . . 97-0421 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9c7b9d69-15c7-4d7d-a6d5-e6e7261ba5e3`. Confidence: reported (aggregated from official Illinois legislature records).