--- type: "Bill" title: "FORECLOSURE PREVENT COUNSELING" description: "Amends the Illinois Housing Development Act to authorize the Illinois Housing Authority to establish and administer a foreclosure prevention counseling program using moneys in the Foreclosure Prevention Counseling Fund, appropriated for that purpose, to make grants to HUD-certified housing counseling agencies to support pre-purchase and post-purchase home ownership education and foreclosure prevention counseling. Amends the State Finance Act to create the Foreclosure Prevention Counseling Fund. Provides that 75% of the moneys in this Fund shall be used for housing counseling outside Chicago and 25% of the moneys shall be used for such counseling in Chicago. Effective immediately." jurisdiction: "us/states/il" legislature: "Illinois General Assembly" session: "97th" identifier: "SB 16" citation: "Illinois SB 16 (97th)" classification: ["bill"] subjects: [] status: "enacted" primary_sponsors: [] version_count: 3 action_count: 208 vote_count: 6 first_action: "2011-01-27" last_action: "2013-02-08" source: "openstates" source_identifier: "ocd-bill/7948acc6-5a4e-4859-aecc-e933947c30de" source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=16&GAID=11&DocTypeID=SB&LegId=53973&SessionID=84&GA=97" source_hash: "de1dcbb7272af36287aa2cfef6739e29a66e121b3798c0a80b7a9db0f671025e" vintage: "2026-07-01" source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump" retrieved_at: "2026-07-06" confidence: "reported" tags: ["legislation", "bill", "us-il"] --- # Illinois SB 16 (97th) — FORECLOSURE PREVENT COUNSELING Amends the Illinois Housing Development Act to authorize the Illinois Housing Authority to establish and administer a foreclosure prevention counseling program using moneys in the Foreclosure Prevention Counseling Fund, appropriated for that purpose, to make grants to HUD-certified housing counseling agencies to support pre-purchase and post-purchase home ownership education and foreclosure prevention counseling. Amends the State Finance Act to create the Foreclosure Prevention Counseling Fund. Provides that 75% of the moneys in this Fund shall be used for housing counseling outside Chicago and 25% of the moneys shall be used for such counseling in Chicago. Effective immediately. ## Version chain The bill's text revisions, in order — the diff chain from filing to enrollment. 1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700SB0016&GA=97&SessionId=84&DocTypeId=SB&LegID=53973&DocNum=16&GAID=11&Session=&print=true) 2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700SB0016eng&GA=97&SessionId=84&DocTypeId=SB&LegID=53973&DocNum=16&GAID=11&Session=&print=true) 3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700SB0016enr&GA=97&SessionId=84&DocTypeId=SB&LegID=53973&DocNum=16&GAID=11&Session=&print=true) ## Votes - Concurrence, Amendment 6 — **47–0** (pass) · upper - Third Reading — **35–17** (pass) · upper - Concurrence, Amendment 8 — **47–0** (pass) · upper - Concurrence, Amendment 7 — **47–0** (pass) · upper - Third Reading — **87–17** (pass) · lower - Concurrence, Amendment 5 — **47–0** (pass) · upper ## Sponsors - Al Riley — cosponsor (person) - Camille Y. Lilly — cosponsor (person) - Cynthia Soto — cosponsor (person) - Daniel Biss — cosponsor (person) - Daniel J. Burke — cosponsor (person) - Deborah Mell — cosponsor (person) - Dena M. Carli — cosponsor (person) - Edward J. Acevedo — cosponsor (person) - Elgie R. Sims, Jr. — cosponsor (person) - Elizabeth Hernandez — cosponsor (person) - Jacqueline Y. Collins — primary (person) - Kelly M. Cassidy — cosponsor (person) - Kimberly du Buclet — cosponsor (person) - La Shawn K. Ford — cosponsor (person) - Maria Antonia Berrios — cosponsor (person) - Monique D. Davis — cosponsor (person) - Robert Rita — cosponsor (person) - Sara Feigenholtz — cosponsor (person) ## Timeline The legislative action history — every referral, reading, and vote. - **2011-01-27** Filed with Secretary by Sen. Jacqueline Y. Collins `filing` - **2011-01-27** First Reading `reading-1` - **2011-01-27** Referred to Assignments `referral-committee` - **2011-02-09** Assigned to Financial Institutions `referral-committee` - **2011-02-28** Added as Co-Sponsor Sen. Toi W. Hutchinson - **2011-03-01** Added as Co-Sponsor Sen. Emil Jones, III - **2011-03-02** Added as Chief Co-Sponsor Sen. Ira I. Silverstein - **2011-03-04** Added as Chief Co-Sponsor Sen. Martin A. Sandoval - **2011-03-10** Do Pass Financial Institutions; 010-000-000 `committee-passage` - **2011-03-10** Placed on Calendar Order of 2nd Reading March 14, 2011 - **2011-03-15** Added as Chief Co-Sponsor Sen. Kwame Raoul - **2011-03-15** Added as Chief Co-Sponsor Sen. Kimberly A. Lightford - **2011-03-29** Added as Co-Sponsor Sen. Mattie Hunter - **2011-03-29** Second Reading `reading-2` - **2011-03-29** Placed on Calendar Order of 3rd Reading March 30, 2011 - **2011-04-08** Third Reading - Passed; 035-017-000 `reading-3, passage` - **2011-04-08** Arrived in House `introduction` - **2011-04-08** Placed on Calendar Order of First Reading `reading-1` - **2011-04-08** Chief House Sponsor Rep. André M. Thapedi - **2011-04-08** First Reading `reading-1` - **2011-04-08** Referred to Rules Committee `referral-committee` - **2011-04-12** Assigned to Housing Committee `referral-committee` - **2011-04-12** Alternate Chief Sponsor Changed to Rep. Karen A. Yarbrough - **2011-04-28** Added Alternate Chief Co-Sponsor Rep. André M. Thapedi - **2011-05-12** Do Pass / Short Debate Housing Committee; 013-000-000 `committee-passage` - **2011-05-12** Placed on Calendar 2nd Reading - Short Debate - **2011-05-24** House Floor Amendment No. 1 Filed with Clerk by Rep. Karen A. Yarbrough `amendment-introduction` - **2011-05-24** House Floor Amendment No. 1 Referred to Rules Committee `referral-committee` - **2011-05-25** House Floor Amendment No. 1 Rules Refers to Housing Committee - **2011-05-26** Added as Co-Sponsor Sen. Iris Y. Martinez - **2011-05-26** Added as Co-Sponsor Sen. Michael Noland - **2011-05-26** House Floor Amendment No. 2 Filed with Clerk by Rep. Karen A. Yarbrough `amendment-introduction` - **2011-05-26** House Floor Amendment No. 2 Referred to Rules Committee `referral-committee` - **2011-05-26** Second Reading - Short Debate `reading-2` - **2011-05-26** Held on Calendar Order of Second Reading - Short Debate `reading-2` - **2011-05-27** Added as Co-Sponsor Sen. Annazette R. Collins - **2011-05-27** Added as Co-Sponsor Sen. William Delgado - **2011-05-27** Added as Co-Sponsor Sen. James T. Meeks - **2011-05-27** Added as Co-Sponsor Sen. Antonio Muñoz - **2011-05-27** Sponsor Removed Sen. Antonio Muñoz - **2011-05-27** Final Action Deadline Extended-9(b) May 31, 2011 - **2011-05-27** House Floor Amendment No. 3 Filed with Clerk by Rep. Karen A. Yarbrough `amendment-introduction` - **2011-05-27** House Floor Amendment No. 3 Referred to Rules Committee `referral-committee` - **2011-05-27** House Floor Amendment No. 3 Rules Refers to Housing Committee - **2011-05-28** House Floor Amendment No. 3 Fiscal Note Requested as Amended by Rep. Bill Mitchell - **2011-05-28** House Floor Amendment No. 3 State Mandates Fiscal Note Requested as Amended by Rep. Bill Mitchell - **2011-05-28** House Floor Amendment No. 3 Judicial Note Requested as Amended by Rep. Bill Mitchell - **2011-05-28** House Floor Amendment No. 4 Filed with Clerk by Rep. David R. Leitch `amendment-introduction` - **2011-05-28** House Floor Amendment No. 4 Referred to Rules Committee `referral-committee` - **2011-05-28** House Floor Amendment No. 5 Filed with Clerk by Rep. Karen A. Yarbrough `amendment-introduction` - **2011-05-28** House Floor Amendment No. 5 Referred to Rules Committee `referral-committee` - **2011-05-28** House Floor Amendment No. 3 Fiscal Note Requested as Amended by Rep. Linda Chapa LaVia - **2011-05-28** House Floor Amendment No. 3 State Mandates Fiscal Note Requested as Amended by Rep. Linda Chapa LaVia - **2011-05-28** House Floor Amendment No. 3 Balanced Budget Note Requested as Amended by Rep. Linda Chapa LaVia - **2011-05-28** House Floor Amendment No. 3 Home Rule Note Requested as Amended by Rep. Linda Chapa LaVia - **2011-05-28** House Floor Amendment No. 3 Housing Affordability Impact Note Requested as Amended by Rep. Linda Chapa LaVia - **2011-05-28** House Floor Amendment No. 3 Judicial Note Requested as Amended by Rep. Linda Chapa LaVia - **2011-05-28** House Floor Amendment No. 3 Land Conveyance Appraisal Note Requested as Amended by Rep. Linda Chapa LaVia - **2011-05-28** House Floor Amendment No. 3 Pension Note Requested as Amended by Rep. Linda Chapa LaVia - **2011-05-28** House Floor Amendment No. 3 State Debt Impact Note Requested as Amended by Rep. Linda Chapa LaVia - **2011-05-28** House Floor Amendment No. 3 Land Conveyance Appraisal Note Filed as Amended - **2011-05-29** House Floor Amendment No. 5 Rules Refers to Housing Committee - **2011-05-29** House Floor Amendment No. 3 Recommends Be Adopted Housing Committee; 008-002-000 `committee-passage-favorable` - **2011-05-29** House Floor Amendment No. 3 Correctional Note Filed as Amended - **2011-05-29** House Floor Amendment No. 5 Correctional Note Filed as Amended - **2011-05-29** House Floor Amendment No. 5 Land Conveyance Appraisal Note Filed as Amended - **2011-05-29** House Floor Amendment No. 3 State Debt Impact Note Filed as Amended - **2011-05-29** House Floor Amendment No. 3 Pension Note Filed as Amended - **2011-05-29** House Floor Amendment No. 5 Pension Note Filed as Amended - **2011-05-29** House Floor Amendment No. 3 State Debt Impact Note Filed as Amended - **2011-05-29** House Floor Amendment No. 5 State Debt Impact Note Filed as Amended - **2011-05-29** Added Alternate Chief Co-Sponsor Rep. Kenneth Dunkin - **2011-05-29** Added Alternate Chief Co-Sponsor Rep. La Shawn K. Ford - **2011-05-30** House Floor Amendment No. 5 Recommends Be Adopted Housing Committee; 008-005-000 `committee-passage-favorable` - **2011-05-30** House Floor Amendment No. 3 Housing Affordability Impact Note Filed as Amended - **2011-05-30** House Floor Amendment No. 5 Housing Affordability Impact Note Filed as Amended - **2011-05-30** House Floor Amendment No. 3 Home Rule Note Filed as Amended - **2011-05-30** House Floor Amendment No. 5 Home Rule Note Filed as Amended - **2011-05-30** House Floor Amendment No. 3 State Mandates Fiscal Note Filed as Amended - **2011-05-30** House Floor Amendment No. 5 State Mandates Fiscal Note Filed as Amended - **2011-05-30** Added Alternate Co-Sponsor Rep. Kelly M. Cassidy - **2011-05-30** Added Alternate Co-Sponsor Rep. Deborah Mell - **2011-05-30** Added Alternate Co-Sponsor Rep. Kimberly du Buclet - **2011-05-30** House Floor Amendment No. 3 Fiscal Note Filed as Amended - **2011-05-30** House Floor Amendment No. 5 Fiscal Note Filed as Amended - **2011-05-30** Added Alternate Chief Co-Sponsor Rep. Thaddeus Jones - **2011-05-30** Added Alternate Co-Sponsor Rep. Jack McGuire - **2011-05-30** House Floor Amendment No. 5 Judicial Note Requested as Amended by Rep. Jack D. Franks - **2011-05-30** Added Alternate Co-Sponsor Rep. Elizabeth Hernandez - **2011-05-30** Added Alternate Co-Sponsor Rep. Monique D. Davis - **2011-05-30** House Floor Amendment No. 3 Judicial Note Filed as Amended - **2011-05-30** House Floor Amendment No. 5 Judicial Note Filed as Amended - **2011-05-30** Alternate Chief Co-Sponsor Removed Rep. Thaddeus Jones - **2011-05-30** Alternate Co-Sponsor Removed Rep. Jack McGuire - **2011-05-31** House Floor Amendment No. 3 Balanced Budget Note Filed as Amended - **2011-05-31** House Floor Amendment No. 5 Balanced Budget Note Filed as Amended - **2011-05-31** Rule 19(a) / Re-referred to Rules Committee `referral-committee` - **2011-05-31** House Floor Amendment No. 1 Rule 19(a) / Re-referred to Rules Committee `referral-committee` - **2011-06-07** House Floor Amendment No. 3 Fiscal Note Filed as Amended - **2011-06-07** House Floor Amendment No. 5 Fiscal Note Filed as Amended - **2012-02-27** Approved for Consideration Rules Committee; 004-000-000 - **2012-02-27** Placed on Calendar 2nd Reading - Short Debate - **2012-03-02** House Floor Amendment No. 6 Filed with Clerk by Rep. Karen A. Yarbrough `amendment-introduction` - **2012-03-02** House Floor Amendment No. 6 Referred to Rules Committee `referral-committee` - **2012-03-05** House Floor Amendment No. 6 Rules Refers to Housing Committee - **2012-03-08** House Floor Amendment No. 6 Recommends Be Adopted Housing Committee; 008-004-000 `committee-passage-favorable` - **2012-03-23** House Floor Amendment No. 7 Filed with Clerk by Rep. Karen A. Yarbrough `amendment-introduction` - **2012-03-23** House Floor Amendment No. 7 Referred to Rules Committee `referral-committee` - **2012-03-26** House Floor Amendment No. 7 Recommends Be Adopted Rules Committee; 003-000-000 `committee-passage-favorable` - **2012-03-26** Second Reading - Short Debate `reading-2` - **2012-03-26** House Floor Amendment No. 3 Withdrawn by Rep. Karen A. Yarbrough - **2012-03-26** House Floor Amendment No. 5 Adopted by Voice Vote `amendment-passage` - **2012-03-26** House Floor Amendment No. 6 Adopted by Voice Vote `amendment-passage` - **2012-03-26** House Floor Amendment No. 7 Adopted by Voice Vote `amendment-passage` - **2012-03-26** Placed on Calendar Order of 3rd Reading - Short Debate - **2012-03-27** House Floor Amendment No. 7 Correctional Note Filed as Amended - **2012-03-27** Added Alternate Co-Sponsor Rep. Cynthia Soto - **2012-03-27** Added Alternate Co-Sponsor Rep. Jerry F. Costello, II - **2012-03-27** House Floor Amendment No. 7 Land Conveyance Appraisal Note Filed as Amended - **2012-03-27** Added Alternate Co-Sponsor Rep. Luis Arroyo - **2012-03-27** Alternate Co-Sponsor Removed Rep. Luis Arroyo - **2012-03-27** Alternate Co-Sponsor Removed Rep. Jerry F. Costello, II - **2012-03-28** House Floor Amendment No. 7 State Debt Impact Note Filed as Amended - **2012-03-28** House Floor Amendment No. 7 Pension Note Filed as Amended - **2012-03-28** House Floor Amendment No. 7 Fiscal Note Filed as Amended - **2012-03-28** House Floor Amendment No. 7 Housing Affordability Impact Note Filed as Amended - **2012-03-28** Added Alternate Co-Sponsor Rep. Robert Rita - **2012-03-28** Added Alternate Co-Sponsor Rep. Daniel Biss - **2012-03-28** Added Alternate Co-Sponsor Rep. Camille Y. Lilly - **2012-03-28** House Floor Amendment No. 7 Judicial Note Filed as Amended - **2012-03-29** House Floor Amendment No. 7 Balanced Budget Note Filed as Amended - **2012-03-29** Balanced Budget Note Filed - **2012-03-29** Added Alternate Chief Co-Sponsor Rep. Luis Arroyo - **2012-03-29** Added Alternate Co-Sponsor Rep. Thaddeus Jones - **2012-03-29** Added Alternate Co-Sponsor Rep. Al Riley - **2012-03-29** Added Alternate Co-Sponsor Rep. Maria Antonia Berrios - **2012-03-29** Added Alternate Co-Sponsor Rep. Sara Feigenholtz - **2012-03-29** Alternate Co-Sponsor Removed Rep. Thaddeus Jones - **2012-04-16** Added Alternate Co-Sponsor Rep. Edward J. Acevedo - **2012-05-25** Final Action Deadline Extended-9(b) May 31, 2012 - **2012-05-31** Rule 19(a) / Re-referred to Rules Committee `referral-committee` - **2012-11-28** Approved for Consideration Rules Committee; 004-000-000 - **2012-11-28** Placed on Calendar Order of 3rd Reading - Short Debate - **2012-11-28** Final Action Deadline Extended-9(b) January 8, 2013 - **2012-11-28** Alternate Chief Sponsor Changed to Rep. Joseph M. Lyons - **2012-11-28** Added Alternate Co-Sponsor Rep. Karen A. Yarbrough - **2012-11-28** Alternate Co-Sponsor Removed Rep. Karen A. Yarbrough - **2012-11-29** Sponsor Removed Sen. Kwame Raoul - **2012-11-29** Added as Chief Co-Sponsor Sen. John G. Mulroe - **2012-11-29** House Floor Amendment No. 8 Filed with Clerk by Rep. Joseph M. Lyons `amendment-introduction` - **2012-11-29** House Floor Amendment No. 8 Referred to Rules Committee `referral-committee` - **2012-12-03** House Floor Amendment No. 8 State Debt Impact Note Filed as Amended - **2012-12-03** House Floor Amendment No. 8 Pension Note Filed as Amended - **2012-12-03** House Floor Amendment No. 8 Judicial Note Filed as Amended - **2012-12-03** House Floor Amendment No. 8 Fiscal Note Filed as Amended - **2012-12-03** House Floor Amendment No. 8 Recommends Be Adopted Rules Committee; 004-000-000 `committee-passage-favorable` - **2012-12-03** House Floor Amendment No. 8 Correctional Note Filed as Amended - **2012-12-03** House Floor Amendment No. 8 Land Conveyance Appraisal Note Filed as Amended - **2012-12-03** House Floor Amendment No. 8 State Mandates Fiscal Note Filed as Amended - **2012-12-03** House Floor Amendment No. 8 Home Rule Note Filed as Amended - **2012-12-04** House Floor Amendment No. 9 Filed with Clerk by Rep. Joseph M. Lyons `amendment-introduction` - **2012-12-04** House Floor Amendment No. 9 Referred to Rules Committee `referral-committee` - **2012-12-04** House Floor Amendment No. 9 Correctional Note Filed as Amended - **2012-12-04** House Floor Amendment No. 9 Recommends Be Adopted Rules Committee; 005-000-000 `committee-passage-favorable` - **2012-12-04** Recalled to Second Reading - Short Debate `reading-2` - **2012-12-04** Second Reading - Short Debate `reading-2` - **2012-12-04** House Floor Amendment No. 8 Balanced Budget Note Filed as Amended - **2012-12-04** House Floor Amendment No. 8 Adopted by Voice Vote `amendment-passage` - **2012-12-04** House Floor Amendment No. 9 Withdrawn by Rep. Joseph M. Lyons - **2012-12-04** Placed on Calendar Order of 3rd Reading - Short Debate - **2012-12-04** House Floor Amendment No. 9 Fiscal Note Filed as Amended - **2012-12-04** Third Reading - Short Debate - Passed 087-017-004 `reading-3, passage` - **2012-12-04** Added Alternate Co-Sponsor Rep. Dena M. Carli - **2012-12-04** Added Alternate Co-Sponsor Rep. Daniel J. Burke - **2012-12-04** Added Alternate Co-Sponsor Rep. Elgie R. Sims, Jr. - **2012-12-04** Alternate Chief Co-Sponsor Removed Rep. La Shawn K. Ford - **2012-12-04** Added Alternate Co-Sponsor Rep. La Shawn K. Ford - **2012-12-04** Added Alternate Chief Co-Sponsor Rep. Karen A. Yarbrough - **2012-12-04** Secretary's Desk - Concurrence House Amendment(s) 5, 6, 7, 8 - **2012-12-04** Placed on Calendar Order of Concurrence House Amendment(s) 5, 6, 7, 8 - December 5, 2012 - **2012-12-04** House Floor Amendment No. 5 Motion to Concur Filed with Secretary Sen. Jacqueline Y. Collins `filing` - **2012-12-04** House Floor Amendment No. 5 Motion to Concur Referred to Assignments `referral-committee` - **2012-12-04** House Floor Amendment No. 6 Motion to Concur Filed with Secretary Sen. Jacqueline Y. Collins `filing` - **2012-12-04** House Floor Amendment No. 6 Motion to Concur Referred to Assignments `referral-committee` - **2012-12-04** House Floor Amendment No. 7 Motion to Concur Filed with Secretary Sen. Jacqueline Y. Collins `filing` - **2012-12-04** House Floor Amendment No. 7 Motion to Concur Referred to Assignments `referral-committee` - **2012-12-04** House Floor Amendment No. 8 Motion to Concur Filed with Secretary Sen. Jacqueline Y. Collins `filing` - **2012-12-04** House Floor Amendment No. 8 Motion to Concur Referred to Assignments `referral-committee` - **2012-12-04** House Floor Amendment No. 5 Motion to Concur Assignments Referred to Executive `referral-committee` - **2012-12-04** House Floor Amendment No. 6 Motion to Concur Assignments Referred to Executive `referral-committee` - **2012-12-04** House Floor Amendment No. 7 Motion to Concur Assignments Referred to Executive `referral-committee` - **2012-12-04** House Floor Amendment No. 8 Motion to Concur Assignments Referred to Executive `referral-committee` - **2012-12-05** House Floor Amendment No. 5 Motion To Concur Recommended Do Adopt Executive; 009-000-000 - **2012-12-05** House Floor Amendment No. 6 Motion To Concur Recommended Do Adopt Executive; 009-000-000 - **2012-12-05** House Floor Amendment No. 7 Motion To Concur Recommended Do Adopt Executive; 009-000-000 - **2012-12-05** House Floor Amendment No. 8 Motion To Concur Recommended Do Adopt Executive; 009-000-000 - **2012-12-05** Added as Co-Sponsor Sen. Kwame Raoul - **2012-12-05** Added as Co-Sponsor Sen. Linda Holmes - **2012-12-05** Added as Co-Sponsor Sen. Pamela J. Althoff - **2012-12-05** House Floor Amendment No. 5 Senate Concurs 047-000-003 - **2012-12-05** House Floor Amendment No. 6 Senate Concurs 047-000-003 - **2012-12-05** House Floor Amendment No. 7 Senate Concurs 047-000-003 - **2012-12-05** House Floor Amendment No. 8 Senate Concurs 047-000-003 - **2012-12-05** Passed Both Houses - **2012-12-11** Sent to the Governor `executive-receipt` - **2013-02-08** Governor Approved `executive-signature` - **2013-02-08** Effective Date June 1, 2013 - **2013-02-08** Public Act . . . . . . . . . 97-1164 `became-law` ## Source OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/7948acc6-5a4e-4859-aecc-e933947c30de`. Confidence: reported (aggregated from official Illinois legislature records).