---
type: "Bill"
title: "INS CD-SENIOR-MISREPRESENT"
description: "Amends the Illinois Insurance Code. Provides that no insurance producer shall use a senior-specific certification or professional designation that indicates or implies in such a way as to mislead a purchaser or prospective purchaser that the insurance producer has a special certification or training in advising or servicing seniors in connection with the solicitation, sale, or purchase of a life insurance or annuity product or in the provision of advice as to the value of or the advisability of purchasing or selling a life insurance or annuity product, either directly or indirectly through publications, writings, or by issuing or promulgating analyses or reports related to a life insurance or annuity product. Defines \"use of senior-specific certifications or professional designations\". Makes other changes. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "97th"
identifier: "SB 1607"
citation: "Illinois SB 1607 (97th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 52
vote_count: 3
first_action: "2011-02-09"
last_action: "2011-08-23"
source: "openstates"
source_identifier: "ocd-bill/11c4c886-df45-4ecd-b237-57573544938b"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=1607&GAID=11&DocTypeID=SB&LegId=57509&SessionID=84&GA=97"
source_hash: "bd41a9c99c77d004bd85e1cfaae8a9ab08010b1e40ced6f6412596f04029a3a6"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois SB 1607 (97th) — INS CD-SENIOR-MISREPRESENT

Amends the Illinois Insurance Code. Provides that no insurance producer shall use a senior-specific certification or professional designation that indicates or implies in such a way as to mislead a purchaser or prospective purchaser that the insurance producer has a special certification or training in advising or servicing seniors in connection with the solicitation, sale, or purchase of a life insurance or annuity product or in the provision of advice as to the value of or the advisability of purchasing or selling a life insurance or annuity product, either directly or indirectly through publications, writings, or by issuing or promulgating analyses or reports related to a life insurance or annuity product. Defines "use of senior-specific certifications or professional designations". Makes other changes. Effective immediately.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700SB1607&GA=97&SessionId=84&DocTypeId=SB&LegID=57509&DocNum=1607&GAID=11&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700SB1607eng&GA=97&SessionId=84&DocTypeId=SB&LegID=57509&DocNum=1607&GAID=11&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700SB1607enr&GA=97&SessionId=84&DocTypeId=SB&LegID=57509&DocNum=1607&GAID=11&Session=&print=true)

## Votes

- Third Reading — **111–0** (pass) · lower
- Third Reading — **56–0** (pass) · upper
- Concurrence, Amendment 2 — **56–0** (pass) · upper

## Sponsors

- Carol A. Sente — cosponsor (person)
- Frank J. Mautino — cosponsor (person)
- Jack D. Franks — cosponsor (person)
- Keith Farnham — cosponsor (person)
- Kenneth Dunkin — cosponsor (person)
- Linda Chapa LaVia — cosponsor (person)
- Mike Jacobs — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2011-02-09** Filed with Secretary by Sen. Mike Jacobs `filing`
- **2011-02-09** First Reading `reading-1`
- **2011-02-09** Referred to Assignments `referral-committee`
- **2011-02-23** Assigned to Insurance `referral-committee`
- **2011-03-03** Do Pass Insurance; 010-000-000 `committee-passage`
- **2011-03-03** Placed on Calendar Order of 2nd Reading March 8, 2011
- **2011-03-09** Second Reading `reading-2`
- **2011-03-09** Placed on Calendar Order of 3rd Reading March 10, 2011
- **2011-03-14** Added as Chief Co-Sponsor Sen. Jacqueline Y. Collins
- **2011-03-31** Added as Chief Co-Sponsor Sen. William R. Haine
- **2011-04-11** Added as Chief Co-Sponsor Sen. Michael W. Frerichs
- **2011-04-14** Third Reading - Passed; 056-000-000 `reading-3, passage`
- **2011-04-14** Arrived in House `introduction`
- **2011-04-14** Placed on Calendar Order of First Reading `reading-1`
- **2011-04-14** Chief House Sponsor Rep. Richard Morthland
- **2011-04-14** First Reading `reading-1`
- **2011-04-14** Referred to Rules Committee `referral-committee`
- **2011-04-21** Assigned to Insurance Committee `referral-committee`
- **2011-05-05** Added Alternate Chief Co-Sponsor Rep. JoAnn D. Osmond
- **2011-05-05** Added Alternate Co-Sponsor Rep. Frank J. Mautino
- **2011-05-09** House Committee Amendment No. 1 Filed with Clerk by Rep. Frank J. Mautino `amendment-introduction`
- **2011-05-09** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2011-05-10** Do Pass / Short Debate Insurance Committee; 016-000-000 `committee-passage`
- **2011-05-10** Placed on Calendar 2nd Reading - Short Debate
- **2011-05-10** House Committee Amendment No. 1 Tabled Pursuant to Rule 40 `amendment-failure`
- **2011-05-12** House Floor Amendment No. 2 Filed with Clerk by Rep. Frank J. Mautino `amendment-introduction`
- **2011-05-12** House Floor Amendment No. 2 Referred to Rules Committee `referral-committee`
- **2011-05-16** House Floor Amendment No. 2 Rules Refers to Insurance Committee
- **2011-05-18** House Floor Amendment No. 2 Recommends Be Adopted Insurance Committee; 016-000-000 `committee-passage-favorable`
- **2011-05-18** Added Alternate Co-Sponsor Rep. Kenneth Dunkin
- **2011-05-19** Second Reading - Short Debate `reading-2`
- **2011-05-19** House Floor Amendment No. 2 Adopted by Voice Vote `amendment-passage`
- **2011-05-19** Placed on Calendar Order of 3rd Reading - Short Debate
- **2011-05-20** Third Reading - Short Debate - Passed 111-000-000 `reading-3, passage`
- **2011-05-20** Added Alternate Co-Sponsor Rep. Jack D. Franks
- **2011-05-20** Added Alternate Co-Sponsor Rep. Keith Farnham
- **2011-05-20** Added Alternate Co-Sponsor Rep. Carol A. Sente
- **2011-05-20** Added Alternate Co-Sponsor Rep. Linda Chapa LaVia
- **2011-05-20** Added Alternate Chief Co-Sponsor Rep. Kay Hatcher
- **2011-05-20** Secretary's Desk - Concurrence House Amendment(s) 2
- **2011-05-20** Placed on Calendar Order of Concurrence House Amendment(s) 2 - May 22, 2011
- **2011-05-23** House Floor Amendment No. 2 Motion to Concur Filed with Secretary Sen. Mike Jacobs `filing`
- **2011-05-23** House Floor Amendment No. 2 Motion to Concur Referred to Assignments `referral-committee`
- **2011-05-25** House Floor Amendment No. 2 Motion to Concur Assignments Referred to Executive `referral-committee`
- **2011-05-26** Added as Chief Co-Sponsor Sen. Steven M. Landek
- **2011-05-26** House Floor Amendment No. 2 Motion To Concur Recommended Do Adopt Executive; 012-000-000
- **2011-05-27** House Floor Amendment No. 2 Senate Concurs 056-000-000
- **2011-05-27** Passed Both Houses
- **2011-06-24** Sent to the Governor `executive-receipt`
- **2011-08-23** Governor Approved `executive-signature`
- **2011-08-23** Effective Date August 23, 2011
- **2011-08-23** Public Act . . . . . . . . . 97-0527 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/11c4c886-df45-4ecd-b237-57573544938b`. Confidence: reported (aggregated from official Illinois legislature records).