---
type: "Bill"
title: "INSURANCE NAVIGATOR ACT"
description: "Creates the Insurance Navigator Licensing Act. Provides that no individual or entity shall perform, offer to perform, or advertise any service as a navigator in this State or receive navigator funding from the State or an exchange unless licensed as a navigator by the Director of Insurance under the Act. Sets forth provisions concerning prohibited activities; applications for licensure; license renewal; referrals; probation, the refusal to issue or renew a license, and the revocation or suspension of a license; reporting requirements; and the Act's relationship to other laws and rulemaking authority. Contains a severability clause. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "98th"
identifier: "SB 1194"
citation: "Illinois SB 1194 (98th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 63
vote_count: 3
first_action: "2013-01-30"
last_action: "2013-08-23"
source: "openstates"
source_identifier: "ocd-bill/92e02cfa-da4a-4d33-9fab-a6899a3d9a0d"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=1194&GAID=12&DocTypeID=SB&LegId=71332&SessionID=85&GA=98"
source_hash: "9ea0c794727e151d125945d9b1cd52be17ea85ed28e3f58c981057cbbfb1c902"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois SB 1194 (98th) — INSURANCE NAVIGATOR ACT

Creates the Insurance Navigator Licensing Act. Provides that no individual or entity shall perform, offer to perform, or advertise any service as a navigator in this State or receive navigator funding from the State or an exchange unless licensed as a navigator by the Director of Insurance under the Act. Sets forth provisions concerning prohibited activities; applications for licensure; license renewal; referrals; probation, the refusal to issue or renew a license, and the revocation or suspension of a license; reporting requirements; and the Act's relationship to other laws and rulemaking authority. Contains a severability clause. Effective immediately.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09800SB1194&GA=98&SessionId=85&DocTypeId=SB&LegID=71332&DocNum=1194&GAID=12&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09800SB1194eng&GA=98&SessionId=85&DocTypeId=SB&LegID=71332&DocNum=1194&GAID=12&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09800SB1194enr&GA=98&SessionId=85&DocTypeId=SB&LegID=71332&DocNum=1194&GAID=12&Session=&print=true)

## Votes

- Third Reading — **87–21** (pass) · lower
- Concurrence — **57–0** (pass) · upper
- Third Reading — **53–0** (pass) · upper

## Sponsors

- William R. Haine — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2013-01-30** Filed with Secretary by Sen. William R. Haine `filing`
- **2013-01-30** First Reading `reading-1`
- **2013-01-30** Referred to Assignments `referral-committee`
- **2013-02-05** Added as Co-Sponsor Sen. Antonio Muñoz
- **2013-02-05** Added as Co-Sponsor Sen. Bill Cunningham
- **2013-02-06** Added as Chief Co-Sponsor Sen. Jacqueline Y. Collins
- **2013-02-07** Added as Co-Sponsor Sen. Dave Syverson
- **2013-02-07** Assigned to Insurance `referral-committee`
- **2013-02-07** Added as Co-Sponsor Sen. Michael E. Hastings
- **2013-02-14** Added as Co-Sponsor Sen. Terry Link
- **2013-02-15** Sponsor Removed Sen. Jacqueline Y. Collins
- **2013-03-01** Added as Chief Co-Sponsor Sen. William E. Brady
- **2013-03-06** Postponed - Insurance
- **2013-03-20** Do Pass Insurance; 012-000-000 `committee-passage`
- **2013-03-20** Placed on Calendar Order of 2nd Reading March 21, 2013
- **2013-04-15** Senate Floor Amendment No. 1 Filed with Secretary by Sen. William R. Haine `amendment-introduction`
- **2013-04-15** Senate Floor Amendment No. 1 Referred to Assignments `referral-committee`
- **2013-04-16** Second Reading `reading-2`
- **2013-04-16** Placed on Calendar Order of 3rd Reading April 17, 2013
- **2013-04-17** Senate Floor Amendment No. 1 Assignments Refers to Executive
- **2013-04-22** Senate Floor Amendment No. 2 Filed with Secretary by Sen. William R. Haine `amendment-introduction`
- **2013-04-22** Senate Floor Amendment No. 2 Referred to Assignments `referral-committee`
- **2013-04-23** Senate Floor Amendment No. 3 Filed with Secretary by Sen. William R. Haine `amendment-introduction`
- **2013-04-23** Senate Floor Amendment No. 3 Referred to Assignments `referral-committee`
- **2013-04-23** Senate Floor Amendment No. 2 Assignments Refers to Insurance
- **2013-04-23** Senate Floor Amendment No. 3 Assignments Refers to Insurance
- **2013-04-24** Senate Floor Amendment No. 2 Recommend Do Adopt Insurance; 011-000-000
- **2013-04-24** Senate Floor Amendment No. 3 Recommend Do Adopt Insurance; 011-000-000
- **2013-04-24** Recalled to Second Reading `reading-2`
- **2013-04-24** Senate Floor Amendment No. 2 Adopted; Haine `amendment-passage`
- **2013-04-24** Senate Floor Amendment No. 3 Adopted; Haine `amendment-passage`
- **2013-04-24** Placed on Calendar Order of 3rd Reading
- **2013-04-24** Added as Co-Sponsor Sen. Mike Jacobs
- **2013-04-24** Added as Chief Co-Sponsor Sen. Jacqueline Y. Collins
- **2013-04-24** Third Reading - Passed; 053-000-000 `reading-3, passage`
- **2013-04-24** Senate Floor Amendment No. 1 Tabled Pursuant to Rule 5-4(a) `amendment-failure`
- **2013-04-25** Arrived in House `introduction`
- **2013-04-25** Chief House Sponsor Rep. Frank J. Mautino
- **2013-04-29** First Reading `reading-1`
- **2013-04-29** Referred to Rules Committee `referral-committee`
- **2013-04-29** Assigned to Health Care Licenses Committee `referral-committee`
- **2013-05-02** House Committee Amendment No. 1 Filed with Clerk by Rep. Frank J. Mautino `amendment-introduction`
- **2013-05-02** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2013-05-06** House Committee Amendment No. 1 Rules Refers to Health Care Licenses Committee
- **2013-05-08** House Committee Amendment No. 1 Adopted in Health Care Licenses Committee; by Voice Vote `amendment-passage`
- **2013-05-08** Do Pass as Amended / Short Debate Health Care Licenses Committee; 007-000-000 `committee-passage`
- **2013-05-08** Placed on Calendar 2nd Reading - Short Debate
- **2013-05-09** Second Reading - Short Debate `reading-2`
- **2013-05-09** Placed on Calendar Order of 3rd Reading - Short Debate
- **2013-05-10** Third Reading - Short Debate - Passed 087-021-000 `reading-3, passage`
- **2013-05-10** Added Alternate Chief Co-Sponsor Rep. Al Riley
- **2013-05-14** Secretary's Desk - Concurrence House Amendment(s) 1
- **2013-05-14** Placed on Calendar Order of Concurrence House Amendment(s) 1 - May 15, 2013
- **2013-05-14** House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. William R. Haine `filing`
- **2013-05-14** House Committee Amendment No. 1 Motion to Concur Referred to Assignments `referral-committee`
- **2013-05-23** House Committee Amendment No. 1 Motion to Concur Assignments Referred to Insurance `referral-committee`
- **2013-05-28** House Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Insurance; 009-000-000
- **2013-05-28** House Committee Amendment No. 1 Senate Concurs 057-000-001
- **2013-05-28** Passed Both Houses
- **2013-06-26** Sent to the Governor `executive-receipt`
- **2013-08-23** Governor Approved `executive-signature`
- **2013-08-23** Effective Date August 23, 2013
- **2013-08-23** Public Act . . . . . . . . . 98-0524 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/92e02cfa-da4a-4d33-9fab-a6899a3d9a0d`. Confidence: reported (aggregated from official Illinois legislature records).