---
type: "Bill"
title: "INS CD-WORKERS COMP REQS"
description: "Amends the Illinois Insurance Code. Provides that any insurer with less than $100,000,000 in group surplus authorized to issue workers' compensation policies with a per-occurrence deductible of $100,000 or greater shall report the outstanding obligations owed under the deductible as liabilities of the insurer, unless the obligation is fully collateralized, and limit per-occurrence deductible obligations. Effective July 1, 2015."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "99th"
identifier: "SB 1805"
citation: "Illinois SB 1805 (99th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 52
vote_count: 3
first_action: "2015-02-20"
last_action: "2015-08-14"
source: "openstates"
source_identifier: "ocd-bill/05836c9d-02ab-4330-9797-6416e3b5bb6b"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=1805&GAID=13&DocTypeID=SB&LegId=88611&SessionID=88&GA=99"
source_hash: "829b00303a5e20f07ab02b21663e87d8f9e36b67e787c0a5e4f142c292281f68"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois SB 1805 (99th) — INS CD-WORKERS COMP REQS

Amends the Illinois Insurance Code. Provides that any insurer with less than $100,000,000 in group surplus authorized to issue workers' compensation policies with a per-occurrence deductible of $100,000 or greater shall report the outstanding obligations owed under the deductible as liabilities of the insurer, unless the obligation is fully collateralized, and limit per-occurrence deductible obligations. Effective July 1, 2015.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900SB1805&GA=99&SessionId=88&DocTypeId=SB&LegID=88611&DocNum=1805&GAID=13&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900SB1805eng&GA=99&SessionId=88&DocTypeId=SB&LegID=88611&DocNum=1805&GAID=13&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900SB1805enr&GA=99&SessionId=88&DocTypeId=SB&LegID=88611&DocNum=1805&GAID=13&Session=&print=true)

## Votes

- Third Reading — **113–0** (pass) · lower
- Third Reading — **50–0** (pass) · upper
- Concurrence — **53–0** (pass) · upper

## Sponsors

- Will Guzzardi — cosponsor (person)
- William R. Haine — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2015-02-20** Filed with Secretary by Sen. William R. Haine `filing`
- **2015-02-20** First Reading `reading-1`
- **2015-02-20** Referred to Assignments `referral-committee`
- **2015-03-12** Assigned to Insurance `referral-committee`
- **2015-03-19** Postponed - Insurance
- **2015-03-26** Do Pass Insurance; 013-000-001 `committee-passage`
- **2015-03-26** Placed on Calendar Order of 2nd Reading April 14, 2015
- **2015-04-15** Second Reading `reading-2`
- **2015-04-15** Placed on Calendar Order of 3rd Reading April 16, 2015
- **2015-04-17** Senate Floor Amendment No. 1 Filed with Secretary by Sen. William R. Haine `amendment-introduction`
- **2015-04-17** Senate Floor Amendment No. 1 Referred to Assignments `referral-committee`
- **2015-04-21** Senate Floor Amendment No. 1 Assignments Refers to Insurance
- **2015-04-22** Senate Floor Amendment No. 1 Recommend Do Adopt Insurance; 012-000-000
- **2015-04-22** Recalled to Second Reading `reading-2`
- **2015-04-22** Senate Floor Amendment No. 1 Adopted; Haine `amendment-passage`
- **2015-04-22** Placed on Calendar Order of 3rd Reading
- **2015-04-22** Third Reading - Passed; 050-000-000 `reading-3, passage`
- **2015-04-23** Arrived in House `introduction`
- **2015-04-23** Chief House Sponsor Rep. John Bradley
- **2015-04-23** First Reading `reading-1`
- **2015-04-23** Referred to Rules Committee `referral-committee`
- **2015-05-04** Assigned to Insurance Committee `referral-committee`
- **2015-05-07** House Committee Amendment No. 1 Filed with Clerk by Rep. John Bradley `amendment-introduction`
- **2015-05-07** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2015-05-08** Committee Deadline Extended-Rule 9(b) May 15, 2015
- **2015-05-11** House Committee Amendment No. 1 Rules Refers to Insurance Committee
- **2015-05-12** Alternate Chief Sponsor Changed to Rep. Frank J. Mautino
- **2015-05-12** House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote `amendment-passage`
- **2015-05-12** Do Pass as Amended / Short Debate Insurance Committee; 015-000-000 `committee-passage`
- **2015-05-13** Placed on Calendar 2nd Reading - Short Debate
- **2015-05-19** Added Alternate Chief Co-Sponsor Rep. Robert Rita
- **2015-05-19** Second Reading - Short Debate `reading-2`
- **2015-05-19** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2015-05-21** Placed on Calendar Order of 3rd Reading - Short Debate
- **2015-05-22** Final Action Deadline Extended-9(b) May 31, 2015
- **2015-05-30** Added Alternate Chief Co-Sponsor Rep. Anthony DeLuca
- **2015-05-30** Added Alternate Chief Co-Sponsor Rep. John C. D'Amico
- **2015-05-30** Added Alternate Chief Co-Sponsor Rep. John Cavaletto
- **2015-05-30** Added Alternate Co-Sponsor Rep. Will Guzzardi
- **2015-05-30** Third Reading - Short Debate - Passed 113-000-000 `reading-3, passage`
- **2015-05-30** Secretary's Desk - Concurrence House Amendment(s) 1
- **2015-05-30** Placed on Calendar Order of Concurrence House Amendment(s) 1 - May 31, 2015
- **2015-05-31** House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. William R. Haine `filing`
- **2015-05-31** House Committee Amendment No. 1 Motion to Concur Referred to Assignments `referral-committee`
- **2015-05-31** House Committee Amendment No. 1 Motion to Concur Be Approved for Consideration Assignments
- **2015-05-31** House Committee Amendment No. 1 Senate Concurs 053-000-000
- **2015-05-31** Senate Concurs 053-000-000
- **2015-05-31** Passed Both Houses
- **2015-06-24** Sent to the Governor `executive-receipt`
- **2015-08-14** Governor Approved `executive-signature`
- **2015-08-14** Effective Date August 14, 2015
- **2015-08-14** Public Act . . . . . . . . . 99-0369 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/05836c9d-02ab-4330-9797-6416e3b5bb6b`. Confidence: reported (aggregated from official Illinois legislature records).