---
type: "Bill"
title: "A BILL FOR AN ACT to amend the Indiana Code concerning financial institutions."
description: "A BILL FOR AN ACT to amend the Indiana Code concerning financial institutions."
jurisdiction: "us/states/in"
legislature: "Indiana General Assembly"
session: "2018"
identifier: "HB 1397"
citation: "Indiana HB 1397 (2018)"
classification: ["bill"]
subjects: ["FINANCIAL INSTITUTIONS", "CONSUMER CREDIT AND PROTECTION (including UCCC)"]
status: "enacted"
primary_sponsors: ["Chip Perfect", "Woody Burton"]
version_count: 4
action_count: 20
vote_count: 2
first_action: "2018-01-11"
last_action: "2018-03-13"
source: "openstates"
source_identifier: "ocd-bill/038c5fec-283e-4418-9b3b-dce9224b2d60"
source_url: "http://iga.in.gov/legislative/2018/bills/house/1397"
source_hash: "eb354e107b986cec55876a11beb93a2833eb65739cea964e8fa117a9d13c6470"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-in"]
---

# Indiana HB 1397 (2018) — A BILL FOR AN ACT to amend the Indiana Code concerning financial institutions.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Enrolled House Bill (H)** (committee substitute) — [source](http://in-proxy.openstates.org/2018/bills/hb1397/versions/hb1397.04.enrs)
2. **House Bill (H)** (committee substitute) — [source](http://in-proxy.openstates.org/2018/bills/hb1397/versions/hb1397.03.coms)
3. **House Bill (S)** (committee substitute) — [source](http://in-proxy.openstates.org/2018/bills/hb1397/versions/hb1397.02.comh)
4. **Introduced House Bill (H)** (committee substitute) — [source](http://in-proxy.openstates.org/2018/bills/hb1397/versions/hb1397.01.intr)

## Votes

- HB 1397 - Perfect - 3rd Reading — **50–0** (pass) · legislature
- HB 1397 - Burton - 3rd Reading — **95–0** (pass) · legislature

## Sponsors

- Chip Perfect — primary (person)
- Woody Burton — primary (person)
- Jeff Ellington — coauthor (person)
- Justin Moed — coauthor (person)
- Philip GiaQuinta — coauthor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-01-11** Authored by Representative Burton
- **2018-01-11** First reading: referred to Committee on Financial Institutions `reading-1, referral-committee`
- **2018-01-18** Committee report: do pass, adopted `committee-passage`
- **2018-01-22** Second reading: ordered engrossed `reading-2`
- **2018-01-22** Representatives Moed, Ellington, GiaQuinta added as coauthors
- **2018-01-23** Senate sponsor: Senator Perfect
- **2018-01-23** Third reading: passed; Roll Call 35: yeas 95, nays 0 `reading-3, passage`
- **2018-01-24** Referred to the Senate
- **2018-02-01** First reading: referred to Committee on Insurance and Financial Institutions `reading-1, referral-committee`
- **2018-02-22** Committee report: amend do pass, adopted `committee-passage`
- **2018-02-26** Second reading: ordered engrossed `reading-2`
- **2018-02-27** Third reading: passed; Roll Call 263: yeas 50, nays 0 `reading-3, passage`
- **2018-02-28** Returned to the House with amendments `amendment-failure`
- **2018-03-05** Motion to concur filed
- **2018-03-06** House concurred in Senate amendments; Roll Call 337: yeas 96, nays 0 `amendment-failure`
- **2018-03-07** Signed by the President Pro Tempore
- **2018-03-07** Signed by the Speaker
- **2018-03-12** Signed by the President of the Senate
- **2018-03-13** Signed by the Governor `executive-signature`
- **2018-03-13** Public Law 69

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/038c5fec-283e-4418-9b3b-dce9224b2d60`. Confidence: reported (aggregated from official Indiana legislature records).