---
type: "Bill"
title: "INSURANCE RATES: Prohibits insurance rate determinations based on risk classifications due to the fact that the insured is deployed in the military in excess of six months. (8/1/20)"
description: "INSURANCE RATES: Prohibits insurance rate determinations based on risk classifications due to the fact that the insured is deployed in the military in excess of six months. (8/1/20)"
jurisdiction: "us/states/la"
legislature: "Louisiana Legislature"
session: "2020"
identifier: "SB 16"
citation: "Louisiana SB 16 (2020)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Jay Luneau"]
version_count: 6
action_count: 16
vote_count: 2
first_action: "2020-01-23"
last_action: "2020-06-05"
source: "openstates"
source_identifier: "ocd-bill/b6c690a9-70c6-4ef3-91c3-06c77961738f"
source_url: "http://www.legis.la.gov/Legis/BillInfo.aspx?i=237419"
source_hash: "431fa6422635cf7577313c70c9fa39c8232c2517b0bd8d459838363a629eca3f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-la"]
---

# Louisiana SB 16 (2020) — INSURANCE RATES: Prohibits insurance rate determinations based on risk classifications due to the fact that the insured is deployed in the military in excess of six months. (8/1/20)

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **SB16 Original** (filed) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1151850)
2. **SB16 Act** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1180259)
3. **SB16 Engrossed** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1169933)
4. **SB16 Reengrossed** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1172003)
5. **Senate Floor Amendment, #1412, Luneau, Adopted** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1171935)
6. **SB16 Enrolled** (enrolled) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1176628)

## Votes

- FINAL PASSAGE (#478) — **99–0** (pass) · lower
- FINAL PASSAGE (#167) — **36–0** (pass) · upper

## Sponsors

- Jay Luneau — primary (person)
- Aimee Adatto Freeman — cosponsor (person)
- Alan Seabaugh — cosponsor (person)
- Barry Ivey — cosponsor (person)
- Bryan Fontenot — cosponsor (person)
- Buddy Mincey — cosponsor (person)
- C. Denise Marcelle — cosponsor (person)
- C. Travis Johnson — cosponsor (person)
- Candace N. Newell — cosponsor (person)
- Chad Brown — cosponsor (person)
- Charles Owen — cosponsor (person)
- Daryl Adams — cosponsor (person)
- Dustin Miller — cosponsor (person)
- Ed Larvadain III — cosponsor (person)
- Edward Ted James — cosponsor (person)
- Foy Gadberry — cosponsor (person)
- Francis C. Thompson — cosponsor (person)
- Frederick D. Jones — cosponsor (person)
- Gary Carter — cosponsor (person)
- Jason Hughes — cosponsor (person)
- Jeremy LaCombe — cosponsor (person)
- Jerome Zeringue — cosponsor (person)
- John "Big John" Illg , Jr. — cosponsor (person)
- Jonathan Goudeau — cosponsor (person)
- Julie Emerson — cosponsor (person)
- Kenny Cox — cosponsor (person)
- Kyle M. Green , Jr. — cosponsor (person)
- Larry Selders — cosponsor (person)
- Mack Cormier — cosponsor (person)
- Malinda White — cosponsor (person)
- Mandie Landry — cosponsor (person)
- Mary DuBuisson — cosponsor (person)
- Matthew Willard — cosponsor (person)
- Mike Johnson — cosponsor (person)
- Pat Moore — cosponsor (person)
- Patrick O. Jefferson — cosponsor (person)
- Phillip DeVillier — cosponsor (person)
- R. Dewith Carrier — cosponsor (person)
- Raymond Crews — cosponsor (person)
- Rhonda Butler — cosponsor (person)
- Robert Carter — cosponsor (person)
- Robert Mills — cosponsor (person)
- Rodney Lyons — cosponsor (person)
- Royce Duplessis — cosponsor (person)
- Samuel Jenkins — cosponsor (person)
- Sherman Q. Mack — cosponsor (person)
- Tanner Magee — cosponsor (person)
- Vincent J. Pierre — cosponsor (person)
- Wilford Carter , Sr. — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2020-06-05** Effective date 8/1/2020.
- **2020-06-05** Signed by the Governor. Becomes Act No. 49. `executive-signature`
- **2020-06-01** Sent to the Governor by the Secretary of the Senate. `executive-receipt`
- **2020-05-31** Signed by the Speaker of the House.
- **2020-05-28** Enrolled. Signed by the President of the Senate.
- **2020-05-27** Received from the House without amendments.
- **2020-05-27** Read third time by title, roll called on final passage, yeas 99, nays 0. Finally passed, ordered to the Senate. `passage`
- **2020-05-22** Scheduled for floor debate on 05/27/20.
- **2020-05-21** Read by title, passed to 3rd reading.
- **2020-05-20** Reported without Legislative Bureau amendments.
- **2020-05-20** Reported favorably (11-0). Referred to the Legislative Bureau.
- **2020-05-15** Received in the House from the Senate, rules suspended, read by title, referred to the Committee on Insurance. `referral-committee`
- **2020-05-13** Senate floor amendments read and adopted. Read by title and passed by a vote of 36 yeas and 0 nays; ordered reengrossed and sent to the House. Motion to reconsider tabled. `passage`
- **2020-05-07** Reported favorably. Rules suspended. Read by title; ordered engrossed and passed to third reading and final passage.
- **2020-03-09** Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance. `referral-committee`
- **2020-01-23** Prefiled and under the rules provisionally referred to the Committee on Insurance. `filing, referral-committee`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b6c690a9-70c6-4ef3-91c3-06c77961738f`. Confidence: reported (aggregated from official Louisiana legislature records).