---
type: "Bill"
title: "LIABILITY: Prohibits insurance companies from including defense costs within the limits of liability except under certain circumstances. (8/1/21)"
description: "LIABILITY: Prohibits insurance companies from including defense costs within the limits of liability except under certain circumstances. (8/1/21)"
jurisdiction: "us/states/la"
legislature: "Louisiana Legislature"
session: "2021"
identifier: "SB 131"
citation: "Louisiana SB 131 (2021)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Robert Mills"]
version_count: 12
action_count: 19
vote_count: 3
first_action: "2021-03-31"
last_action: "2021-06-14"
source: "openstates"
source_identifier: "ocd-bill/8a451783-27d5-460a-a00e-578022d512b9"
source_url: "http://www.legis.la.gov/Legis/BillInfo.aspx?i=240242"
source_hash: "0de5957f4ae3a49f8b8a89a7479b56ba4140e29d7c06fbf17fb16fa3097163d3"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-la"]
---

# Louisiana SB 131 (2021) — LIABILITY: Prohibits insurance companies from including defense costs within the limits of liability except under certain circumstances. (8/1/21)

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **SB131 Original** (filed) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1209873)
2. **House Committee Amendment, #2653, INS, Draft** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1223135)
3. **House Committee Amendment, #2829, INS, Adopted** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1224126)
4. **House Floor Amendment, #2900, Seabaugh, Adopted** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1224336)
5. **SB131 Act 225** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1235362)
6. **SB131 Engrossed** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1215505)
7. **SB131 Reengrossed** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1217505)
8. **Senate Committee Amendment, #733, INS, Draft** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1215232)
9. **Senate Committee Amendment, #766, INS, Adopted** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1215410)
10. **Senate Floor Amendment, #985, Mills, Robert, Adopted** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1217218)
11. **Senate Floor Legislative Bureau Amendment, #817, Mills, Fred, Adopted** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1215734)
12. **SB131 Enrolled** (enrolled) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1230560)

## Votes

- FINAL PASSAGE (#740) — **100–0** (pass) · lower
- CONCUR (#647) — **36–0** (pass) · upper
- FINAL PASSAGE (#114) — **38–0** (pass) · upper

## Sponsors

- Robert Mills — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-06-14** Effective date 8/1/2021.
- **2021-06-14** Signed by the Governor. Becomes Act No. 225. `executive-signature`
- **2021-06-06** Sent to the Governor by the Secretary of the Senate on 6/4/2021. `executive-receipt`
- **2021-06-03** Signed by the Speaker of the House.
- **2021-06-03** Enrolled. Signed by the President of the Senate.
- **2021-06-01** Amendments proposed by the House read and concurred in by a vote of 36 yeas and 0 nays.
- **2021-05-27** Received from the House with amendments.
- **2021-05-26** Read third time by title, amended, roll called on final passage, yeas 100, nays 0. Finally passed, ordered to the Senate. `passage`
- **2021-05-20** Scheduled for floor debate on 05/26/2021.
- **2021-05-17** Read by title, amended, passed to 3rd reading.
- **2021-05-13** Reported without Legislative Bureau amendments.
- **2021-05-12** Reported with amendments (8-0). Referred to the Legislative Bureau.
- **2021-04-28** Read by title, under the rules, referred to the Committee on Insurance. `referral-committee`
- **2021-04-27** Received in the House from the Senate, read by title, lies over under the rules.
- **2021-04-26** Senate floor amendments read and adopted. Read by title and passed by a vote of 38 yeas and 0 nays; ordered reengrossed and sent to the House. Motion to reconsider tabled. `passage`
- **2021-04-21** Read by title. Committee amendments read and adopted. Ordered engrossed and passed to third reading and final passage.
- **2021-04-20** Reported with amendments.
- **2021-04-12** Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance. `referral-committee`
- **2021-03-31** Prefiled and under the rules provisionally referred to the Committee on Insurance. `filing, referral-committee`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8a451783-27d5-460a-a00e-578022d512b9`. Confidence: reported (aggregated from official Louisiana legislature records).