---
type: "Bill"
title: "PROPERTY INSURANCE: Provides the Louisiana Insurance Guaranty Association and the Louisiana Citizens Property Insurance Cooperation exceptions from liability for certain property insurance claims."
description: "PROPERTY INSURANCE: Provides the Louisiana Insurance Guaranty Association and the Louisiana Citizens Property Insurance Cooperation exceptions from liability for certain property insurance claims."
jurisdiction: "us/states/la"
legislature: "Louisiana Legislature"
session: "2024"
identifier: "SB 113"
citation: "Louisiana SB 113 (2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Kirk Talbot"]
version_count: 13
action_count: 30
vote_count: 6
first_action: "2024-02-28"
last_action: "2024-06-19"
source: "openstates"
source_identifier: "ocd-bill/1504f908-a564-438c-82d4-80962359acb3"
source_url: "https://www.legis.la.gov/Legis/BillInfo.aspx?i=246004"
source_hash: "8ed7f690f33ff14a8b5d4f79ffc9bb9bc9416955f23f42c2fc10d90bcc987291"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-la"]
---

# Louisiana SB 113 (2024) — PROPERTY INSURANCE: Provides the Louisiana Insurance Guaranty Association and the Louisiana Citizens Property Insurance Cooperation exceptions from liability for certain property insurance claims.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **SB113 Original** (filed) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1349419)
2. **House Committee Amendment, #4876, INS, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1376300)
3. **House Committee Amendment, #4901, INS, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1376441)
4. **House Committee Amendment, #4934, INS, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1376782)
5. **House Committee Amendment, #4953, INS, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1377322)
6. **House Floor Amendment, #5211, Firment, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1378971)
7. **House Floor Amendment, #5212, Billings, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1378974)
8. **House Floor Amendment, #5217, Jordan, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1379052)
9. **SB113 Act 757** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1382663)
10. **SB113 Engrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1358850)
11. **SB113 Reengrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1374632)
12. **Senate Floor Amendment, #3147, Talbot, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1372292)
13. **SB113 Enrolled** (enrolled) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1380116)

## Votes

- FINAL PASSAGE (#707) — **22–15** (pass) · upper
- CONCUR (#1333) — **25–10** (pass) · upper
- REJECT (#1274) — **37–0** (pass) · upper
- AMENDMENT # 3147 BY TALBOT, SB 113 BY TALBOT (#539) — **27–11** (pass) · upper
- FINAL PASSAGE (#220) — **18–20** (fail) · upper
- FINAL PASSAGE (#1434) — **92–8** (pass) · lower

## Sponsors

- Kirk Talbot — primary (person)
- Aimee Adatto Freeman — cosponsor (person)
- Beth Billings — cosponsor (person)
- Candace N. Newell — cosponsor (person)
- Chance Henry — cosponsor (person)
- Gabe Firment — cosponsor (person)
- Kim Carver — cosponsor (person)
- Larry Selders — cosponsor (person)
- Michael Melerine — cosponsor (person)
- R. Dewith Carrier — cosponsor (person)
- Stephanie Berault — cosponsor (person)
- Steven Jackson — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-06-19** Effective date: See Act.
- **2024-06-19** Signed by the Governor. Becomes Act No. 757. `became-law, executive-signature`
- **2024-05-31** Sent to the Governor by the Secretary of the Senate. `executive-receipt`
- **2024-05-30** Signed by the Speaker of the House.
- **2024-05-30** Enrolled. Signed by the President of the Senate. `enrolled`
- **2024-05-29** Amendments proposed by the House read and concurred in by a vote of 25 yeas and 10 nays.
- **2024-05-29** Reconsidered.
- **2024-05-29** Amendments proposed by the House read and rejected by a vote of 37 yeas and 0 nays.
- **2024-05-28** Received from the House with amendments. `receipt`
- **2024-05-28** Read third time by title, amended, roll called on final passage, yeas 92, nays 8. Finally passed, ordered to the Senate. `passage`
- **2024-05-28** Called from the calendar.
- **2024-05-28** Read by title, returned to the calendar.
- **2024-05-23** Scheduled for floor debate on 05/28/2024.
- **2024-05-23** Read by title, amended, passed to 3rd reading. `reading-3`
- **2024-05-22** Reported without Legislative Bureau amendments.
- **2024-05-21** Reported with amendments (15-0). Referred to the Legislative Bureau. `committee-passage-favorable`
- **2024-05-20** Read by title, under the rules, referred to the Committee on Insurance. `referral-committee`
- **2024-05-15** Received in the House from the Senate, read by title, lies over under the rules.
- **2024-05-14** The bill, as previously amended, was read by title, passed by a vote of 22 yeas and 15 nays, ordered reengrossed, and sent to the House. Motion to reconsider tabled. `passage`
- **2024-05-14** Called from the Calendar.
- **2024-05-07** Read by title and returned to the Calendar, subject to call.
- **2024-05-07** Senate floor amendments read and adopted.
- **2024-05-07** Called from the Calendar.
- **2024-04-09** Reconsidered. Read by title; returned to the Calendar, subject to call.
- **2024-04-08** Notice of reconsideration on the next legislative day.
- **2024-04-08** Read by title. Failed to pass by a vote of 18 yeas and 20 nays.
- **2024-04-02** Read by title. Ordered engrossed and passed to third reading and final passage.
- **2024-03-27** Reported favorably. `committee-passage-favorable`
- **2024-03-11** Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance. `referral-committee`
- **2024-02-28** Prefiled and under the rules provisionally referred to the Committee on Insurance. `filing, referral-committee`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/1504f908-a564-438c-82d4-80962359acb3`. Confidence: reported (aggregated from official Louisiana legislature records).