---
type: "Bill"
title: "HEALTH/ACC INSURANCE: Provides relative to health stop-loss insurance. (8/1/25) (EN NO IMPACT See Note)"
description: "HEALTH/ACC INSURANCE: Provides relative to health stop-loss insurance. (8/1/25) (EN NO IMPACT See Note)"
jurisdiction: "us/states/la"
legislature: "Louisiana Legislature"
session: "2025"
identifier: "SB 16"
citation: "Louisiana SB 16 (2025)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Patrick McMath"]
version_count: 14
action_count: 38
vote_count: 5
first_action: "2025-03-19"
last_action: "2025-06-20"
source: "openstates"
source_identifier: "ocd-bill/c8fd82bf-ab72-4e16-872b-c3a2808af755"
source_url: "https://www.legis.la.gov/Legis/BillInfo.aspx?i=247978"
source_hash: "49d4b6bedf3e5f7562ec732499868482e273e83cd86126c7ebfcbd843a3d6f97"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-la"]
---

# Louisiana SB 16 (2025) — HEALTH/ACC INSURANCE: Provides relative to health stop-loss insurance. (8/1/25) (EN NO IMPACT See Note)

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **SB16 Original** (filed) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1397490)
2. **Conference Committee Report, #3219, House Adopted, Senate Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1424817)
3. **House Committee Amendment, #3515, INS, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1418569)
4. **House Committee Amendment, #3620, INS, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1419086)
5. **House Floor Amendment, #4216, Beaullieu, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1422902)
6. **SB16 Act 400** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1425928)
7. **SB16 Engrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1412449)
8. **SB16 Reengrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1415186)
9. **Senate Committee Amendment, #1343, INS, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1412111)
10. **Senate Committee Amendment, #1389, INS, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1412364)
11. **Senate Floor Amendment, #1493, McMath, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1413200)
12. **Senate Floor Amendment, #1590, McMath, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1413729)
13. **Senate Floor Amendment, #1692, McMath, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1414528)
14. **SB16 Enrolled** (enrolled) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1425229)

## Votes

- FINAL PASSAGE (#263) — **36–0** (pass) · upper
- ADOPT (#991) — **35–0** (pass) · upper
- REJECT (#866) — **34–0** (pass) · upper
- FINAL PASSAGE (#963) — **99–0** (pass) · lower
- ADOPT CONFERENCE REPORT (#1273) — **100–0** (pass) · lower

## Sponsors

- Patrick McMath — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-06-20** Effective date 8/1/2025.
- **2025-06-20** Signed by the Governor. Becomes Act No. 400. `became-law, executive-signature`
- **2025-06-12** Sent to the Governor by the Secretary of the Senate on 6/13/2025. `executive-receipt`
- **2025-06-12** Enrolled. Signed by the President of the Senate on 6/13/2025. `enrolled`
- **2025-06-12** Signed by the Speaker of the House.
- **2025-06-12** Notice House adopted the Conference Committee Report.
- **2025-06-12** Notice of Senate adoption of Conference Committee Report.
- **2025-06-12** Conference Committee Report read, roll called, yeas 100, nays 0. The Conference Committee Report was adopted.
- **2025-06-12** Rules suspended.
- **2025-06-12** Conference Committee Report read; adopted by a vote of 35 yeas and 0 nays.
- **2025-06-12** Conference Committee report received. Lies over under the rules.
- **2025-06-11** Notice of Senate conferees appointed.
- **2025-06-11** Notice House Conference Committee members appointed.
- **2025-06-11** Senate conference committee members appointed: McMath, Allain, and Talbot.
- **2025-06-11** House conferees appointed: Beaullieu, Firment, and Echols.
- **2025-06-09** Amendments proposed by the House read and rejected by a vote of 34 yeas and 0 nays.
- **2025-06-08** Received from the House with amendments. `receipt`
- **2025-06-08** Read third time by title, amended, roll called on final passage, yeas 99, nays 0. Finally passed, ordered to the Senate. `passage`
- **2025-06-08** Called from the calendar.
- **2025-06-08** Read by title, returned to the calendar.
- **2025-06-08** Called from the calendar.
- **2025-06-03** Scheduled for floor debate on 06/08/2025.
- **2025-06-03** Notice given.
- **2025-06-03** Read by title, returned to the calendar.
- **2025-06-02** Scheduled for floor debate on 06/03/2025.
- **2025-06-02** Read by title, amended, passed to 3rd reading. `reading-3`
- **2025-05-29** Reported without Legislative Bureau amendments.
- **2025-05-28** Reported with amendments (10-0). Referred to the Legislative Bureau. `committee-passage-favorable`
- **2025-05-20** Read by title, under the rules, referred to the Committee on Insurance. `referral-committee`
- **2025-05-19** Received in the House from the Senate, read by title, lies over under the rules.
- **2025-05-14** Senate floor amendments read and adopted. Read by title and passed by a vote of 36 yeas and 0 nays; ordered reengrossed and sent to the House. Motion to reconsider tabled. `passage`
- **2025-05-14** Called from the Calendar.
- **2025-05-12** Read by title and returned to the Calendar, subject to call.
- **2025-05-12** Senate floor amendments read and adopted.
- **2025-05-08** Read by title. Committee amendments read and adopted. Ordered engrossed and passed to third reading and final passage.
- **2025-05-07** Reported with amendments. `committee-passage-favorable`
- **2025-04-14** Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance. `referral-committee`
- **2025-03-19** Prefiled and under the rules provisionally referred to the Committee on Insurance. `filing, referral-committee`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c8fd82bf-ab72-4e16-872b-c3a2808af755`. Confidence: reported (aggregated from official Louisiana legislature records).