---
type: "Bill"
title: "Credit Regulation - Unsecured Open End Credit Plans - Fees and Charges"
description: "Credit Regulation - Unsecured Open End Credit Plans - Fees and Charges"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2017"
identifier: "HB 1270"
citation: "Maryland HB 1270 (2017)"
classification: ["bill"]
subjects: ["Commercial Law - Credit Regulation", "Commerce and Business", "Consumer Protection", "Credit", "Fees", "Interest", "Rules and Regulations"]
status: "enacted"
primary_sponsors: ["Waldstreicher"]
version_count: 1
action_count: 16
vote_count: 2
first_action: "2017-02-10"
last_action: "2017-05-25"
source: "openstates"
source_identifier: "ocd-bill/afb859cd-4cae-4f11-b487-0f0cc6549faa"
source_url: "http://mgaleg.maryland.gov/webmga/frmMain.aspx?id=HB1270&stab=01&pid=billpage&tab=subject3&ys=2017rs"
source_hash: "113f9af41b1a09a3af7f829376aa7e90eea1965153395836edd9f875c7eaee3f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland HB 1270 (2017) — Credit Regulation - Unsecured Open End Credit Plans - Fees and Charges

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Bill Text** (committee substitute) — [source](http://mgaleg.maryland.gov/2017RS/bills/hb/hb1270f.pdf)

## Votes

- Third Reading — **41–4** (pass) · legislature
- Third Reading — **139–0** (pass) · legislature

## Sponsors

- Waldstreicher — primary (person)
- Adams — cosponsor (person)
- Brooks — cosponsor (person)
- Clippinger — cosponsor (person)
- Fennell — cosponsor (person)
- Frick — cosponsor (person)
- Gutierrez — cosponsor (person)
- Hettleman — cosponsor (person)
- Lam — cosponsor (person)
- Lierman — cosponsor (person)
- Lisanti — cosponsor (person)
- Mosby — cosponsor (person)
- R. Lewis — cosponsor (person)
- Stein — cosponsor (person)
- Sydnor — cosponsor (person)
- Tarlau — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2017-02-10** First Reading Economic Matters `referral-committee`
- **2017-02-10** Hearing 3/10 at 1:00 p.m.
- **2017-03-15** Favorable Report by Economic Matters `committee-passage-favorable`
- **2017-03-15** Favorable Report Adopted `committee-passage-favorable`
- **2017-03-15** Second Reading Passed
- **2017-03-16** Third Reading Passed (139-0) `passage`
- **2017-03-17** First Reading Finance `referral-committee`
- **2017-03-20** Hearing 4/04 at 1:00 p.m.
- **2017-03-21** Hearing canceled
- **2017-03-21** Hearing 3/28 at 1:00 p.m.
- **2017-03-30** Favorable Report by Finance `committee-passage-favorable`
- **2017-03-30** Favorable Report Adopted `committee-passage-favorable`
- **2017-03-30** Second Reading Passed
- **2017-03-31** Third Reading Passed (41-4) `passage`
- **2017-03-31** Returned Passed
- **2017-05-25** Approved by the Governor - Chapter 724 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/afb859cd-4cae-4f11-b487-0f0cc6549faa`. Confidence: reported (aggregated from official Maryland legislature records).