---
type: "Bill"
title: "Commercial Law - Consumer Loans and Credit - Miscellaneous Provisions"
description: "Commercial Law - Consumer Loans and Credit - Miscellaneous Provisions"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2018"
identifier: "HB 1297"
citation: "Maryland HB 1297 (2018)"
classification: ["bill"]
subjects: ["Commercial Law - Credit Regulation", "Financial Institutions", "Agents and Brokers", "Commerce and Business", "Consumer Protection", "Contracts", "Credit", "Fees", "Financial Institutions", "Interest", "Licenses", "Loans", "Mortgages", "Notices", "Prices"]
status: "enacted"
primary_sponsors: ["Aumann and Frick"]
version_count: 1
action_count: 17
vote_count: 3
first_action: "2018-02-09"
last_action: "2018-05-15"
source: "openstates"
source_identifier: "ocd-bill/d8fee238-c660-4fc1-a0c0-b836ec203bfc"
source_url: "http://mgaleg.maryland.gov/webmga/frmMain.aspx?id=HB1297&stab=01&pid=billpage&tab=subject3&ys=2018rs"
source_hash: "a3ad30915909f6fc49dabe51af3df28a54e5ef0810818e20f9298d7b908a04de"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland HB 1297 (2018) — Commercial Law - Consumer Loans and Credit - Miscellaneous Provisions

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Bill Text** (committee substitute) — [source](http://mgaleg.maryland.gov/2018RS/bills/hb/hb1297f.pdf)

## Votes

- On Third Reading — **46–0** (pass) · upper
- On Third Reading — **137–0** (pass) · lower
- On Third Reading and Final Passage (Hse concurred) — **138–0** (pass) · lower

## Sponsors

- Aumann and Frick — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-02-09** First Reading Economic Matters `referral-committee`
- **2018-02-09** Hearing 2/16 at 1:00 p.m.
- **2018-03-17** Favorable with Amendments Report by Economic Matters `committee-passage-favorable`
- **2018-03-17** Favorable with Amendments {853598/1 Report Adopted `committee-passage-favorable`
- **2018-03-17** Floor Committee Amendment {283693/1 Adopted `amendment-passage`
- **2018-03-17** Second Reading Passed with Amendments
- **2018-03-19** Third Reading Passed (137-0) `passage`
- **2018-03-19** First Reading Finance `referral-committee`
- **2018-03-21** Hearing 3/29 at 1:00 p.m.
- **2018-04-02** Favorable with Amendments Report by Finance `committee-passage-favorable`
- **2018-04-02** Favorable with Amendments {387372/1 Report Adopted `committee-passage-favorable`
- **2018-04-02** Second Reading Passed with Amendments
- **2018-04-03** Third Reading Passed with Amendments (46-0) `passage`
- **2018-04-07** House Concur - Senate Amendments
- **2018-04-07** Third Reading Passed (138-0) `passage`
- **2018-04-07** Passed Enrolled
- **2018-05-15** Approved by the Governor - Chapter 790 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/d8fee238-c660-4fc1-a0c0-b836ec203bfc`. Confidence: reported (aggregated from official Maryland legislature records).