---
type: "Bill"
title: "State Student Loan Refinancing Program - Market-Specific Consultant Study"
description: "State Student Loan Refinancing Program - Market-Specific Consultant Study"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2018"
identifier: "HB 605"
citation: "Maryland HB 605 (2018)"
classification: ["bill"]
subjects: ["Higher Education", "Appropriations", "Committees and Commissions", "Health", "Higher Education", "Loans", "Reports", "Scholarships and Student Financial Aid", "Sunset"]
status: "enacted"
primary_sponsors: ["Kaiser"]
version_count: 1
action_count: 18
vote_count: 3
first_action: "2018-01-29"
last_action: "2018-05-15"
source: "openstates"
source_identifier: "ocd-bill/2709f80c-01d2-41dc-b5ba-773f215e3f61"
source_url: "http://mgaleg.maryland.gov/webmga/frmMain.aspx?id=HB605&stab=01&pid=billpage&tab=subject3&ys=2018rs"
source_hash: "d171e0d08c00bfb3ae21d4e3f23c923950b214fe289bb3eb6aae6361d6ba8fff"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland HB 605 (2018) — State Student Loan Refinancing Program - Market-Specific Consultant Study

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Bill Text** (committee substitute) — [source](http://mgaleg.maryland.gov/2018RS/bills/hb/hb0605f.pdf)

## Votes

- On Third Reading — **45–2** (pass) · upper
- On Third Reading — **123–14** (pass) · lower
- On Third Reading and Final Passage (Hse concurred) — **129–8** (pass) · lower

## Sponsors

- Kaiser — primary (person)
- Ali — cosponsor (person)
- Barkley — cosponsor (person)
- Barve — cosponsor (person)
- C. Howard — cosponsor (person)
- Clippinger — cosponsor (person)
- Ebersole — cosponsor (person)
- Gibson — cosponsor (person)
- Hill — cosponsor (person)
- Hixson — cosponsor (person)
- Jalisi — cosponsor (person)
- K. Young — cosponsor (person)
- Lam — cosponsor (person)
- Lierman — cosponsor (person)
- Luedtke — cosponsor (person)
- M. Washington — cosponsor (person)
- McIntosh — cosponsor (person)
- Moon — cosponsor (person)
- P. Young — cosponsor (person)
- Pendergrass — cosponsor (person)
- R. Lewis — cosponsor (person)
- Stein — cosponsor (person)
- Turner — cosponsor (person)
- Wilkins — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-01-29** First Reading Ways and Means `referral-committee`
- **2018-02-06** Hearing 2/22 at 1:00 p.m.
- **2018-02-26** Favorable Report by Ways and Means `committee-passage-favorable`
- **2018-02-27** Favorable Report Adopted `committee-passage-favorable`
- **2018-02-27** Second Reading Passed
- **2018-03-01** Third Reading Passed (123-14) `passage`
- **2018-03-02** First Reading Education, Health, and Environmental Affairs `referral-committee`
- **2018-03-05** Reassigned to Finance
- **2018-03-07** Hearing 3/22 at 1:00 p.m.
- **2018-03-26** Favorable Report by Finance `committee-passage-favorable`
- **2018-03-27** Favorable Report Adopted `committee-passage-favorable`
- **2018-03-27** Committee Amendment {417573/1 Adopted `amendment-passage`
- **2018-03-27** Second Reading Passed with Amendments
- **2018-03-28** Third Reading Passed with Amendments (45-2) `passage`
- **2018-04-03** House Concur - Senate Amendments
- **2018-04-03** Third Reading Passed (129-8) `passage`
- **2018-04-03** Passed Enrolled
- **2018-05-15** Approved by the Governor - Chapter 620 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/2709f80c-01d2-41dc-b5ba-773f215e3f61`. Confidence: reported (aggregated from official Maryland legislature records).