---
type: "Bill"
title: "Condominiums - Responsibility for Property Insurance Deductibles"
description: "Condominiums - Responsibility for Property Insurance Deductibles"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2020"
identifier: "SB 175"
citation: "Maryland SB 175 (2020)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["West"]
version_count: 3
action_count: 14
vote_count: 2
first_action: "2020-01-13"
last_action: "2020-05-08"
source: "openstates"
source_identifier: "ocd-bill/b53853a0-414f-49b0-aa41-12329e647900"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0175?ys=2020RS&search=True"
source_hash: "ff6a8c2ce23e15f531e88cfe510c8833936283d849bad4db97b8643095a7514d"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland SB 175 (2020) — Condominiums - Responsibility for Property Insurance Deductibles

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Condominiums - Responsibility for Property Insurance Deductibles** (committee substitute) — [source](http://mgaleg.maryland.gov/2020RS/Chapters_noln/CH_57_sb0175t.pdf)
2. **First - Condominiums - Responsibility for Property Insurance Deductibles** (committee substitute) — [source](http://mgaleg.maryland.gov/2020RS/bills/sb/sb0175f.pdf)
3. **Third - Condominiums - Responsibility for Property Insurance Deductibles** (committee substitute) — [source](http://mgaleg.maryland.gov/2020RS/bills/sb/sb0175t.pdf)

## Votes

- On Third Reading — **133–0** (pass) · lower
- On Third Reading — **44–0** (pass) · upper

## Sponsors

- West — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2020-02-11** Favorable `committee-passage-favorable`
- **2020-01-13** First Reading Judicial Proceedings `referral-committee`
- **2020-01-14** Hearing 1/28 at 1:00 p.m.
- **2020-02-10** Favorable Report by Judicial Proceedings `committee-passage-favorable`
- **2020-02-11** Motion Special Order until 2/12 (Senator Beidle) Adopted
- **2020-02-12** Favorable Adopted `committee-passage-favorable`
- **2020-02-12** Second Reading Passed
- **2020-02-14** Third Reading Passed `passage`
- **2020-02-17** Referred Environment and Transportation `referral-committee`
- **2020-03-16** Favorable Report by Environment and Transportation `committee-passage-favorable`
- **2020-03-16** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2020-03-17** Third Reading Passed `passage`
- **2020-03-18** Returned Passed
- **2020-05-08** Enacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 57 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b53853a0-414f-49b0-aa41-12329e647900`. Confidence: reported (aggregated from official Maryland legislature records).