---
type: "Bill"
title: "Motor Vehicle and Homeowner's Insurance - Use of Claim History in Rating Policies"
description: "Motor Vehicle and Homeowner's Insurance - Use of Claim History in Rating Policies"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2020"
identifier: "SB 470"
citation: "Maryland SB 470 (2020)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Hester"]
version_count: 3
action_count: 14
vote_count: 2
first_action: "2020-01-29"
last_action: "2020-05-08"
source: "openstates"
source_identifier: "ocd-bill/b1adb339-e9d9-4361-8076-9796ae9cd4e0"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0470?ys=2020RS&search=True"
source_hash: "670ee6392dd7c34335a339294bbe68bf1a743b7fbfafdaeabd91afde31c52b5a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland SB 470 (2020) — Motor Vehicle and Homeowner's Insurance - Use of Claim History in Rating Policies

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Motor Vehicle and Homeowner's Insurance - Use of Claim History in Rating Policies** (committee substitute) — [source](http://mgaleg.maryland.gov/2020RS/Chapters_noln/CH_558_sb0470t.pdf)
2. **First - Motor Vehicle and Homeowner's Insurance - Use of Claim History in Rating Policies** (committee substitute) — [source](http://mgaleg.maryland.gov/2020RS/bills/sb/sb0470f.pdf)
3. **Third - Motor Vehicle and Homeowner's Insurance - Use of Claim History in Rating Policies** (committee substitute) — [source](http://mgaleg.maryland.gov/2020RS/bills/sb/sb0470t.pdf)

## Votes

- On Third Reading — **47–0** (pass) · upper
- On Third Reading — **100–32** (pass) · lower

## Sponsors

- Hester — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2020-01-29** First Reading Finance `referral-committee`
- **2020-01-31** Hearing 2/19 at 1:00 p.m.
- **2020-02-04** Hearing canceled
- **2020-02-04** Hearing 2/12 at 1:00 p.m.
- **2020-03-06** Favorable with Amendments Report by Finance `committee-passage-favorable`
- **2020-03-09** Favorable with Amendments { `committee-passage-favorable`
- **2020-03-09** Second Reading Passed with Amendments
- **2020-03-11** Third Reading Passed `passage`
- **2020-03-12** Referred Economic Matters `referral-committee`
- **2020-03-17** Favorable Report by Economic Matters `committee-passage-favorable`
- **2020-03-17** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2020-03-18** Third Reading Passed `passage`
- **2020-03-18** Returned Passed
- **2020-05-08** Enacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 558 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b1adb339-e9d9-4361-8076-9796ae9cd4e0`. Confidence: reported (aggregated from official Maryland legislature records).