---
type: "Bill"
title: "Financial Institutions - Check Cashing Services - Registration and Dissemination of Information"
description: "Financial Institutions - Check Cashing Services - Registration and Dissemination of Information"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2020"
identifier: "SB 939"
citation: "Maryland SB 939 (2020)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Hayes"]
version_count: 3
action_count: 12
vote_count: 3
first_action: "2020-02-03"
last_action: "2020-05-08"
source: "openstates"
source_identifier: "ocd-bill/e7cb6e68-d0a5-4ea9-b8d6-c89f21cedc7f"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0939?ys=2020RS&search=True"
source_hash: "ddabb90d492975b0b5edc1800456b45d456b65fd041bbde21a8e79250f7813de"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland SB 939 (2020) — Financial Institutions - Check Cashing Services - Registration and Dissemination of Information

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Financial Institutions - Check Cashing Services - Registration and Dissemination of Information** (committee substitute) — [source](http://mgaleg.maryland.gov/2020RS/Chapters_noln/CH_444_sb0939t.pdf)
2. **First - Financial Institutions - Check Cashing Services - Registration and Dissemination of Information** (committee substitute) — [source](http://mgaleg.maryland.gov/2020RS/bills/sb/sb0939f.pdf)
3. **Third - Financial Institutions - Check Cashing Services - Registration and Dissemination of Information** (committee substitute) — [source](http://mgaleg.maryland.gov/2020RS/bills/sb/sb0939t.pdf)

## Votes

- On Third Reading — **43–0** (pass) · upper
- ON THIRD READING (Rules Suspended) — **129–2** (pass) · lower
- Motion to suspend rules and allow 2 Rdgs on 1 Day — **125–1** (pass) · lower

## Sponsors

- Hayes — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2020-02-03** First Reading Finance `referral-committee`
- **2020-02-07** Hearing 3/03 at 1:00 p.m.
- **2020-03-14** Favorable with Amendments Report by Finance `committee-passage-favorable`
- **2020-03-14** Favorable with Amendments { `committee-passage-favorable`
- **2020-03-14** Second Reading Passed with Amendments
- **2020-03-15** Third Reading Passed `passage`
- **2020-03-16** Referred Economic Matters `referral-committee`
- **2020-03-18** Favorable Report by Economic Matters `committee-passage-favorable`
- **2020-03-18** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2020-03-18** Motion Rules Suspend Two Readings Same Day (Delegate Luedtke) Adopted
- **2020-03-18** Third Reading Passed `passage`
- **2020-05-08** Enacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 444 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e7cb6e68-d0a5-4ea9-b8d6-c89f21cedc7f`. Confidence: reported (aggregated from official Maryland legislature records).