---
type: "Bill"
title: "Financial Institutions - Commissioner of Financial Regulation - Credit Union Power"
description: "Financial Institutions - Commissioner of Financial Regulation - Credit Union Power"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2021"
identifier: "HB 1004"
citation: "Maryland HB 1004 (2021)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Crosby"]
version_count: 3
action_count: 13
vote_count: 2
first_action: "2021-02-05"
last_action: "2021-05-30"
source: "openstates"
source_identifier: "ocd-bill/839d127a-578a-49ae-979d-6c5093e3315c"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb1004?ys=2021RS&search=True"
source_hash: "a0b5b68c3b830090a622bcd39ccb964a394f6a3433f9a86174435b8194b3f81a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland HB 1004 (2021) — Financial Institutions - Commissioner of Financial Regulation - Credit Union Power

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Financial Institutions - Commissioner of Financial Regulation - Credit Union Power** (committee substitute) — [source](http://mgaleg.maryland.gov/2021RS/Chapters_noln/CH_427_hb1004t.pdf)
2. **First - Financial Institutions - Commissioner of Financial Regulation - Credit Union Power** (committee substitute) — [source](http://mgaleg.maryland.gov/2021RS/bills/hb/hb1004f.pdf)
3. **Third - Financial Institutions - Commissioner of Financial Regulation - Credit Union Power** (committee substitute) — [source](http://mgaleg.maryland.gov/2021RS/bills/hb/hb1004t.pdf)

## Votes

- On Third Reading — **101–35** (pass) · lower
- On Third Reading — **47–0** (pass) · upper

## Sponsors

- Crosby — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-02-05** First Reading Economic Matters `referral-committee`
- **2021-02-05** Hearing 2/24 at 1:30 p.m.
- **2021-03-10** Favorable Report by Economic Matters `committee-passage-favorable`
- **2021-03-11** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2021-03-12** Third Reading Passed `passage`
- **2021-03-16** Referred Finance `referral-committee`
- **2021-03-17** Hearing 3/23 at 1:00 p.m.
- **2021-04-02** Favorable Report by Finance `committee-passage-favorable`
- **2021-04-06** Favorable Adopted `committee-passage-favorable`
- **2021-04-06** Second Reading Passed
- **2021-04-08** Third Reading Passed `passage`
- **2021-04-08** Returned Passed
- **2021-05-30** Enacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 427 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/839d127a-578a-49ae-979d-6c5093e3315c`. Confidence: reported (aggregated from official Maryland legislature records).