---
type: "Bill"
title: "Financial Institutions - Security Questions and Measures"
description: "Financial Institutions - Security Questions and Measures"
jurisdiction: "us/states/md"
legislature: "Maryland General Assembly"
session: "2021"
identifier: "HB 471"
citation: "Maryland HB 471 (2021)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["C. Watson"]
version_count: 3
action_count: 11
vote_count: 2
first_action: "2021-01-15"
last_action: "2021-05-30"
source: "openstates"
source_identifier: "ocd-bill/5f292d91-b3b6-4b45-a8b7-18a569bab178"
source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb0471?ys=2021RS&search=True"
source_hash: "4564cffbbab2f9146c69f0a42418d3e8d48c4b0fea7340a4c98ac3c265e4ee9c"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-md"]
---

# Maryland HB 471 (2021) — Financial Institutions - Security Questions and Measures

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chapter - Financial Institutions - Security Questions and Measures** (committee substitute) — [source](http://mgaleg.maryland.gov/2021RS/Chapters_noln/CH_409_hb0471t.pdf)
2. **First - Financial Institutions - Security Questions and Measures** (committee substitute) — [source](http://mgaleg.maryland.gov/2021RS/bills/hb/hb0471f.pdf)
3. **Third - Financial Institutions - Security Questions and Measures** (committee substitute) — [source](http://mgaleg.maryland.gov/2021RS/bills/hb/hb0471t.pdf)

## Votes

- On Third Reading — **96–36** (pass) · lower
- HB 471 HB 473 HB 484 HB 504 HB 547 HB 549 HB 605 HB 611 — **47–0** (pass) · upper

## Sponsors

- C. Watson — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-01-15** First Reading Economic Matters `referral-committee`
- **2021-01-20** Hearing 2/03 at 1:30 p.m.
- **2021-02-17** Favorable Report by Economic Matters `committee-passage-favorable`
- **2021-02-18** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2021-02-23** Third Reading Passed `passage`
- **2021-02-24** Referred Finance `referral-committee`
- **2021-03-26** Favorable Report by Finance `committee-passage-favorable`
- **2021-03-26** Favorable Adopted Second Reading Passed `committee-passage-favorable`
- **2021-03-29** Third Reading Passed `passage`
- **2021-03-30** Returned Passed
- **2021-05-30** Enacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 409 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5f292d91-b3b6-4b45-a8b7-18a569bab178`. Confidence: reported (aggregated from official Maryland legislature records).